Please don't be too harsh as I had only just turned 17 when this happened and didn't know what to do or what was even happening.
I have tried to keep straight to the point and so hopefully its easy to understand.
Thank you amazing people.
In 2018, I was buying...
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Need help removing unwarranted fraud marker
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Fears Britain's £73bn credit card time bomb is about to explode
Credit card companies have been hit by a further spike in customers struggling to pay their bills, according to data from the Bank of England.
A net 25 per cent of lenders said they had seen a rise in borrowers failing to pay back what they owe in the second quarter of this year.
...Last edited by Joanna Connolly; 11 November 2020, 15:41. -
Energy customers will now receive automatic compensation
........of up to £120 for switching errors or late return of credit- Customers will receive £30 from energy firms who fail to return credit balances
- Those who have been switched by accident could get up to £120
- The new rules come into effect from May 1 and could benefit thousands
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CIFAS Cat 6 Marker Appeal - Halifax
Hi, I am new to the forum, so I hope this is in the right place and hopefully somebody will be able to provide some advice.
I'll try to be as concise as possible without rambling, but as a little bit of back story, I am 27 and for the past 5 or so years have been on a downwards spiral struggling... -
Delays and Increasing costs hamper MOJ's digital courts project
A £1bn modernisation programme of the UK’s justice system is facing a “daunting challenge” after falling behind schedule and overrunning costs, according to Whitehall’s spending watchdog.
The National Audit Office has found that the changes being rolled out by HM Courts & Tribunals... -
Default on Barclaycard
Hi all, I really need some help and advice.
I have a 5,5k Credit Card debt with Barclaycard. I am really struggling to keep up payments and my APR is very expensive. It’s nearly all interest I pay back.
I am wondering what would happen if I couldn’t continue to pay? ... -
Default on Barclaycard
Hi all, I really need some help and advice.
I have a 5,5k Credit Card debt with Barclaycard. I am really struggling to keep up payments and my APR is very expensive. It’s nearly all interest I pay back.
I am wondering what would happen if I couldn’t continue to pay? ... -
Credit card limits 'need control'
More than a million credit card users who are struggling financially have had their credit limits increased without asking, a charity has said. Such borrowing could make their financial problems worse, so Citizens Advice is calling for a ban on unsolicited increases in credit card limits.It wants Chancellor... -
NatWest closed my account! Someone please help me!! Cifas marker
I was in desperate need of money so I came across some guy on Facebook who convinced me that he will make me money and give me 50% of whatever was made. I met up with him and gave him my NatWest bank card and details. He made 2 transactions of £500 to my account so £1000 in total and withdrew the... -
Defeated Lowell Portfolio 1 LTD in Leeds County Court
This was a small consumer credit claim of around £2,000 which the Claimant persisted in taking to trial possibly hoping our client would not have representation on the day in court for such a small sum. I decided to represent my client at the trial. The claimant was represented by counsel.
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Success in Wandsworth today
In Wandsworth today for application to set aside 2 yr default judgment - settled at court door client very happy. Should mention it was a £250,000 default judgment plus £150,000 contractual interest .......eyewatering interest rate of 400%!... -
Drydensfairfax Solicitors Default
I have an unsecured credit card debt which was purchased by Max Recovery Limited in late 2012.
The original creditor was mbna.
The debt has never been on my credit file.
Last year, I started receiving correspondence from Drydensfairfax Solicitors, who were acting... -
BOI -> BOIG Creditor?
Have seen a letter advising an erstwhile BOI credit card defaulter (now SB) following the non-payment route that he is a creditor. "As a creditor he must by law be informed of the change to the structure of the bank which is now changing its name from Bank of Ireland to Bank of Ireland Group",... -
Invisible Man's UE diary
Background to how I got into this mess:
Around 10 years ago I had a well-paid job and a top notch credit score. I had a few credit cards I hardly used, but no outstanding debt. I went into a lone business venture for a pension pot. I borrowed heavily through bank loans. They couldn’t...Last edited by InvisibleMan; 11 June 2017, 19:44. -
hello!
Just wanted to introduce myself. I joined the forum last June, but the illness and then bereavement of a very close family member took me offline for some time. I've been dipping in and out of the site more recently and have to say I find the approach and advice bang on the money, this is the site I...
