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  • Morse
    started a topic Morse's Unenforceability Diary

    Morse's Unenforceability Diary

    Morse: Number One

    Type of Acc: Northern Rock Personal Loan
    Date Commenced: October 2006
    Approx Balance: £23,000
    (£25,000 original amount, £34,000 total including interest)
    Date Last Paid: June 2008
    Current Arrangement: £1.00 pcm
    Status: Defaulted
    ...
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  • Philyabootz UE diary (please help)

    Hello everyone, this is my first post so bare with me...

    I entered into a debt management plan with step change over a year ago for a total debt of £40k

    The original debts were to Tesco Loan £24k, Tesco CC £2k, Barclaycard £8k and MBNA CC £6k

    I currently owe 2...
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  • Delays and Increasing costs hamper MOJ's digital courts project

    A £1bn modernisation programme of the UK’s justice system is facing a “daunting challenge” after falling behind schedule and overrunning costs, according to Whitehall’s spending watchdog.

    The National Audit Office has found that the changes being rolled out by HM Courts & Tribunals...
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  • INDEBTNEEDHELP
    started a topic IN DEBT NEED HELP FAST

    IN DEBT NEED HELP FAST

    Halifax overdraft: £5000 - Increased from zero to £5000 over the space of a couple of months a lot of which was gambling and they were also aware my credit card was almost maxed at the time.
    Halifax credit card £6500 - The first card i started using after buying a house in 2016

    Capital...
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  • MrsSmithy
    started a topic Default on Barclaycard

    Default on Barclaycard

    Hi all, I really need some help and advice.

    I have a 5,5k Credit Card debt with Barclaycard. I am really struggling to keep up payments and my APR is very expensive. It’s nearly all interest I pay back.

    I am wondering what would happen if I couldn’t continue to pay?
    ...
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  • MrsSmithy
    started a topic Default on Barclaycard

    Default on Barclaycard

    Hi all, I really need some help and advice.

    I have a 5,5k Credit Card debt with Barclaycard. I am really struggling to keep up payments and my APR is very expensive. It’s nearly all interest I pay back.

    I am wondering what would happen if I couldn’t continue to pay?
    ...
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  • 5corpio
    started a blog post Credit card limits 'need control'

    Credit card limits 'need control'

    More than a million credit card users who are struggling financially have had their credit limits increased without asking, a charity has said. Such borrowing could make their financial problems worse, so Citizens Advice is calling for a ban on unsolicited increases in credit card limits.It wants Chancellor...
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  • NatWest closed my account! Someone please help me!! Cifas marker

    I was in desperate need of money so I came across some guy on Facebook who convinced me that he will make me money and give me 50% of whatever was made. I met up with him and gave him my NatWest bank card and details. He made 2 transactions of £500 to my account so £1000 in total and withdrew the money...
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  • 5corpio
    started a blog post Energy suppliers must help vulnerable customers in debt

    Energy suppliers must help vulnerable customers in debt

    Gas and electricity firms must do more to help those struggling to pay bills by spotting debt before it becomes severe, the energy watchdog has said. While the number of customers in debt is down, providers allow customers to accrue £600 in unpaid bills on average before they start paying money back....
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  • 5corpio
    started a blog post The seaside towns hit by a rising tide of debt

    The seaside towns hit by a rising tide of debt

    Seaside towns in England and Wales - and the young families living in them - are suffering the worst levels of debt in the country, new figures reveal. The Isle of Wight has the highest level of insolvencies amongst young adults, according to the Insolvency Service, followed by Torbay and Scarborough....
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  • Selinek
    started a topic At long last I am claiming life back

    At long last I am claiming life back

    Brief background

    I am looking to set up F&F with all my creditors, those that agree of course. All have had sent a CCA request 12/09/17. I have been paying all 9 creditors through DMP SC ,since 2008. I have 2 years left apparently. Every where I have read it’s better to start with...
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  • Fears Bupa care homes buyer will load itself with £600m of debt

    ......putting elderly at risk

    Thousands of elderly residents could be at risk if the planned sale of 150 Bupa care homes goes through, it is feared. Private equity backed HC-One – which is run by controversial Labour donor Dr Chai Patel – is looking to buy the sites from the healthcare group...
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  • Identity fraud - Mother taken out credit in my name

    Hello, I'm posting on behalf of my partner looking for some advice regarding a debt that isn't his. In April 2016 we reported a case to Action Fraud as we were receiving letters from Lowell chasing a debt that has been taken out in his name behind his back by his 'mother' from JD Williams (we know it's...
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  • Identity fraud - Mother taken out credit in my name

    Hello, I'm posting on behalf of my partner looking for some advice regarding a debt that isn't his. In April 2016 we reported a case to Action Fraud as we were receiving letters from Lowell chasing a debt that has been taken out in his name behind his back by his 'mother' from JD Williams (we know it's...
    See more | Go to post

  • Lloyds shakes up overdraft fees - but still charges borrowers 52%

    Lloyds Banking Group has announced an overhaul of its overdraft charges that it says will improve the finances of the majority of its current account customers.

    But the new measures could result in far higher costs for some Lloyds and Halifax customers - and make these banks some of the...
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