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  • Secret bid to sell off HBOS: Letters reveal watchdogs' frantic efforts...

    ......to push through a disastrous takeover

    A secret series of letters has revealed watchdogs' frantic efforts to push through a disastrous takeover of HBOS bank as the financial crisis raged. Lloyds bought the tainted lender in a 2008 mega-deal but HBOS was so toxic it almost destroyed...
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  • Lloyds, Halifax, BoS and Yorkshire BS set to shut another 62 spots

    ....and cull hundreds of jobs

    • Lloyds Banking Group to close 49 branches 'as customers switch to online and phone banking'
    • Yorkshire Building Society Group to shut 13 branches
    • Wider YBS restructuring could cost 200 jobs
    • Union condemn Lloyds decision to 'ignore its corporate social responsib
    ...
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  • 5corpio
    started a blog post Lloyds under fire over HBOS fraud compensation

    Lloyds under fire over HBOS fraud compensation

    Lloyds Banking Group has said it is close to offering compensation to 30 customers caught up in a criminal conspiracy involving former bankers at its HBOS subsidiary. The bank has already missed its own deadline of 30 June for paying redress to all victims. So far, only five have accepted compensation...
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  • carjam29
    started a topic Old Bank of Scotland Loan

    Old Bank of Scotland Loan

    I had a loan with Bank of Scotland in 2000 and believe I was misled PPI. The loan was in joint names with my late husband. I do not have the account number and would like some advice about how to proceed.
    Many thanks
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  • pukka2
    started a topic Pukka2 UE diary

    Pukka2 UE diary

    Hi Niddy and UE people

    This is the start of my UE diary.

    I'll post each account separately.

    Thanks in advance for all your help and support

    Pukka2
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  • Consumer Credit Regulations 1983 3(2)b

    Hi,

    I'd appreciate any clarification of this.

    The Halifax have sent me a photocopy of a Credit Card Agreement which appears to have my dated signature on, however the signature/date space on behalf of Halifax plc is blank. The letter from Halifax states the following:
    The copy
    ...
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  • AAD News Feed
    started a topic FCA and PRA to probe former HBOS managers

    FCA and PRA to probe former HBOS managers

    FCA and PRA to probe former HBOS managers

    This is a duplicate of the Blog Entry made on: 31st January 2016 08:39
    The Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA) have decided to start investigations into certain former HBOS senior managers. The
    ...
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  • Virgin CC / Arrow GLobal / Moorcroft help

    Received letter from Virgin announcing transfer of £3488 CC debt to Arrow Global. Included in same envelope was introductory letter from Arrow, requesting I make contact with Moorcroft who are now apparently "managing" my account.
    Also have had couple of missed calls from Arrow to my...
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  • Susie
    started a topic Bank of Scotlland/Lloyds connection?

    Bank of Scotlland/Lloyds connection?

    I had an old loan account with Bank of Scotland and want to try and get the PPI back. Other than the fact that I cannot find the account number, does anyone know how safe it is to make a claim with them while I am repaying my old Lloyds overdraft? I wouldnot want any repayment offset against it if I...
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  • Long-delayed report into near collapse of HBOS faces fresh hold-ups after being caught in.......

    Long-delayed report into near collapse of HBOS faces fresh hold-ups after being caught in.......

    This is a duplicate of the Blog Entry made on 19th May 2015 08:11.

    *....in another phase of legal wrangling with disgraced former executives* The long-delayed report into the...
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  • Lowell Portfolio I, HBoS, Credit Card

    Dear All,

    I have recently been contacted by Lowell Portfolio I regarding a credit card debt with HBoS.
    I am in a sticky situation having only just started work from a failed business, so I could do without the debts that have the possibility of being deferred until I'm in a better...
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  • [SETTLED]- 1st Credit ( MoonBeaver ) v Swaroman

    Your AAD Forum Username

    Swaroman

    Name of Claimant

    1st Credit

    Name of Claimant's Solicitors

    MoonBeaver

    Claim Issue Date

    24 March 2015

    Who Signed the Claim Form?

    The Solicitor Firm (i.e. Joe Blogs
    ...
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    Last edited by Swaroman; 26 March 2015, 17:11. Reason: spelling errors.

  • Pat
    started a topic 1st Credit HBOS

    1st Credit HBOS

    As part of my playing silly buggers with 1st Credit who bought an HBOS current account I told them to do their worst as I am not working and in shit loads of debt as well as a little crazy.
    They have now written back wanting a Dr's letter and an I&E.
    The I&E they can whistle for...
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  • allwornout
    started a topic Legal Proceedings to be issued - MBNA

    Legal Proceedings to be issued - MBNA

    Hi

    My husband and I received letters for local solicitor acting on behalf of PRA Group (UK) Ltd demanding payment for MBNA credit cards x 3 (total debt = 8.5k)

    Income/Expenditure form attached for completion.

    Threatening legal proceedings will be issued without...
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  • Joanna59
    started a topic Help with RBOS defaults

    Help with RBOS defaults

    Hi I was wondering if anyone can advice with this. Not sure where to start really.. Recently married (2013)and have a problem getting a re- mortgage

    My husband took out a bank loan £20.000 in 2008 for his wife at that time, the bank would only loan if his name was on it too.
    She...
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