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5corpio started a blog post ICO takes enforcement action against Experian after data broking investigationin 5corpioICO takes enforcement action against Experian after data broking investigation
The Information Commissioner’s Office (ICO) orders the credit reference agency Experian Limited to make fundamental changes to how it handles people’s personal data within its direct marketing services. The enforcement notice follows a two-year investigation by the ICO into how Experian, Equifax...
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Failed IVA
Hi my Iva failed in 2012 and is still showing on my credit reference file - can anyone advise when this will drop off my file as it is showing as 110 months old?
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Lending Stream / PRA Group
Hi all, I'm on a quest to clean up my Experian report and have two entries for the same debt which I need some advice with.
They are Lending Stream & PRA Group.
The entries read as follows:
Lending Stream:
Account Started: 28/01/2011; Default Balance: £788;...
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Debt sold on - New DN issued?
Hi all, ok I'm new here so please bear with me.
I entered a dmp with stepchange in December 2013 as my debts were running away with me and have been faithfully sticking to the repayment plan ever since plus increasing my payments when I could.
I had a letter from BarclayCard on Friday...Last edited by kelbagishere; 25 October 2016, 12:47.
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Orange mobile to the next and then the next and so so
Not sure if I'm in the right place. Short version - moved overseas and my parents sent me a scan of a letter from Orange (22nd of hte 9th 2010) stating that I owed them 2570 pounds.
I was overseas for some years and had no interest in this until recently as I've returned. Since then the...
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Most households have not checked credit reports, Which? warns
Most households have not checked credit reports, Which? warns
This is a duplicate of the Blog Entry made on: 21st May 2016 15:18
Most households have never checked their own credit report, research by consumer group Which? suggests....
Consumers can be refused loans or
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Default with British gas
Help!
I took some time off work and I've been traveling for the past 2 years now.
I recently lost my mum last year and Our house is mortgaged. As the administrator, I have started probate proceedings and was planning to get it transferred to my name but got decline for...
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Failed IVA
I am looking for some advice as I have some old debt from a failed IVA, the last payment I made to the IVA was Feb/Mar 2009, I am just starting to get letters from recovery companies offering "huge discounts". I never heard from the IVA company after my last payment despite asking them for...
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Data from ClearScore reveals the credit scores of almost 10 million consumers
Data from ClearScore reveals the credit scores of almost 10 million consumers
This is a duplicate of the Blog Entry made on: 1st December 2015 16:38
Mapped: is your credit score better than your neighbour's?...
Large urban areas have the lowest average credit scores, while
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Barclaycard gives its 10.5m customers free access to credit scores
Barclaycard gives its 10.5m customers free access to credit scores
This is a duplicate of the Blog Entry made on: 19th November 2015 10:13
as data shows six in ten have never checked theirs...
Barclaycard will offer its customers free, regular access to their Experian credit
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Clearscore (Experian)
Hi All,
As Clearscore offer free credit report based on Equifax data (sort of Noddle - Callcredit partnership), I am inclined to see what they have on file against my name - I have Noddle already and check it regularly every month.
However, my concern is about sleeping dogs, etc....Last edited by jadex; 30 December 2015, 05:19.
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TalkTalk attack: 'Urgent action needed' on cyber-crime
Business leaders have called for urgent action to tackle cyber-crime after an attack on TalkTalk, calling it one of the biggest threats facing companies.
More ---> http://www.bbc.co.uk/news/uk-34622754
E mail from Talk Talk
...
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Hoist/Robinson Way
Hi All,
Having recently moved house I received a letter from a company called Hoist Portfolio Holding 2 and they the have appointed Robinson Way to collect an alleged debt of £994.68.
The only debt I can think it could be was for a personal loan way back in approximately...Last edited by Sinren; 13 October 2015, 12:47.
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Barclays Masterloan re-appearing om my credit file after 7+ years
Hi, apologies if this isn't posted in the correct forum, but I'd be grateful for whatever help/advice you can give me, please.
Please also see attached screen print from latest Equifax file.
Here's the story:
(1) Barclays Masterloan taken out in 1998.
(2)...Last edited by florish; 29 September 2015, 17:11.