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Welcome to the AAD Consumer Forum
This is the place to start your adventure - feel free to pop in and say hello and see for yourself how friendly we are!
Topics: 2,247
Posts: 12,738
Last Post:
In the event of a death...
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2,247 | 12,738 |
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Forum Announcements & Site Feedback
The place to find and report any forum issues, read our announcements and give us feedback.
Topics: 89
Posts: 1,739
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89 | 1,739 |
by mollywilson
12 January 2026, 11:56
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| Debt, Bailiffs & Starting Again | ||||||||||||||||||
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Unenforceable Credit Agreements
This section provides help and guides in relation to Unenforceable Credit Agreements. Get help with your Unenforceable Bank Loan; Unenforceable Credit Card; Unenforceable Hire Purchase & even Bank Overdrafts.
Topics: 1,522
Posts: 85,380
Last Post:
Kenny91's Debt Diary
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1,522 | 85,380 |
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Topics: 98
Posts: 875
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98 | 875 |
by Sam Audley
31 January 2024, 11:09
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Topics: 152
Posts: 5,205
Last Post:
Rent arrears
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Topics: 35
Posts: 1,515
Last Post:
Enough now
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35 | 1,515 |
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Topics: 981
Posts: 16,358
Last Post:
Less than a year left of my IVA!
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Reclaiming
This section is closed for new posts but you can still read old threads. The reason for this is the deadline for reclaiming has now passed.
Topics: 382
Posts: 7,176
Last Post:
Successful PPI claim
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382 | 7,176 |
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General Debt Matters
If you can't find somewhere to post your question, then start a thread here and one of the mods will move it to the relevant section, or leave it here as a general debt question.
Topics: 722
Posts: 12,666
Last Post:
Pre Legal Assessment Letter
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722 | 12,666 |
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Legal Debt Matters
If you can't find somewhere to post your legal question, then start a thread here and one of the mods will move it to the relevant section, or leave it here as a general legal question.
Topics: 133
Posts: 1,848
Last Post:
Delay in progressing a claim
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133 | 1,848 |
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| Money, Benefits & Tax | ||||||||||||||||||
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Topics: 201
Posts: 3,077
Last Post:
Metro Bank
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Topics: 114
Posts: 1,887
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114 | 1,887 |
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Topics: 171
Posts: 3,981
Last Post:
Loan Personal
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Topics: 5
Posts: 36
Last Post:
Best savings account?
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Topics: 73
Posts: 1,048
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73 | 1,048 |
by Dottir
7 February 2024, 18:41
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Topics: 92
Posts: 1,324
Last Post:
National insurance number wrong
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Topics: 275
Posts: 4,073
Last Post:
Uniform tax??
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275 | 4,073 |
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| Your Lifestyle & You | ||||||||||||||||||
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Topics: 348
Posts: 6,399
Last Post:
ovo victim
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348 | 6,399 |
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Topics: 99
Posts: 2,265
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99 | 2,265 |
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Topics: 293
Posts: 4,487
Last Post:
Problems with a onestream broadband renewal
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Topics: 93
Posts: 441
Last Post:
Sainsbury's voucher codes: four new offers!
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Topics: 120
Posts: 3,742
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| Consumers, Your Rights & Regulatory Bodies | ||||||||||||||||||
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Topics: 259
Posts: 4,472
Last Post:
PRA phone calls harassment
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259 | 4,472 |
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Topics: 157
Posts: 1,555
Last Post:
Missed payments or over credit limit??
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157 | 1,555 |
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Topics: 44
Posts: 248
Last Post:
Looking for advice?
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Topics: 51
Posts: 123
Last Post:
DEED POLL changes.
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Topics: 67
Posts: 1,482
Last Post:
Marlin Owners?
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67 | 1,482 |
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| General Chat Forums | ||||||||||||||||||
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Topics: 291
Posts: 51,261
Last Post:
MERRY CHRISTMAS
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291 | 51,261 |
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Topics: 848
Posts: 5,562
Last Post:
Happy Birthday The Tech Clerk
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848 | 5,562 |
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| AAD Secure & Legal Portal | ||||||||||||||||||
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AAD Legal Services
Get help with a legal issue or with a recent claim received.
Topics: 95
Posts: 1,307
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95 | 1,307 |
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Document Database
Here you can upload your CCA or Default Notice documents for review & discussion.
Topics: 69
Posts: 717
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69 | 717 |
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Archive
The Forum Archive is where all the older and out-of-date posts are. The content in this section is generally out of date so check the main forum prior to utilising the information within as it's not going to be current and you could end up in more trouble than before you started!
Topics: 35
Posts: 994
Last Post:
Unenforceable Overdrafts - CCA Information
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35 | 994 |
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There are currently 144 users online. 1 members and 143 guests.
Most users ever online was 11,633 at 14:51 on 9 March 2026.
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Well, here's a cautionary tale that links back to an (unresolved) discussion we had some time ago about how to make sure that beneficiaries of a will don't unwittingly pay out on unenforceable debts after an untimely demise. While it's one thing to say that a debt that's unenforceable in life remains...11 August 2026, 14:31