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Forum Information
Welcome to the AAD Consumer Forum
This is the place to start your adventure - feel free to pop in and say hello and see for yourself how friendly we are!
Topics: 2,202 Posts: 12,058
Last Post: How do I move on
2,202 12,058
Never-In-Doubt
Forum Announcements & Site Feedback

The place to find and report any forum issues, read our announcements and give us feedback.

Topics: 63 Posts: 1,562
63 1,562
Sub-Forums:
 
Debt, Bailiffs & Starting Again
Unenforceable Credit Agreements

This section provides help and guides in relation to Unenforceable Credit Agreements. Get help with your Unenforceable Bank Loan; Unenforceable Credit Card; Unenforceable Hire Purchase & even Bank Overdrafts.

 

Topics: 1,426 Posts: 80,880
1,426 80,880
PlanB
by PlanB
Sub-Forums:
Cabot (4/143)
Hoist Portfolio (5/119)
Topics: 93 Posts: 771
93 771
Sub-Forums:
Topics: 144 Posts: 5,144
144 5,144
MrKrinkle
Topics: 29 Posts: 1,250
29 1,250
Sam Audley
Sub-Forums:
Topics: 947 Posts: 15,938
Last Post: CCJ Removal Process
947 15,938
Gerry Jemitus
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Council Tax (12/146)
Bankruptcy (82/1,166)
IVA's (11/145)
Defaults (248/3,560)
DRO's (8/101)
DMP's (70/1,417)
CMC's (3/12)
DCA's (269/5,454)
Sub-Prime Credit (16/379)
Reclaiming
This section is closed for new posts but you can still read old threads. The reason for this is the deadline for reclaiming has now passed.
Topics: 382 Posts: 7,176
382 7,176
nightwatch
Sub-Forums:
Reclaim Loan PPI (103/2,013)
General Debt Matters
If you can't find somewhere to post your question, then start a thread here and one of the mods will move it to the relevant section, or leave it here as a general debt question.
Topics: 680 Posts: 12,217
Last Post: Cabot Address?
680 12,217
Timewilltell
Legal Debt Matters
If you can't find somewhere to post your legal question, then start a thread here and one of the mods will move it to the relevant section, or leave it here as a general legal question.
Topics: 116 Posts: 1,678
Last Post: Travelling
116 1,678
PlanB
by PlanB
 
Money, Benefits & Tax
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186 3,007
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Basic Accounts (21/222)
Top Accounts (2/31)
Topics: 108 Posts: 1,808
108 1,808
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Stoozing (0/0)
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167 3,933
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Unsecured Loans (17/324)
Secured Loans (9/163)
Payday Loans (111/2,967)
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5 34
The Tech Clerk
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Savvy Saving (1/7)
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66 756
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Endowments (0/0)
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88 1,306
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Pensions (15/135)
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Insurance (59/858)
Topics: 272 Posts: 4,043
Last Post: Employer Relocating
272 4,043
marypoppins
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DWP & Benefits (91/1,100)
Employment (86/1,598)
Tax / Vat / HMRC (57/812)
Students (4/37)
 
Your Lifestyle & You
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323 6,237
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Christmas (35/1,552)
Utilities (82/988)
Cookery Corner (12/411)
Hobbies (4/50)
Things to Do (1/18)
Gardening (4/152)
Our Pets (10/219)
Bikes & Motoring (82/1,812)
Topics: 97 Posts: 2,260
97 2,260
jhony smith
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Family Rants (9/265)
Men (1/29)
The Kids (18/482)
Women (3/47)
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289 4,467
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Photography (5/90)
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94 441
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Freebies (39/180)
Special Offers (25/128)
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75 3,677
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Hair & Makeup (8/112)
Health Issues (45/1,279)
 
