Good morning, been a while since i’ve been on here but here we go again ?
Had my own company for the purpose of truck driving as a self employed driver, i am listed as the director. took out a bounce back loan of 8k to cover expenses. Company hasn’t traded for over 2 yrs and i can’t...
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Business gone bump
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Do I have a cifas? Hellllp!
First of I would love to say after 7 days of pure hell it’s so refreshing to see sanctuary’s like this and see a real community spirit of people advising and helping each bravo!!!
so the story is Iam a business owner and we took a cash advance loan through our credit card terminal,... -
Joint Owned. Mortgage in both names.
Hi,
I (nor anyone else for that matter) has seen of heard from my ex partner (not married) for nearly 8 years.
I have since re-married and have a child with my wife - we've been married for 6 years.
I understand from Landmark that I can do nothing without my... -
Payday loan complaints see sharp rise despite new rules
Payday loan complaints see sharp rise despite new rules
This is a duplicate of the Blog Entry made on: 13th June 2017 19:01
Complaints about payday loans have risen sharply for the second consecutive year despite strict new regulations limiting interest charges....
The -
Arrow Global ( Reston Solicitors ) v Sharon2345 - Issued 15 May 2017
Your AAD Forum Username
Sharon2345
Name of Claimant
Arrow Global
Name of Claimant's Solicitors
Reston Solicitors
Claim Issue Date
15 May 2017
Who Signed the Claim Form?
An Individual (i.e. Joe Blogs)
How... -
New payday loan regulations come into force
New payday loan regulations come into force
This is a duplicate of the Blog Entry made on: 31st May 2017 09:32
New payday loan regulations come into force on Friday, requiring all online lenders to advertise on at least one price comparison website....
The new rules are -
PRA Group
Hi there,
I have a £8.5k debt with PRA from 2005 and requested a CCA last month. They responded stating that the amount was unenforceable as they couldn't find the original credit agreement.
I responded with a 10% offer to close the account stressing that it was unenforceable... -
'Can't pay, take it away' episode
Hi guys
I was watching an episode of Can't Pay, Take It Away the other day, and i noticed that the High Court Enforcement guys were on a job enforcing a writ where a lady had taken out a 4k loan?! I was under the impression that any debt under the consumer credit agreement could not be... -
Arrow Global Limited vs sagesi - issued 28 April 2017
I've received a claim form from Restons Solicitors Limited acting for Arrow Global Limted regarding a Mark and Spencer credit card for the sum of £5203.98 including court fee and legal cost.
A little history about myself.
I've had many credit cards/loans and had never missed a payment... -
CAPQUEST ( Restons ) v kilasuit - Issued 18 April 2017
Your AAD Forum Username
kilasuit
Name of Claimant
CAPQUEST
Name of Claimant's Solicitors
Restons
Claim Issue Date
18 April 2017
Who Signed the Claim Form?
An Individual (i.e. Joe Blogs)
How much is being... -
Arrow Global Limited ( Restons Solicitors Limited ) v buffy300577 - Issued 2 May 2017
Your AAD Forum Username
buffy300577
Name of Claimant
Arrow Global Limited
Name of Claimant's Solicitors
Restons Solicitors Limited
Claim Issue Date
2 May 2017
Who Signed the Claim Form?...
The Solicitor Firm (i.e. -
MisterK UE Diary
Here is my diary at last.
(A little local difficulty getting the username agreed with MrsK, but everybody's happy now I'm pleased to say).
About six years ago, in need of some help and well before I found AAD, I paid some money over to some CMC's to get "certificates of...Last edited by MisterK; 30 April 2017, 09:04. -
Ratesetter loan agreement
Hi all
I am currently in a DMP with stepchange and one of the members of MSE forum advised me to join this forum to check whether my agreements were enforceable. I believe my credit card will be however I am unsure about my agreement with ratesetter.
Is there anyone who could... -
UE Journey Begins
After about 10 years with Step Change I have decided to go the UE route. Eleven creditors and 41k of debt!! I would be struggling to pay this back before retirement, I have diligently paid Through Step Change and sacrificied a lot, no holidays, no pension etc. CCA requests have been sent to all creditors... -
The start of a debt free life
Hello all, just a little about me - my hubby and I have found ourselves in big debts altogether, and after browsing through this forum over the past few days (which has already turned out to be super helpful and supportive) we both made a decision yesterday to stop making payments in anticipation of...