Dear All,
I am very new to this forum and have been kindly sent your details from someone close that is helping me through a very tough time.
This has been further compounded due to Covid-19 and I am in the process of trying to figure out how to start again and how to get...
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Help with 100k Debt and Starting Again
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Hello! I've just discovered this site and so here goes.....
Hi, i discovered this site yesterday and have spent ages reading a lot of the forums and there is so much good advice here! Thank you! So now i have joined as I was trying to resolve my debt myself but now having read things here I think you'll be able to advise me better!
So my story... -
Cowbopper Debt 1
- Type of account Capital One credit card
- Date commenced March 2010
- Approx balance 1088
- Date last paid DMP payment 7/6/18. Last Full payment approx March 2013
- Are you on arrangement or not paying: Not paying
- Status (default/in arrears/up-to-date)
- Account owner Lowell Portfolio 1 Ltd
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Huge Debt - What are my options please
Hi,
I am currently struggling with huge debt approx £47000 and am looking for possible options on how to deal with them. I found this site searching for various pieces of information and it has been very helpful to read the posts and the suggestions. My current situation is as follows:...Last edited by DebtIssues; 5 February 2020, 15:57. -
Is it possible to stop payday loans?
Hello, I do have a payday loan from a three different third party company of 6500 pounds and they are still active by managing with late payments from the past 4 months due to the loss of my current job. So will I able to manage to stop these loans by contacting the lenders and explain the situation... -
Fears Britain's £73bn credit card time bomb is about to explode
Credit card companies have been hit by a further spike in customers struggling to pay their bills, according to data from the Bank of England.
A net 25 per cent of lenders said they had seen a rise in borrowers failing to pay back what they owe in the second quarter of this year.
...Last edited by Joanna Connolly; 11 November 2020, 15:41. -
HSBC agrees to extend redress scheme for customers impacted by historical debt collection practices
HSBC has voluntarily agreed to extend its redress scheme for customers who may have lost out by paying an unreasonable debt collection charge imposed by HFC Bank Ltd (HFC) and John Lewis Financial Services Limited (JLFS), the Financial Conduct Authority (FCA) has announced today. Both HFC and JLFS are... -
Highways England Claim – Do Joanna Connolly Solicitors only deal with Consumer Credit? Colin Quinn
It is widespread common knowledge within the industry in which our firm operates that Joanna Connolly Solicitors are specialists in matters pertaining to Consumer Credit. I must immediately qualify that, by saying there are, for example, certain Chambers who are regarded as specialists in assisting... -
How to respond to CCA documents Lowell/Provident
Hello, I'm new to all this and asking for help on my response to documents received after a CCA request. This alleged debt is from Provident with Lowell. I received a pre-action protocol letter on February 7th 2019. I replied asking for more information. I also sent a CCA request with £1 to Lowell... -
Debt despair: 'I’m just going to end it'
He's one of more than 100,000 desperate debtors who each year attempt suicide in England.That's according to the Money and Mental Health Policy Institute. The charity has called on the government to change legislation which it says contributes to people in problem debt becoming suicidal. 'We skipped
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CIFAS Cat 6 Marker Appeal - Halifax
Hi, I am new to the forum, so I hope this is in the right place and hopefully somebody will be able to provide some advice.
I'll try to be as concise as possible without rambling, but as a little bit of back story, I am 27 and for the past 5 or so years have been on a downwards spiral struggling... -
Morse's Unenforceability Diary
Morse: Number One
Type of Acc: Northern Rock Personal Loan
Date Commenced: October 2006
Approx Balance: £23,000
(£25,000 original amount, £34,000 total including interest)
Date Last Paid: June 2008
Current Arrangement: £1.00 pcm
Status: Defaulted... -
Philyabootz UE diary (please help)
Hello everyone, this is my first post so bare with me...
I entered into a debt management plan with step change over a year ago for a total debt of £40k
The original debts were to Tesco Loan £24k, Tesco CC £2k, Barclaycard £8k and MBNA CC £6k
I currently owe... -
Delays and Increasing costs hamper MOJ's digital courts project
A £1bn modernisation programme of the UK’s justice system is facing a “daunting challenge” after falling behind schedule and overrunning costs, according to Whitehall’s spending watchdog.
The National Audit Office has found that the changes being rolled out by HM Courts & Tribunals... -
IN DEBT NEED HELP FAST
Halifax overdraft: £5000 - Increased from zero to £5000 over the space of a couple of months a lot of which was gambling and they were also aware my credit card was almost maxed at the time.
Halifax credit card £6500 - The first card i started using after buying a house in 2016
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