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'Mortgage prisoners' sue over 'unfair' rates
Mortgage borrowers "unfairly trapped" on high interest rates when their lenders were nationalised are launching legal action against the companies they say are responsible. Some 150,000 homeowners are said to have been overcharged for years, unable to switch to a cheaper deal after their mortgages... -
Joint Owned. Mortgage in both names.
Hi,
I (nor anyone else for that matter) has seen of heard from my ex partner (not married) for nearly 8 years.
I have since re-married and have a child with my wife - we've been married for 6 years.
I understand from Landmark that I can do nothing without my... -
Unwarranted CIFAS against my Name - Mortgage Application Fraud
Hi Forum,
I am new this forum (infact to any forum) but the need is such!!! So please accept my apologies if my below request is more in detail and boring and not in line with your expectations.
Issue in Detail: I have started a mortgage application with a leading UK Bank (which... -
Mortgage advice.. changing jobs.
I did post earlier about remortgaging. But we decided to wait as interest rates were looking to drop.
Dilemma. Can currently get a decent drop in monthly payments though current provider, very easily. No credit check so can sort online and have sorted within days.
However,... -
Remortgaging possibilities
Approaching 70 there is a need to re-mortgage as the term ends next year. 2 defaulted accts (£12k) SB next year. 60% equity and need 7x income. What is best route?
Broker may refuse on defaults, and banks may keep long records of SB accounts. On calculations, the inclusion of £12K... -
West Bromwich to refund £27.5m to overcharged landlords
West Bromwich to refund £27.5m to overcharged landlords
This is a duplicate of the Blog Entry made on: 8th June 2016 17:12
The West Bromwich Mortgage Company is to refund £27.5m to thousands of landlords who were overcharged....
The Appeal Court has ruled that the lender, which -
Lloyds snubs loyal customers by taking away their free, interest-paying current accounts
Lloyds snubs loyal customers by taking away their free, interest-paying current accounts
This is a duplicate of the Blog Entry made on: 20th April 2016 13:07
and tells them to sign up for one at £60 a year...
Lloyds customers are losing their free, interest-paying current -
Northern Rock - Together Mortgages - Unsecured Loan
Hi All
I had a "Together Mortgage" with northern rock. The property was sold in dec 2014 leaving £16k for the unsecured loan. The loan was in my mine and my ex partners name (he who had not paid anything for years and left it down to me) I wrote to Northern Rock offering them... -
My Journey with DMP's CCA's and PPI's
Hi all!
My debt management journey.
Having stupidly tried to run a business and got into a lot of debt, I eventually gave up in 2015.
In the late 90's and early 00's I got quite a lot of credit cards and equipment leases. In the 00's it was mainly to help...Last edited by JLC; 12 February 2016, 19:50. -
Commercial First Mortgages - advice please
Has anyone had a phone call from Commercial First Mortgages saying they want to visit to explain things happening at Commercial First but can't talk about it over the phone? I googled them thinking they were maybe being taken over but have found a lot of searches regarding mis-selling of mortgages and... -
Bad Broker Advice
I took out a secured loan of £23500 on a variable rate via a broker in December 2006.After a few years of the interest rates rising subsequently so did my payments, which is understandable. However after numerous interest rate reductions my payments have never been reduced by as little as 1p.
... -
Clearscore (Experian)
Hi All,
As Clearscore offer free credit report based on Equifax data (sort of Noddle - Callcredit partnership), I am inclined to see what they have on file against my name - I have Noddle already and check it regularly every month.
However, my concern is about sleeping dogs, etc....Last edited by jadex; 30 December 2015, 05:19. -
Sudden lpa receiver threat after 5 years of regular monthly payments
Hi,
In 1999 I bought a business which came with an attached house. Sadly in 2009 I had to admit defeat after running up credit card and overdraft debt attempting to keep it going and closed the business down. I had a commercial mortgage loan. (I have just found old paperwork that calls... -
New to Renting - What do I need to remember and ask?
hey guys!
So my fiancé and I are finally leaving the nest and moving into our our house, however, we've never rented before so want to make sure I do it properly and ask you guys what I should make sure is there, and what I should ask.
Thanks
TM
