Could they be UE?

[pooky2483]

Re: Could they be UE?

Looks like that's the end of that then

[Never-In-Doubt]

Re: Could they be UE?

There are no loopholes other than mis-selling but that aint gonna help.

[pooky2483]

Re: Could they be UE?

In 2009 they use tick-in-the-box assuming you applied online, plus due to the dates it's pointless - if they don't have an agreement they can still pursue it via court as s.127 protection is gone.

I wouldn't CCA them, it's kinda pointless right now based on the commencement date being 2009.

Ah well...
I'm sure there’s got to be a loophole <somewhere> for someone to discover so the us, consumer can get out of it. Untill then... we carry on the fight

[Never-In-Doubt]

Re: Could they be UE?

Look at this ---> The Consumer Credit Act 1974 (Electronic Communications) Order 2004

The Consumer Credit Act 1974 (Electronic Communications) Order 2004 is what governs tick-in-the-box etc (applied online)

[Never-In-Doubt]

Re: Could they be UE?

Hi,
I was just wondering whether to SAR JD Williams for 2 accounts my wife has with them to see if they are UE?
It doesn’t look like any letters were kept or it's a case of they've not sent any letters in relation to the account but we do have statement No. 1 and its dated 2009. My wife says she doesn’t remember signing anything?
I did ask, how about 'digitally' but the answer was also a 'No' but the account wouldn’t have gone through without that happening, would it?
If they haven’t got a signed agreement, could we still possibly go the UE route?

In 2009 they use tick-in-the-box assuming you applied online, plus due to the dates it's pointless - if they don't have an agreement they can still pursue it via court as s.127 protection is gone.

I wouldn't CCA them, it's kinda pointless right now based on the commencement date being 2009.

[pooky2483]

Hi,
I was just wondering whether to SAR JD Williams for 2 accounts my wife has with them to see if they are UE?
It doesn’t look like any letters were kept or it's a case of they've not sent any letters in relation to the account but we do have statement No. 1 and its dated 2009. My wife says she doesn’t remember signing anything?
I did ask, how about 'digitally' but the answer was also a 'No' but the account wouldn’t have gone through without that happening, would it?
If they haven’t got a signed agreement, could we still possibly go the UE route?