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Forum Information
Welcome to the AAD Consumer Forum
This is the place to start your adventure - feel free to pop in and say hello and see for yourself how friendly we are!
Topics: 2,191 Posts: 11,837
Last Post: Hoist Lbc
2,191 11,837
Perth81
by Perth81
Forum Announcements & Site Feedback

The place to find and report any forum issues, read our announcements and give us feedback.

Topics: 58 Posts: 1,507
58 1,507
Shineon
by Shineon
Sub-Forums:
 
Debt, Bailiffs & Starting Again
Unenforceable Credit Agreements

This section provides help and guides in relation to Unenforceable Credit Agreements. Get help with your Unenforceable Bank Loan; Unenforceable Credit Card; Unenforceable Hire Purchase & even Bank Overdrafts.

 

Topics: 1,399 Posts: 79,329
Last Post: Stevo62 My Diary
1,399 79,329
Diana Mayhew
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Cabot (3/126)
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93 771
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140 5,094
Guest
by Guest
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29 1,218
debrag
by debrag
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Topics: 930 Posts: 15,674
930 15,674
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Council Tax (11/145)
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Sub-Prime Credit (16/379)
Reclaiming
This section is closed for new posts but you can still read old threads. The reason for this is the deadline for reclaiming has now passed.
Topics: 382 Posts: 7,176
382 7,176
nightwatch
Sub-Forums:
Reclaim Loan PPI (103/2,013)
General Debt Matters
If you can't find somewhere to post your question, then start a thread here and one of the mods will move it to the relevant section, or leave it here as a general debt question.
Topics: 664 Posts: 12,045
664 12,045
RonaldMcDonald
Legal Debt Matters
If you can't find somewhere to post your legal question, then start a thread here and one of the mods will move it to the relevant section, or leave it here as a general legal question.
Topics: 106 Posts: 1,625
106 1,625
 
Money, Benefits & Tax
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183 2,972
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Basic Accounts (21/222)
Top Accounts (2/31)
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108 1,804
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Stoozing (0/0)
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166 3,914
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Unsecured Loans (17/323)
Secured Loans (8/147)
Payday Loans (111/2,965)
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5 34
The Tech Clerk
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Savvy Saving (1/7)
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66 753
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87 1,279
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Last Post: Employer Relocating
272 4,043
marypoppins
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DWP & Benefits (91/1,100)
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Tax / Vat / HMRC (57/812)
Students (4/37)
 
Your Lifestyle & You
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322 6,181
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97 2,260
jhony smith
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Family Rants (9/265)
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289 4,467
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94 439
Fractoggen
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78 3,710
victoria
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Hair & Makeup (9/113)
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Consumers, Your Rights & Regulatory Bodies
Topics: 252 Posts: 4,419
252 4,419
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Consumer Complaints (117/1,918)
Council Tax (10/115)
Criminal Law (2/27)
Complaints & Rants (68/1,426)
Topics: 148 Posts: 1,511
148 1,511
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Call Credit (5/33)
Equifax (16/156)
Experian (19/256)
Fraud Prevention (26/184)
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Last Post: Non compliance
42 237
The Tech Clerk
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FCA (5/14)
OFT (11/29)
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ICO (9/53)
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Last Post: DEED POLL changes.
51 122
nick0
by nick0
Topics: 66 Posts: 1,478
66 1,478
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General Chat Forums
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283 51,240
fpoiela
by fpoiela
Sub-Forums:
General Chat Forum (283/51,240)
Topics: 839 Posts: 5,516
839 5,516
Timewilltell
 
AAD Secure & Legal Portal
AAD Legal Services

Get help with a legal issue or with a recent claim received.

Topics: 92 Posts: 1,286
Last Post: Mortimer Clarke
92 1,286
Diana Mayhew
Sub-Forums:
Document Database

Here you can upload your CCA or Default Notice documents for review & discussion.

Topics: 69 Posts: 717
69 717
Sub-Forums:
 
Archive
The Forum Archive is where all the older and out-of-date posts are. The content in this section is generally out of date so check the main forum prior to utilising the information within as it's not going to be current and you could end up in more trouble than before you started!
Topics: 35 Posts: 994
35 994
 

What's Going On

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There are currently 109 users online. 0 members and 109 guests.

Most users ever online was 2,225 at 10:06 on 1 October 2020.

AAD Consumer Forum Statistics

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Topics: 17,536   Posts: 493,190   Members: 4,662   Active Members: 101
Welcome to our newest member, Molianalex.

GDPR 2018

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Latest Topics

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  • Perth81
    Hoist Lbc
    by Perth81
    Hello everyone
    17 months ago I received a letter beforeclaim for a Barclaycard debt originating back to 2016.Debt had been transferred to hoist 2 and robinsons way was handling it.
    I responded with a Cca request to hoist and make their solicitors aware of my enquiry.
    A week ago hoist...
    22 October 2020, 18:15
  • Jenbee
    Hoist finance Howard Cohen (ex Halifax)
    by Jenbee
    Hi, today I have received a letter from the above via ccbc issued 19th October 2020. I spent years clearing 16k of debts run up by my ex so am familiar with the tactics of many of the companies. I'm not perfect but have managed to keep most of my finances under control. I have both mental health issues...
    21 October 2020, 13:06
  • Donegal
    Hi ostrich taking head out of sand!
    by Donegal
    Hi as the title suggests I have been ignoring my debts and now I want to take control. I have racked up around £40k of debt with credit cards and personal loans mainly due to gambling which I am seeking help for. I did have a dmp through stepchange but due to redundancy cannot pay that amount and haven't...
    21 October 2020, 12:26

Recent Blog Posts

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  • 5corpio
    State pension age hits 66 and set to rise further
    by 5corpio
    The age at which most people start to receive the state pension has now officially hit 66 after steady rises in the qualifying age in recent years.

    Men and women born between 6 October, 1954, and 5 April, 1960, will start receiving their pension on their 66th birthday. For those born after...
    14 October 2020, 07:52
  • Diana Mayhew
    HAPPY 10th ANNIVERSARY AAD
    by Diana Mayhew
    This forum started out ten years ago last month and has been a force for good ever since, helping thousands of consumers who find themselves in debt through no fault of their own.




    ?




    Keep up the good work Never-In-Doubt

    ...
    28 September 2020, 16:32

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