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How charge cards influence your FICO assessment?
How charge cards influence your FICO assessment?...
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What data is incorporated into a pay stub?
What data is incorporated into a pay stub?...
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CIFAS MARKERS
Hello All,
I have a quick enquiry and was wondering if anyone could help me out. Some years ago, a once friend asked if they could transfer some money into my account as they had sold a car. I agreed although I was a bit weary. They had told me it was only going to be £5,000 and they...
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Need help removing unwarranted fraud marker
Please don't be too harsh as I had only just turned 17 when this happened and didn't know what to do or what was even happening.
I have tried to keep straight to the point and so hopefully its easy to understand.
Thank you amazing people.
In 2018, I was buying...
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Fraud on account- Desperate for advice
Hello everyone,
I'm a new member here and decided to open an account after seeing all of the helpful advice and support that you have been able to give to people with issues that I believe to be similar to myself. I'm in my 20s and have never encountered anything of this nature before, so I am...
- 1 like
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Fears Britain's £73bn credit card time bomb is about to explode
Credit card companies have been hit by a further spike in customers struggling to pay their bills, according to data from the Bank of England.
A net 25 per cent of lenders said they had seen a rise in borrowers failing to pay back what they owe in the second quarter of this year.
...Last edited by Joanna Connolly; 11 November 2020, 15:41.
- 2 likes
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Guest started a topic CIFAS Cat 6 Marker Appeal - HalifaxCIFAS Cat 6 Marker Appeal - Halifax
Hi, I am new to the forum, so I hope this is in the right place and hopefully somebody will be able to provide some advice.
I'll try to be as concise as possible without rambling, but as a little bit of back story, I am 27 and for the past 5 or so years have been on a downwards spiral struggling...
- 1 like
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IN DEBT NEED HELP FAST
Halifax overdraft: £5000 - Increased from zero to £5000 over the space of a couple of months a lot of which was gambling and they were also aware my credit card was almost maxed at the time.
Halifax credit card £6500 - The first card i started using after buying a house in 2016
...
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NatWest closed my account! Someone please help me!! Cifas marker
I was in desperate need of money so I came across some guy on Facebook who convinced me that he will make me money and give me 50% of whatever was made. I met up with him and gave him my NatWest bank card and details. He made 2 transactions of £500 to my account so £1000 in total and withdrew the...
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Joanna Connolly started a blog post Lloyds shakes up overdraft fees - but still charges borrowers 52%Lloyds shakes up overdraft fees - but still charges borrowers 52%
Lloyds Banking Group has announced an overhaul of its overdraft charges that it says will improve the finances of the majority of its current account customers.
But the new measures could result in far higher costs for some Lloyds and Halifax customers - and make these banks some of the...
- 2 likes
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The new Jane Austen £10 note - when is it coming out and what will it look like?
The new, polymer £10 note is being unveiled by Bank of England governor Mark Carney on Tuesday. This marks the 200th anniversary of the death of Jane Austen, who features on the new bank note.
Austen will be the only woman - apart from the Queen - to be featured on an English bank note,...
- 3 likes
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National Hunter and Cfas issue
Before i get into the full story can anybody clear up three points for me please? I have read some conflicting information about how long an NH marker stays active. I thought it was six years but Im sure I read somewhere on here that it was rolling 13 months assuming no other issues were flagged to...
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O2 Default - Didn't know I had
Hi there,
I reviewed my credit file today and saw that I have a default recorded by O2, which was under my closed accounts, for £20. Of which I paid anyway. Bizarre.
Apparently the account defaulted in July 2012 and I had no idea this happened. And especially for £20!!...
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PRA Group
Hi there,
I have a £8.5k debt with PRA from 2005 and requested a CCA last month. They responded stating that the amount was unenforceable as they couldn't find the original credit agreement.
I responded with a 10% offer to close the account stressing that it was unenforceable...
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Alfies Diary
Evening.
Starting this slightly unusual one as it relates to a current account overdraft and a request for its credit agreement given the newer rules on overdrafts.
The newish rules say that a credit agreement is required for overdrafts after 2011.
In this case however the 'draft was...Last edited by alfie; 22 May 2017, 18:12.