Consumers, Your Rights & Regulatory Bodies
Topics: 252 Posts: 4,418
252 4,418
Sub-Forums:
Consumer Complaints (118/1,925)
Council Tax (10/115)
Criminal Law (2/27)
Complaints & Rants (67/1,418)
Topics: 151 Posts: 1,525
Last Post: CREDIT KARMA
151 1,525
The Tech Clerk
Sub-Forums:
Call Credit (6/37)
Equifax (16/156)
Experian (19/256)
Fraud Prevention (28/194)
Topics: 42 Posts: 237
Last Post: Non compliance
42 237
The Tech Clerk
Sub-Forums:
FCA (5/14)
OFT (11/29)
FSA (4/4)
FOS (11/122)
ICO (9/53)
Topics: 51 Posts: 122
Last Post: DEED POLL changes.
51 122
nick0
by nick0
Topics: 66 Posts: 1,478
66 1,478
Sub-Forums:
 
General Chat Forums
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283 51,246
itsmejerry04
Sub-Forums:
General Chat Forum (283/51,246)
Topics: 845 Posts: 5,550
845 5,550
 
AAD Secure & Legal Portal
AAD Legal Services

Get help with a legal issue or with a recent claim received.

Topics: 92 Posts: 1,286
Last Post: Mortimer Clarke
92 1,286
Diana Mayhew
Sub-Forums:
Document Database

Here you can upload your CCA or Default Notice documents for review & discussion.

Topics: 69 Posts: 717
69 717
Sub-Forums:
 
Archive
The Forum Archive is where all the older and out-of-date posts are. The content in this section is generally out of date so check the main forum prior to utilising the information within as it's not going to be current and you could end up in more trouble than before you started!
Topics: 35 Posts: 994
35 994
 

What's Going On

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There are currently 140 users online. 1 members and 139 guests.

Most users ever online was 4,049 at 20:03 on 5 January 2021.

AAD Consumer Forum Statistics

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Topics: 17,641   Posts: 495,904   Members: 4,848   Active Members: 98
Welcome to our newest member, ivyk.

GDPR 2018

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Latest Topics

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  • Timewilltell
    Cabot Address?
    by Timewilltell
    Any one with any knowledge of CABOT address?
    I sent template letter for doorstep visit on Saturday via signed for delivery. Have been checking it’s status on track and trace and it says that it was forwarded to another address from delivery address as recipient not at address, now it is being...
    6 May 2021, 16:29
  • Spent2much
    My son's council taX debt at another address
    by Spent2much
    My son shared a house with his now ex girlfriend , he was a student at university , she did nothing lol . Long story short, they split he had a mental breakdown and she kept the house (that's another story), so he doesn't live at my house , hasn't lived here since 2018, so we got a letter from the council...
    6 May 2021, 07:28
  • NickTugh
    CIFAS marker (misuse of facility)
    by NickTugh
    Hello all,

    I hope I am posting this in the correct section. Please let me know if not.

    I have a Cifas marker placed by RBS in 2019 for misuse of facility.

    Whilst I was a student, I used to sell items on eBay and use my account to receive payments so I think...
    5 May 2021, 07:56

Recent Blog Posts

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  • Sam Audley
    Your Data Matters - Raising a concern with an organisation
    by Sam Audley
    You have the right to be confident that organisations handle your personal information responsibly and in line with good practice.

    If you have a concern about the way an organisation is handling your information; if it:
    • is not keeping your information secure;
    • holds inaccurate information
    ...
    29 April 2021, 07:53
  • Sam Audley
    CREDIT
    by Sam Audley
    Nobody has the right to credit. Before giving you credit, lenders such as banks, loan companies and shops want to be confident that you can repay the money they lend. To help them do this, they may look at the information held by companies called credit reference agencies.

    If personal information...
    29 April 2021, 07:28
  • Sam Audley
    New Flubot malware is infecting phones and stealing data across the globe
    by Sam Audley
    Consumers should take preventative measures to protect themselves

    A new strain of password-stealing Android malware is infecting consumers’ devices around the world. Mobile network operators and security researchers worldwide have sent up a flare about a text message scam infecting users...
    29 April 2021, 07:18

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