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Forum Information
This is the place to start your adventure - feel free to pop in and say hello and see for yourself how friendly we are!
Topics: 2,147 Posts: 10,468
Last Post: Hello
2,147 10,468
The Tech Clerk
Hello
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The place to find and report any forum issues, read our announcements and give us feedback.

Topics: 31 Posts: 1,135
31 1,135
Never-In-Doubt
Setting Correct System Time
Sub-Forums:
 
Debt, Bailiffs & Starting Again

This section provides help and guides in relation to Unenforceable Credit Agreements. Get help with your Unenforceable Bank Loan; Unenforceable Credit Card; Unenforceable Hire Purchase & even Bank Overdrafts.

 

Topics: 1,222 Posts: 52,371
Last Post: Vaper's Diary
1,222 52,371
vaper
Vaper's Diary
by vaper
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Topics: 98 Posts: 720
98 720
Marly
Struggling to keep up some days
by Marly
Sub-Forums:
Topics: 132 Posts: 5,042
Last Post: Pra Group
132 5,042
creditcritter
Pra Group
Topics: 17 Posts: 384
Last Post: Tierisch's DFD
17 384
alfie
Tierisch's DFD
by alfie
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Topics: 884 Posts: 13,771
884 13,771
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Council Tax (9/145)
Bankruptcy (85/1,205)
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DRO's (8/101)
DMP's (66/1,354)
CMC's (3/12)
DCA's (248/5,170)
Sub-Prime Credit (19/456)
Topics: 368 Posts: 4,588
368 4,588
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Reclaim Loan PPI (102/1,999)
If you can't find somewhere to post your question, then start a thread here and one of the mods will move it to the relevant section, or leave it here as a general debt question.
Topics: 593 Posts: 11,154
593 11,154
If you can't find somewhere to post your legal question, then start a thread here and one of the mods will move it to the relevant section, or leave it here as a general legal question.
Topics: 83 Posts: 1,434
83 1,434
scottygees
New Protocol for debt claimers
 
Money, Benefits & Tax
Topics: 173 Posts: 2,690
Last Post: Tagged by bank
173 2,690
nightwatch
Tagged by bank
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Basic Accounts (18/197)
Top Accounts (2/31)
Topics: 98 Posts: 1,589
98 1,589
julian
BOI -> BOIG Creditor?
by julian
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Stoozing (0/0)
Topics: 156 Posts: 3,159
156 3,159
Pat
PDLs and Default Notices
by Pat
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Unsecured Loans (13/152)
Secured Loans (7/127)
Payday Loans (107/2,880)
Topics: 5 Posts: 19
5 19
patchouli
Savings accounts for children
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Savvy Saving (1/6)
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60 626
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Endowments (0/0)
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80 984
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Pensions (14/126)
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Insurance (52/749)
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Last Post: carers allowance
267 3,648
Spent2much
carers allowance
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DWP & Benefits (89/1,132)
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Tax / Vat / HMRC (55/803)
Students (4/37)
 
Your Lifestyle & You
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306 5,876
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Christmas (35/1,552)
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Our Pets (10/219)
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97 1,455
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Family Rants (9/265)
Men (1/29)
The Kids (18/481)
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Topics: 285 Posts: 4,450
285 4,450
Roger
Document scanning software
by Roger
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Photography (5/90)
Topics: 94 Posts: 351
94 351
Deepie
Argos ...3 for 2 ...3 days only
by Deepie
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Freebies (39/180)
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74 3,482
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Hair & Makeup (8/112)
Health Issues (44/1,269)
 
Consumers, Your Rights & Regulatory Bodies
Topics: 239 Posts: 3,901
Last Post: Flipping heck !!
239 3,901
cardiac arrest
Flipping heck !!
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Consumer Complaints (113/1,895)
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Criminal Law (2/27)
Complaints & Rants (65/1,402)
Topics: 130 Posts: 896
130 896
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Call Credit (3/26)
Equifax (16/156)
Experian (18/250)
Fraud Prevention (13/133)
Topics: 40 Posts: 215
Last Post: SPAM
40 215
The Tech Clerk
SPAM
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FCA (4/12)
OFT (11/29)
FSA (4/4)
FOS (11/122)
ICO (8/48)
Topics: 51 Posts: 122
Last Post: DEED POLL changes.
51 122
nick0
DEED POLL changes.
by nick0
Topics: 65 Posts: 1,056
65 1,056
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General Chat Forums
Topics: 274 Posts: 51,177
274 51,177
Spud
Happy Birthday to AAD!
by Spud
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General Chat Forum (274/51,177)
Topics: 837 Posts: 5,556
837 5,556
alland
Happy Birthday tastyjane
by alland
 
AAD Secure & Legal Portal

Get help with a legal issue or with a recent claim received.

Topics: 89 Posts: 1,135
89 1,135
Sub-Forums:

Here you can upload your CCA or Default Notice documents for review & discussion.

Topics: 69 Posts: 713
69 713
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What's Going On

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There are currently 92 users online. 3 members and 89 guests.

Most users ever online was 2,016 at 12:41 on 8th June 2015.

AAD Consumer Forum Statistics

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Topics: 16,885   Posts: 448,497   Members: 3,952   Active Members: 98
Welcome to our newest member, chris335f.

Welcome to AAD Consumer Forum

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Welcome to your new forum! You will notice there are a lot of new features and things will look slightly different too.

Please spend a few moments and read the dedicated topic about the forum changes so you can familiarise yourself with the new features and report any bugs that you may come across.

Latest Topics

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  • chris335f
    In the process of offering F&F Settlements effects on Credit Score?
    chris335f
    I have several questions that I need help with, it's complicated! I have been in a DMP since 2010 which consists of 4 credit card debts that have since been sold on to credit agencies and an outstanding unsecured loan that has not been sold on. I have been going through an amicable divorce and will...
    19th November 2017, 20:08
  • vaper
    Vaper's Diary
    vaper
    BARCLAYCARD 1
      • Type of account -Credit card
      • Date commenced - 6/01/04
      • Approx balance - 16,046
      • Date last paid- 18/04/17
      • Are you on arrangement or not paying- Not paying
      • Status- In arrears
      • Account owner- Barclaycard


    19/05/17 Default sum notice received - late payment charge...
    19th November 2017, 15:46
  • scottygees
    Letter of Claim
    scottygees
    There appears to be new protocol in place when a creditor is looking to get a debt paid which involves sending a letter of claim. Has anybody received one of these and how did you deal with it?
    18th November 2017, 11:03

Recent Blog Posts

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  • 5corpio
    Credit card limits 'need control'
    5corpio
    More than a million credit card users who are struggling financially have had their credit limits increased without asking, a charity has said. Such borrowing could make their financial problems worse, so Citizens Advice is calling for a ban on unsolicited increases in credit card limits.It wants Chancellor...
    17th November 2017, 14:42
  • 5corpio
    Old 10 note to disappear 1st March 2018
    5corpio
    If you still have any old 10 notes, make sure you spend them before 1 March next year. The Bank of England has announced that the old paper notes, featuring naturalist Charles Darwin, will no longer be legal tender after that date.Its days have been numbered since the new polymer tenner, depicting...
    17th November 2017, 14:40
  • 5corpio
    Tax disc: Car tax evasion triples after paper version scrapped
    5corpio
    The number of unlicensed vehicles on the road has tripled since the paper tax disc was abolished, government figures show. The data, published every two years, shows that the government potentially lost out on 107m from 755,000 unlicensed vehicles last year. The RAC said the decision to get rid of...
    17th November 2017, 14:37

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