Hello All,
Having successfully seen off Barclaycard and Cap One thanks to this forum, I have now received a CC claim form (commencing Tues 5th June) relating to care home fees owed to the local County Council and outstanding since 2013.
The outstanding fees are for a relative and the original...
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Invisible Man's UE diary
Background to how I got into this mess:
Around 10 years ago I had a well-paid job and a top notch credit score. I had a few credit cards I hardly used, but no outstanding debt. I went into a lone business venture for a pension pot. I borrowed heavily through bank loans. They couldn’t...Last edited by InvisibleMan; 11 June 2017, 19:44. -
hello!
Just wanted to introduce myself. I joined the forum last June, but the illness and then bereavement of a very close family member took me offline for some time. I've been dipping in and out of the site more recently and have to say I find the approach and advice bang on the money, this is the site I... -
'Can't pay, take it away' episode
Hi guys
I was watching an episode of Can't Pay, Take It Away the other day, and i noticed that the High Court Enforcement guys were on a job enforcing a writ where a lady had taken out a 4k loan?! I was under the impression that any debt under the consumer credit agreement could not be... -
Bad credit history but all say settled ?
Hi I'm new to the forum, I've been looking into my credit file. I use to be a real nightmare with paying things, but for the last 4-5 years, I've been better with it. all my payments except 1 have either been settled or I'm still paying them eg
s. I just don't understand how it can be so bad,...
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stjjts UE Diary
I have committed to start a diary so I can record my progress to date and going forward. I have spent hours looking through the valuable resources that exist in forums and now have a better understanding of what to do and what to expect.
A number of years ago I realized that I was struggling... -
Help Needed Cowboy Builder Threatening Court
I need help as I am in the unfortunate position of being in dispute with a builder who was doing a building job for me. I sacked him before he finished the work because he is incompetent. Not only that but he lied to me, didn't turn up most days, had a near miss involving a neighbour and generally... -
Unwarranted CIFAS against my Name - Mortgage Application Fraud
Hi Forum,
I am new this forum (infact to any forum) but the need is such!!! So please accept my apologies if my below request is more in detail and boring and not in line with your expectations.
Issue in Detail: I have started a mortgage application with a leading UK Bank (which... -
Leaking radiator but water is dripping through the kitchen ceiling
So we noticed a leak through the kitchen ceiling and bought some new felt and sealant to repair what we thought was a suspect area on the flat room which is the kitchen .
Our kitchen extension is from where our bedroom is and the radiator is leaking right where the leak is coming through... -
Kitchen sink problem
Hi,
Do any members know of any experienced kitchen installers on the forum please?
I just need someone to take a look at a photo of the installation of a ceramic undermount sink prior to a quartz worktop going on top of it.
I know that there is a minimum gap required... -
FRAUD MARKER CATEGORY 6 ON MY PROFILE
Dear all, I am new to this group and I would really like some advice as to what to do next, I'll try to make this as concise as I can.
Sometime in November 2016 I applied for a Lloyd bank credit product and was declined, this wasn't the first time I've been declined a credit facility or a mobile... -
identity fraud
not sure if this is the right place but....
my daughter and her partner were declined a mortgage recently after failing a credit check.
After investigating it seems her partners ex wife has run up dozens of defaulted debts after they split but before they were divorced.
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I'M FREE
All now SB and Defaults gone.
This is a note to let those at the start of the journey and those en route know that there is an end to the misery. It is not pleasant or easy but it does end.
No fault and no blame, but a crisis left me in a real mess. I am now resigned to... -
Roscoe UE Diary
Hi everyone, I’m a newcomer but in need of a lot of help. My journey into debt began a long time ago but accelerated with the financial crash. I was self-employed and one of 3 directors of a small limited company from 2003-2007. The business was doing quite well but began to lose customers and contracts... -
- CLOSED - Help!
Hi I have approx 20k worth of debt. I can't go bankrupt or anything like that because of my job but really want to clear it all. Has anyone had any luck getting creditors to accept 50% offers on debts and what do u say to them?
Thanks
