Hi All
As part of my journey back from Bankruptcy, I have three Credit Cards:
Vanquis £4000 Limit
Aqua £4350 Limit
CapitalOne £1750 Limit
I've just come into some money and cleared all balance on those cards.
My credit rating is still...
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Credit Cards - To close or not to close?!
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Lending Stream / PRA Group
Hi all, I'm on a quest to clean up my Experian report and have two entries for the same debt which I need some advice with.
They are Lending Stream & PRA Group.
The entries read as follows:
Lending Stream:
Account Started: 28/01/2011; Default Balance: £788;... -
Advice needed.
Basically I have been on a DMP for a while now and though it still has a way to go before it ends a lot of the defaults on my credit report are due to fall off in the next 9 months. This would then show only £3000 of debt on my file. I was hoping to try and settle this amount in the way of a full and... -
Ferratum - claiming back interest charges
Hello all
has anyone had any dealings with Ferratum?
i like many people have gotten into the cycle of taking multiple payday loans out to pay another back and to make ends meet ending up in a debt spiral so im amazed that this company state on their website FAQs "... -
22 years old and over my head in debt.
Hi.
First of all I am new to this forum and would like to say how nice it is to see all the people giving advice and a helping hand to others. I'm sure 99% of us on here have been in debt and financial difficulty at some point in our lives.
i will start of with a little... -
22 years old and over my head in debt
Hi.
First of all I am new to this forum and would like to say how nice it is to see all the people giving advice and a helping hand to others. I'm sure 99% of us on here have been in debt and financial difficulty at some point in our lives.
i will start of with a little bit... -
Payday firm CFO Lending forced to repay £35m to borrowers
Payday firm CFO Lending forced to repay £35m to borrowers
This is a duplicate of the Blog Entry made on: 19th September 2016 12:17
A payday lending business has been forced to repay £35m to its borrowers for a catalogue of wrongdoings....
The company took money from its -
Payday loans - My journey
Hi
This is the first time I have ever posted on a forum so forgive me if I get things wrong.
I just wanted to say thank you to everyone who takes the time to post advice for other people's benefit. I have researched for many hours the various posts before finally taking the plunge...Last edited by Dantayler; 6 July 2016, 21:10. -
Welcome to Dantayler
Hi Dantayler and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
We... -
Sunny and lendingstream help
Hi I'm looking for some advice regarding sunny and lendingstream i currently have 3 loans with sunny and 5 loans with the lending stream I have received an email from lending stream offering a waiver of all 5 loans a total of nearly £900 after sending an email of complaint about irresponsible lending... -
Lending Stream and pounds to pocket
Basically I have taken out 5 payday loans with Lending Stream and one with Pounds to pocket. I shouldn't have done this as I am in a DMP and am in a position where I am struggling to pay back the agreed amount but needs arose at the time where I had no option. I have read through some threads on here... -
A broker who can help with a CIFAS marker - mortgage required
Hi,
I'm new to forums but was looking for some help and advice.
I applied for a mortgage about 12 months ago, as part of the application I falsified my documents to inflate my income. To cut a long story short I now have a CIFAS marker against my name for application fraud... -
Claiming Refunds For Payday Loans
Hello im Gelf, new to this site, i was on money saving expert but theres i few idiots on there.
Ive never be the best with money and in 2010 i had 2 credit cards with 15k of debt on them, but i was slowly managing pay it back....very slowly.
In Feb 2010 i had a few large unexpected...Last edited by gelfy666; 9 January 2016, 22:32. -
Creating a new thread for Payday Loan debt
Hi All
Payday loans are simple, but confusing, products as they were not something that those drawing up the Consumer Credit Act really thought about. Changes were brought about by the FCA in January 2015 that sought to address that. Consequently, the ways to combat PDL debt can vary... -
Lending stream and sunny
Hi, i have 6 loans with lending stream and 3 with sunny all due out on the 27th November and I just can't keep up with the repayments without having to borrow again. If I default will they just keep adding interest?? How can I set up an affordable repayment plan with both and can I get them to freeze...