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  • dudedj
    started a topic Debt/income expenditure form

    Debt/income expenditure form

    Hi. Im new here and looking for some help.

    A bit of background info:

    I was in debt for a good few years starting about 8 years ago. Eventually cleared it up via a DMP 3 ish years ago. My credit score was destroyed then and still hasnt recovered but is very slowly creeping...
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  • DaveyBoy
    started a topic Debt problems - Any Ideas

    Debt problems - Any Ideas

    Hi, hope everyone is well

    Any advice thought on the below would be much appreciated and I know I'm in the right place to receive it

    Basically I'm still going through a UE journey now 5 years on and all is quiet with this, but now find myself in a new predicament

    ...
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  • julian
    started a topic I'M FREE

    I'M FREE

    All now SB and Defaults gone.

    This is a note to let those at the start of the journey and those en route know that there is an end to the misery. It is not pleasant or easy but it does end.

    No fault and no blame, but a crisis left me in a real mess. I am now resigned to...
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  • Natty
    started a topic How could I let this happen again....

    How could I let this happen again....

    Dear All,

    I am finding it so difficult writing this post, but I really do not have anyone else to turn to. I know I have been extremely foolish, and I know my friends will not judge me on here.

    Due to a difficult few months I have got involved in PDL yet again, I am beyond...
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  • Euro 2016: Fans warned over illegal tickets

    Euro 2016: Fans warned over illegal tickets

    This is a duplicate of the Blog Entry made on: 5th June 2016 06:49
    Unofficial websites illegally selling Euro 2016 tickets could leave fans being refused entry, Which? has warned.
    Rules by the European football body Uefa mean ticket-holders
    ...
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  • lookingforward
    started a topic Daughter Holiday Card

    Daughter Holiday Card

    Hi,

    DD is off on her first foreign holiday with her friend and her friends parents to Spain in September. She's 18 and just got her first full time job/apprenticeship after leaving college so has no credit history whatsoever but is wanting to get a credit card to take with her that she...
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  • Re "Fidelite", a DCA presumably... can anyone help?

    ________________________


    Firstly, hello.... again!

    I was last here a couple of years ago, and was very grateful of some help I received from various people on here.

    I have now returned with a new problem, and wondered if someone might again help? (I've
    ...
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  • Quikkie
    started a topic What do I do?

    What do I do?

    Hi guys, been recommended to join here and ask your advice so here goes....

    I'm currently paying money for bills and credit cards each month with my last credit card seeing me through as I have no spare cash. Once that credit card is maxed out I have nothing so now's the time I need to...
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  • AAD News Feed
    started a topic 'Delay' over workers' pension access

    'Delay' over workers' pension access

    'Delay' over workers' pension access

    This is a duplicate of the Blog Entry made on: 26th January 2016 18:24
    Three fifths of in-house company pension schemes fail to offer flexible options for savers to take part of their pot as an income, consultants say.

    Some 61% of
    ...
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  • nightwatch
    started a topic pay slips, are we supposed to have them

    pay slips, are we supposed to have them

    Hi all, daughter is having a slight problem with our boss about pay slips.

    we work for a local taxi firm that is contracted by local council to take children to and from school, they have to bid for the work,
    we are paid in cash each week but don't get paid if off, ill or holidays,...
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  • cardiac arrest
    started a topic halifax CC- No fees...

    halifax CC- No fees...

    returning gradually to a normal life now ...thanks to AAD...I'm going on my hols to France/Spain again next summer , camping and walking, and wanted a credit card which didn't charge any fees for cash withdrawals or purchases in foreign money. HSBC charged 2.99% for their debit card.cash withdrawals...
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    Last edited by cardiac arrest; 28th December 2015, 09:21.

  • AAD News Feed
    started a topic RBS to reimburse 4,500 dormant account holders

    RBS to reimburse 4,500 dormant account holders

    RBS to reimburse 4,500 dormant account holders

    This is a duplicate of the Blog Entry made on: 13th December 2015 16:25
    Royal Bank of Scotland (RBS) says it will reimburse some 4,500 customers, after it wrongly told them that they did not hold a dormant RBS account.

    Those
    ...
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  • Had IVA - which ex creditors allow fresh start after 6 years

    I understand that after 6 years my credit file will be clean, but which of my ex creditors will allow a fresh start after 6 years

    Interested in
    Barclays/Barclaycard - Most of my debts were with barclaycard, no barclays account pre IVA
    Tesco
    HSBC - they seem very strict,...
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  • Need to buy a new washing machine

    My washing machine needs a couple of new parts amounting to around £130 and its £12 years old so we've decided to invest in a new one.

    Anyone got got any recommendations?

    Ideally id have a Miele but my budget is circa £400 !!!

    Mrs O xx
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  • Virgin starts automatic compensation for train delays

    Virgin starts automatic compensation for train delays

    This is a duplicate of the Blog Entry made on: 3rd October 2015 10:38
    Virgin has become the first train company to automatically compensate some passengers if they are delayed. From Saturday 3 October, travellers using its services
    ...
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