BarclayCard and M+S

[l8onjones]

Barclaycard Credit Card

Date commenced 20/11/2006

Approx balance 643

Date last paid 20/01/2007

Not paying

Status Default

Account owner Lowell

[l8onjones]

Re: BarclayCard and M+S

M+S Credit Card

Date Commenced 05/01/2007

Approx Balance 1507

Date Last Paid: 05/03/2007

Not Paying

Status Default

Account Owner Lowell

[l8onjones]

Re: BarclayCard and M+S

Orange Telephone Debt

Date Commenced 01/09/2006

Approx Balance 247

Date Last Paid 01/11/2006

Not paying

Status Default

Account Owner Arrow Global

[Never-In-Doubt]

Re: BarclayCard and M+S

Orange Telephone Debt

Date Commenced 01/09/2006

Approx Balance 247

Date Last Paid 01/11/2006

Not paying

Status Default

Account Owner Arrow Global

This will be SB in a couple of months so whatever you do DO NOT contact them. Sit it out, you have like 10 weeks to see this through then it's gone forever

[Susie]

Re: BarclayCard and M+S

This will be SB in a couple of months so whatever you do DO NOT contact them. Sit it out, you have like 10 weeks to see this through then it's gone forever

Looks like a few of them are almost SB, not long to go on most of them from the looks of things. Lets hope you can keep them sleeping for a little bit longer!

[Never-In-Doubt]

Re: BarclayCard and M+S

Orange Telephone Debt

Date Commenced 01/09/2006

Approx Balance 247

Date Last Paid 01/11/2006

Not paying

Status Default

Account Owner Arrow Global

I wouldn't worry yourself too much with. Just ignore em and they'll go away soon enough

[l8onjones]

Re: BarclayCard and M+S

Was this originally an M&S storecard later converted to a general purpose credit card?

Nope this has always been a credit card

[l8onjones]

Re: BarclayCard and M+S

Looks like a few of them are almost SB, not long to go on most of them from the looks of things. Lets hope you can keep them sleeping for a little bit longer!

would it be worth not sending a CCA then and just biding my time?

[l8onjones]

Re: BarclayCard and M+S

This will be SB in a couple of months so whatever you do DO NOT contact them. Sit it out, you have like 10 weeks to see this through then it's gone forever

Yeah I wasnt planning on contacting these, what can I do once it is SB?

[l8onjones]

Re: BarclayCard and M+S

I have just noticed with Barclaycard the default notice was 24/07/2008
and with M&S the default was 04/12/2007 and with Arrow global it was 20/12/2007 does this make much difference? I guesstimated the last paid dates as i dont think I made many months repayments

[vint1954]

Re: BarclayCard and M+S

No, it's 6 years from your last payment or acknowledgement of the debt.

CCA will just be like poking them with a sharp stick at the moment.

Time will be best spent, confirming your last payment dates.

[l8onjones]

Re: BarclayCard and M+S

is there anyway I could get this information? because im quite unsure of the dates

so its best to lay off with the CCA at the moment?

[l8onjones]

Re: BarclayCard and M+S

Ive just looked back at my old bank statements online and the last payment I saw was october 2007 to both

[vint1954]

Re: BarclayCard and M+S

So they will be SB in October 2013.

[l8onjones]

Re: BarclayCard and M+S

What happens once they become SB? Im really keen to try and get my credit rating back on track