Hi guys and gals
After a lot of researching and googling, i have decided to make nest on AAD
I will list my debts soon, but to summarise i have 8 debts totalling around £35,000 (Eeeek!). It was £42,000 but i was diligently paying into a DMP via Stepchange for the last...
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Let the fun commence - 6 year journey starts here!
- 9 likes
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Help and advice for debt of over £80k+
Hello all I'm new to this forum and I'm really hoping you are all a friendly bunch who won't judge me too much
My husband and I have always been in debt for as long as we've been together, and we are at the point where we are just being crippled every month with high interest and fallen...
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Debt/income expenditure form
Hi. Im new here and looking for some help.
A bit of background info:
I was in debt for a good few years starting about 8 years ago. Eventually cleared it up via a DMP 3 ish years ago. My credit score was destroyed then and still hasnt recovered but is very slowly creeping...
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Lending Stream / PRA Group
Hi all, I'm on a quest to clean up my Experian report and have two entries for the same debt which I need some advice with.
They are Lending Stream & PRA Group.
The entries read as follows:
Lending Stream:
Account Started: 28/01/2011; Default Balance: £788;...
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Amex to let cardholders use Membership Rewards points to pay off their balances
Amex to let cardholders use Membership Rewards points to pay off their balances
This is a duplicate of the Blog Entry made on: 10th June 2016 13:20
American Express has added a new feature to its Membership Rewards scheme, meaning cardholders can use their rewards points to clear...
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Lloyds snubs loyal customers by taking away their free, interest-paying current accounts
Lloyds snubs loyal customers by taking away their free, interest-paying current accounts
This is a duplicate of the Blog Entry made on: 20th April 2016 13:07
and tells them to sign up for one at £60 a year...
Lloyds customers are losing their free, interest-paying current
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Could really use some help and advice.
My son is typing this out on my behalf, I'm not very good with the internet.
I'm 87 and have two (relatively) young children from a second marriage, they are both in there mid twenties, I had them very late in life. Their mother passed away from cancer when the youngest was 12 leaving...Last edited by Red88; 15 November 2015, 21:25.
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FCA tells banks to help struggling credit card borrowers
http://www.telegraph.co.uk/finance/n...borrowers.html
'.By contrast when customers make the minimum payment each month they do not appear in the lenders’ systems as distressed or struggling and they are particularly...
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Tesco Double-up
Tesco are issuing club card vouchers this week but don't spend them as from Monday they'll be doubling up again for Xmas so £10 points get you £20 in many store departments.
We've saved all ours and have a few quid to double up
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DIY DMP - Stick or Twist
Hi Folks,
Bit of background on my situation.
I am a gambling addict (although haven't gambled since the end of May) and have racked up debts circa £30k (listed below). Originally I contacted a DMP Service that you paid for. I had arranged them to come to my house for a meeting,...
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what is a CA3 ?
Its a group on facebook helping people with their debts and they use the CA3 , i have no idea what it is does anyone else know ?
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Late payment charges
i have been trying to navigate my way around the site, reading up and getting a better understanding of this debt minefield.
i would like to start with what some might consider a small(er) issue - for me its a matter of principle
i originally and unwittingly held...Last edited by Pixie; 12 March 2015, 15:19.
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Struggling with a lending stream, well 4 LS loans...
Hi there
I currently have 4 lending stream loans that I am struggling to pay. I've been in the payday cycle for a while now and have decided that I am going to have to pay smaller amounts and clear the balance over a longer period. I was searching for some advice online and came across...
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DCA resurrecting a written off account
Hi
I don't know if anybody can advise me, please?
I had severe financial problems in 2002/3 as a result of being swindled in business and was left with lots of debt including a number of credit cards with high balances.
I agreed token payments...
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Recalculation of PPI already paid
Hi everyone, there has been lots in the press about underpayment of PPI. Are companies supposed to contact you or vice versa? How far does this go back as I'm sure LLoyds underpaid me but I was just grateful to receive anything!