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Directory Topics Posts Last Post
Forum Information
Welcome to the AAD Consumer Forum
This is the place to start your adventure - feel free to pop in and say hello and see for yourself how friendly we are!
Topics: 2,194 Posts: 11,914
Last Post: How do I move on
2,194 11,914
Diana Mayhew
Forum Announcements & Site Feedback

The place to find and report any forum issues, read our announcements and give us feedback.

Topics: 60 Posts: 1,528
60 1,528
Diana Mayhew
Sub-Forums:
 
Debt, Bailiffs & Starting Again
Unenforceable Credit Agreements

This section provides help and guides in relation to Unenforceable Credit Agreements. Get help with your Unenforceable Bank Loan; Unenforceable Credit Card; Unenforceable Hire Purchase & even Bank Overdrafts.

 

Topics: 1,405 Posts: 79,580
1,405 79,580
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Cabot (3/128)
Topics: 93 Posts: 771
93 771
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Topics: 140 Posts: 5,094
140 5,094
Guest
by Guest
Topics: 29 Posts: 1,249
29 1,249
Diana Mayhew
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Topics: 935 Posts: 15,695
935 15,695
Sub-Forums:
Council Tax (12/146)
Bankruptcy (82/1,166)
IVA's (10/125)
Defaults (247/3,506)
DRO's (8/101)
DMP's (70/1,417)
CMC's (3/12)
DCA's (261/5,302)
Sub-Prime Credit (16/379)
Reclaiming
This section is closed for new posts but you can still read old threads. The reason for this is the deadline for reclaiming has now passed.
Topics: 382 Posts: 7,176
382 7,176
nightwatch
Sub-Forums:
Reclaim Loan PPI (103/2,013)
General Debt Matters
If you can't find somewhere to post your question, then start a thread here and one of the mods will move it to the relevant section, or leave it here as a general debt question.
Topics: 668 Posts: 12,060
668 12,060
Legal Debt Matters
If you can't find somewhere to post your legal question, then start a thread here and one of the mods will move it to the relevant section, or leave it here as a general legal question.
Topics: 113 Posts: 1,648
113 1,648
mauijim
by mauijim
 
Money, Benefits & Tax
Topics: 183 Posts: 2,972
183 2,972
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Basic Accounts (21/222)
Top Accounts (2/31)
Topics: 108 Posts: 1,804
108 1,804
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Stoozing (0/0)
Topics: 167 Posts: 3,928
Last Post: Piggybank
167 3,928
scottygees
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Unsecured Loans (17/323)
Secured Loans (9/159)
Payday Loans (111/2,967)
Topics: 5 Posts: 34
5 34
The Tech Clerk
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Savvy Saving (1/7)
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66 754
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Endowments (0/0)
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87 1,291
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Pensions (15/135)
Annuities (3/79)
Insurance (58/843)
Topics: 272 Posts: 4,043
Last Post: Employer Relocating
272 4,043
marypoppins
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DWP & Benefits (91/1,100)
Employment (86/1,598)
Tax / Vat / HMRC (57/812)
Students (4/37)
 
Your Lifestyle & You
Topics: 323 Posts: 6,210
323 6,210
Diana Mayhew
Sub-Forums:
Christmas (35/1,552)
Utilities (82/963)
Cookery Corner (12/411)
Hobbies (4/50)
Things to Do (1/18)
Gardening (4/152)
Our Pets (10/219)
Bikes & Motoring (82/1,810)
Topics: 97 Posts: 2,260
97 2,260
jhony smith
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Family Rants (9/265)
Men (1/29)
The Kids (18/482)
Women (3/47)
Topics: 289 Posts: 4,467
289 4,467
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Photography (5/90)
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94 439
Fractoggen
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Freebies (39/180)
Special Offers (25/128)
Topics: 75 Posts: 3,675
75 3,675
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Hair & Makeup (8/112)
Health Issues (45/1,277)
 
