Hi All, hoping someone might give me some advice on the following please.
Between 1990s and 2008 I had a bank account and a credit card with the same bank. I left employment in 2006 suffered a mental breakdown ran up a debt on the overdraft and card and was unable to make payments. In 2008...
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Old bank account + credit card debt may be resurfaced after years
Last edited by The Tech Clerk; 30 March 2022, 08:03. -
My Mother who has Alzheimer's Disease is being sued for Social Care costs.
My Mother and my Brother are both being sued by the London Borough of Havering for Social Care costs. It was my intention to act on their behalf as Mum has Alzheimer's Disease and my Brother has some learning disability. My defense was to be as follows -
The defense to this case is, quite...Last edited by The Tech Clerk; 25 January 2022, 15:29. -
Joanna Connolly started a blog post High court allows troubled Amigo Loans to cap compensation paymentsHigh court allows troubled Amigo Loans to cap compensation payments
Court rejects fears deal would be unfair to customers by cutting payouts to 5% even though directors could earn £7m
High-cost lender Amigo Loans will press ahead with a rescue plan to cap compensation payments for nearly 1 million customers after the high court rejected concerns the proposed... -
Help with 100k Debt and Starting Again
Dear All,
I am very new to this forum and have been kindly sent your details from someone close that is helping me through a very tough time.
This has been further compounded due to Covid-19 and I am in the process of trying to figure out how to start again and how to get... -
Hello! I've just discovered this site and so here goes.....
Hi, i discovered this site yesterday and have spent ages reading a lot of the forums and there is so much good advice here! Thank you! So now i have joined as I was trying to resolve my debt myself but now having read things here I think you'll be able to advise me better!
So my story... -
Cowbopper Debt 1
- Type of account Capital One credit card
- Date commenced March 2010
- Approx balance 1088
- Date last paid DMP payment 7/6/18. Last Full payment approx March 2013
- Are you on arrangement or not paying: Not paying
- Status (default/in arrears/up-to-date)
- Account owner Lowell Portfolio 1 Ltd
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Huge Debt - What are my options please
Hi,
I am currently struggling with huge debt approx £47000 and am looking for possible options on how to deal with them. I found this site searching for various pieces of information and it has been very helpful to read the posts and the suggestions. My current situation is as follows:...Last edited by DebtIssues; 5 February 2020, 15:57. -
Is it possible to stop payday loans?
Hello, I do have a payday loan from a three different third party company of 6500 pounds and they are still active by managing with late payments from the past 4 months due to the loss of my current job. So will I able to manage to stop these loans by contacting the lenders and explain the situation... -
Fears Britain's £73bn credit card time bomb is about to explode
Credit card companies have been hit by a further spike in customers struggling to pay their bills, according to data from the Bank of England.
A net 25 per cent of lenders said they had seen a rise in borrowers failing to pay back what they owe in the second quarter of this year.
...Last edited by Joanna Connolly; 11 November 2020, 15:41. -
HSBC agrees to extend redress scheme for customers impacted by historical debt collection practices
HSBC has voluntarily agreed to extend its redress scheme for customers who may have lost out by paying an unreasonable debt collection charge imposed by HFC Bank Ltd (HFC) and John Lewis Financial Services Limited (JLFS), the Financial Conduct Authority (FCA) has announced today. Both HFC and JLFS are... -
Highways England Claim – Do Joanna Connolly Solicitors only deal with Consumer Credit? Colin Quinn
It is widespread common knowledge within the industry in which our firm operates that Joanna Connolly Solicitors are specialists in matters pertaining to Consumer Credit. I must immediately qualify that, by saying there are, for example, certain Chambers who are regarded as specialists in assisting... -
How to respond to CCA documents Lowell/Provident
Hello, I'm new to all this and asking for help on my response to documents received after a CCA request. This alleged debt is from Provident with Lowell. I received a pre-action protocol letter on February 7th 2019. I replied asking for more information. I also sent a CCA request with £1 to Lowell... -
Debt despair: 'I’m just going to end it'
He's one of more than 100,000 desperate debtors who each year attempt suicide in England.That's according to the Money and Mental Health Policy Institute. The charity has called on the government to change legislation which it says contributes to people in problem debt becoming suicidal. 'We skipped
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CIFAS Cat 6 Marker Appeal - Halifax
Hi, I am new to the forum, so I hope this is in the right place and hopefully somebody will be able to provide some advice.
I'll try to be as concise as possible without rambling, but as a little bit of back story, I am 27 and for the past 5 or so years have been on a downwards spiral struggling... -
Morse's Unenforceability Diary
Morse: Number One
Type of Acc: Northern Rock Personal Loan
Date Commenced: October 2006
Approx Balance: £23,000
(£25,000 original amount, £34,000 total including interest)
Date Last Paid: June 2008
Current Arrangement: £1.00 pcm
Status: Defaulted...