i had an overdraft with Barclays on a joint account which was my ex partners spending and dates back to about 20. I refused to pay it and he never did either. Barclays last sent me a letter about it in around 2010 but I've heard nothing since.
I have recently looked at my credit file and found...
500 results in 0.0165 seconds.
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Kitkatmuppet started a topic Old Barclays debt showing as a recurring 6 on credit file. Never defaultedin DefaultsOld Barclays debt showing as a recurring 6 on credit file. Never defaulted
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Drydensfairfax Solicitors Default
I have an unsecured credit card debt which was purchased by Max Recovery Limited in late 2012.
The original creditor was mbna.
The debt has never been on my credit file.
Last year, I started receiving correspondence from Drydensfairfax Solicitors, who were acting... -
Invisible Man's UE diary
Background to how I got into this mess:
Around 10 years ago I had a well-paid job and a top notch credit score. I had a few credit cards I hardly used, but no outstanding debt. I went into a lone business venture for a pension pot. I borrowed heavily through bank loans. They couldn’t...Last edited by InvisibleMan; 11 June 2017, 19:44. -
Bad credit history but all say settled ?
Hi I'm new to the forum, I've been looking into my credit file. I use to be a real nightmare with paying things, but for the last 4-5 years, I've been better with it. all my payments except 1 have either been settled or I'm still paying them eg
s. I just don't understand how it can be so bad,...
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Looking to rent
We live in a mortgaged house, the house next door is a rental. Every 6, 12 or 48 months we get new neighbours more often than not they are a nightmare!
Anyway we were thinking if it was practical for us to rent our property and rent another property elsewhere.
I was wondering... -
Help and advice for debt of over £80k+
Hello all I'm new to this forum and I'm really hoping you are all a friendly bunch who won't judge me too much
My husband and I have always been in debt for as long as we've been together, and we are at the point where we are just being crippled every month with high interest and fallen... -
Debt/income expenditure form
Hi. Im new here and looking for some help.
A bit of background info:
I was in debt for a good few years starting about 8 years ago. Eventually cleared it up via a DMP 3 ish years ago. My credit score was destroyed then and still hasnt recovered but is very slowly creeping... -
Advice needed.
Basically I have been on a DMP for a while now and though it still has a way to go before it ends a lot of the defaults on my credit report are due to fall off in the next 9 months. This would then show only £3000 of debt on my file. I was hoping to try and settle this amount in the way of a full and... -
British Gas: default from 2007
Hi
After many years of terrible credit I FINALLY had an excellent credit score. All my defaults had dropped off as I had an excellent score.... until
background: I moved out of a jointly rented flat when I split up with an ex boyfriend, in 2007. As far as I was aware, all bills... -
Checkng for 'previous debtor'markers
Has anybody ever requested a SAR from a creditor where the debt is SB and Default annulled?
Most financial systems delete records after 7 years of the last activity. The cost of maintaining, archiving records, and recalling archived records is high. So will past creditors keep and check... -
Debt Advice Please
Hello Everyone!
I have two CCJs on file - one being paid off (slowly) and the other default in judgment but rarely hear anything from them.
I also have a multiple defaults from 4 year old accounts.
All the creditors have written off the debts except for Lowell... -
DCA "League Table"
Hi
Most of the debts I have are now managed or owned by DCA's having defaulted between Sept 2009 and June 2010. Mostly they're with Cabot (or derivatives like Marlin), Moorcroft and Cap Quest. Having kicked things off by inadvertently choosing one of the more litigious DCA's in PRA I wondered... -
checking credit file
I want to know when any defaults were recorded - is it a bad idea to check ? -
Arrangement to Pay and default notices
Hi Niddy
Basically I've got alot of unsecured debt that I'm now struggling to pay off. The majority of which has been used on house extension and improvement. Can't afford all my repayments each month now and have approached mortgage provider to remortgage to consolidate debt, no joy cos of my... -
I'M FREE
All now SB and Defaults gone.
This is a note to let those at the start of the journey and those en route know that there is an end to the misery. It is not pleasant or easy but it does end.
No fault and no blame, but a crisis left me in a real mess. I am now resigned to...