Consumers, Your Rights & Regulatory Bodies
Topics: 251 Posts: 4,411
251 4,411
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Consumer Complaints (117/1,918)
Council Tax (10/115)
Criminal Law (2/27)
Complaints & Rants (67/1,418)
Topics: 148 Posts: 1,513
148 1,513
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Call Credit (5/33)
Equifax (16/156)
Experian (19/256)
Fraud Prevention (26/186)
Topics: 42 Posts: 237
Last Post: Non compliance
42 237
The Tech Clerk
Sub-Forums:
FCA (5/14)
OFT (11/29)
FSA (4/4)
FOS (11/122)
ICO (9/53)
Topics: 51 Posts: 122
Last Post: DEED POLL changes.
51 122
nick0
by nick0
Topics: 66 Posts: 1,478
66 1,478
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General Chat Forums
Topics: 283 Posts: 51,240
283 51,240
fpoiela
by fpoiela
Sub-Forums:
General Chat Forum (283/51,240)
Topics: 841 Posts: 5,526
841 5,526
 
AAD Secure & Legal Portal
AAD Legal Services

Get help with a legal issue or with a recent claim received.

Topics: 92 Posts: 1,286
Last Post: Mortimer Clarke
92 1,286
Diana Mayhew
Sub-Forums:
Document Database

Here you can upload your CCA or Default Notice documents for review & discussion.

Topics: 69 Posts: 717
69 717
Sub-Forums:
 
Archive
The Forum Archive is where all the older and out-of-date posts are. The content in this section is generally out of date so check the main forum prior to utilising the information within as it's not going to be current and you could end up in more trouble than before you started!
Topics: 35 Posts: 994
35 994
 

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Most users ever online was 2,225 at 09:06 on 1 October 2020.

AAD Consumer Forum Statistics

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Topics: 17,564   Posts: 493,693   Members: 4,699   Active Members: 113
Welcome to our newest member, RB1.

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Latest Topics

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  • Sam Audley
    Small Claims Track, Fast Track and Multi Track - The Differences Explained
    by Sam Audley
    Once a claim has been issued in the county court and a defence is filed at court, the normal process is that the court then sends out Directions Questionnaires to both the Claimant and the Defendant to complete and file, either the Form N180 for the small claims track or the Form N181 for the fast track...
    26 November 2020, 10:38
  • ttx
    Diary
    by ttx
    I have been in a DMP for the last 7 years and have decided to manage the debts myself. The last payment made was in March. I did a couple of CCAs a few years back of old debts (that had been sold) and am now going to start with the newer ones (approx 8/9years old).
    25 November 2020, 14:12
  • Wotsit123
    Letter Before Claim AJJB Law
    by Wotsit123
    I have had a text message from AJJB Law on behalf of Bristol Energy who I think have now been taken over? The text is saying they are sending a letter before claim. Thing is, I dont live at the address the debt is relating to so I wouldnt receive any letter they send. The address it is relating to is...
    24 November 2020, 18:32

Recent Blog Posts

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  • Sam Audley
    Small Claims Track, Fast Track and Multi Track - The Differences Explained
    by Sam Audley
    Once a claim has been issued in the county court and a defence is filed at court, the normal process is that the court then sends out Directions Questionnaires to both the Claimant and the Defendant to complete and file, either the Form N180 for the small claims track or the Form N181 for the fast track...
    26 November 2020, 10:38
  • Sam Audley
    Do Joanna Connolly Solicitors only deal with Consumer Credit?
    by Sam Audley
    Do Joanna Connolly Solicitors only deal with Consumer Credit? - By Colin G Quinn

    It is widespread common knowledge within the industry in which our firm operates that Joanna Connolly Solicitors are specialists in matters pertaining to Consumer Credit. I must immediately qualify that, by...
    24 November 2020, 14:51
  • Sam Audley
    CHECK YOUR CREDIT FILE
    by Sam Audley
    THE IMPORTANCE OF CHECKING YOUR CREDIT FILE

    Credit reference agencies collect and store information which is used to determine your credit score. The information they hold can affect your chances of being accepted for credit. This could include a mobile phone contract, car finance, a loan...
    24 November 2020, 11:04

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