Could they be UE?

[ken100464]

Re: Could they be UE?

How can that be a correct letter to assign the debt?

Thats like saying it could go to anyone but we aint telling who. And notice it may not will. So they may not either.

Indecisive or what.

WTF.

Gerbil toilet paper.

[pooky2483]

Re: Could they be UE?

Just re-read the letter. Moorcroft are one of FIVE they threaten to pass it on to...

[Never-In-Doubt]

Re: Could they be UE?

This is unbelievable, I have offered them payment and then because they are ignoring all attempts to settle it, I have informed them the accounts are in dispute. Yet, they have the nerve to pass the FW one onto Moorcroft! WTF.

Any suggestions ?

Just noticed, again they suggest to clear the debit, they want me to use a CREDIT CARD.

Just wait and see what Moorcroft say when they write..... no rush is there?

[pooky2483]

Re: Could they be UE?

This is unbelievable, I have offered them payment and then because they are ignoring all attempts to settle it, I have informed them the accounts are in dispute. Yet, they have the nerve to pass the FW one onto Moorcroft! WTF.

Any suggestions ?

Just noticed, again they suggest to clear the debit, they want me to use a CREDIT CARD.

[pooky2483]

Re: Could they be UE?

Here is the letter I plan to send them;

[pooky2483]

Re: Could they be UE?

Thanks Pixie
Where are the 'sarcastic' ones, when they’re online as I don't recall ever seeing them?

[Pixie]

Re: Could they be UE?

I would use the site templates...when they're back online.

If Niddy says there's one then there usually is!

[pooky2483]

Re: Could they be UE?

Well, I've basically compiled one of my own as there didn’t seem to be one suitable to send them.
Didn’t manage to send it today as I want feeling very well, I will have to try and get out tomorrow as I need to get some more food for our cats and dog lol!

[pooky2483]

Re: Could they be UE?

Thanks Niddy
Which templates as I don't know which ones I need? And I don't want to send them the wrong one...

[Never-In-Doubt]

Re: Could they be UE?

You do not send proof. No need to - there's templates for this - use them to tell em to ermm fuckoff!!

You do not need to prove anything if they've been hassling you at the same address

[pooky2483]

Re: Could they be UE?

Just got another one this morning, from RC addressed to the 'alias'...
Anything to worry about?

Bearing in mind that it's addressed to the alias and SB have been asking for proof of I.D. as they say there are two accounts to this address and they say there are two different names but they're only communicating via her 'real' name. but Mrs Pooky is only able to provide proof or her 'real' I.D. so how does it stand with this?

She has also been asking them what proof it is they require but they are not saying???
I even asked in one of the letters if they require a D.N.A. sample
They just sent back a repeated letter with copies of previous requests...
Any ideas???????

[pooky2483]

Re: Could they be UE?

I have just got a reply back from FW and I, well, I just don't know what to send these idiots as proof I never knew letter 'ping-pong' could be such fun...
Here are letters I’ve sent them and the replies I’ve got back from them...

Wonder what I should send back in reply to their last letter???

[pooky2483]

Re: Could they be UE?

Well, yeah - You get credit for the first bit . I couldn’t resist it.
Most of the rest was done from memory of seeing other 'masterpieces' of yours

[Never-In-Doubt]

Re: Could they be UE?

that's not put together lol - that's from my message with samsmum....

Good luck

Sirs

Account No/Reference No: XXXXXXXX & XXXXXXXX

I am getting sick and tired of your repeated harassment regards the above accounts and unless it ceases immediately I will report your conduct to the FOS, the OFT and Trading Standards.

How dare you write to me quoting such nonsense as "your conduct in this matter is unacceptable and will not be tolerated..." what the hell do you think I am? A naughty little schoolgirl that you can place over your knee and discipline? Well you're surely mistaken as this little schoolgirl will rip you apart if you ever dare use such wording in any further letters to me.

Further, I do wonder what the Ministry of Justice and the Office of Fair Trading have to say about your repeated threats of court action, whereby you clearly state that "further to this all court and solicitor fees would be added to your balance...". I guess you're aware that it is not for you to decide the fate of costs, it is for the Judge to decide on such matters however when faced with my counterclaim for strike-out based on the fact you are in direct breach of varying legislation (s.61, s.78, s.127, s.87, s.88 CCA1974) coupled with the actual original creditors signed declaration that they cannot locate an original agreement, well we both know that these agreements cannot be enforced by a Judge in line with s.127(3) CCA1974.

I suggest you familiarise yourself with other case law regards this matter, such as the Carey Judgment or Hayes v HFC where at Blackpool county court in July 2010 she successfully overturned a charging order on her home. Judge Bell agreed that the reconstituted agreement was not accurate. Then you have the case of Kotecha v Phoenix in which Phoenix attempted to recover a debt owed on a HFC bank credit card. The appeal judges agreed the bank had not been able to supply an accurate copy of the original agreement - This is publicly available information and I suggest you learn it as any future threats from your offices will result in my taking action against you.

I rest my case.

If you ever write to me using any of the misleading threats, language or general mannerisms again then i'll take this as far as I can and report your conduct and question your suitability to retain your consumer credit licence. Make no mistake who you are dealing with here.

Yours faithfully,


Sign digitally

__________________

[pooky2483]

Re: Could they be UE?

I have just put together this letter I am going to send them regarding my wifes account(s).


Firstly, I would like to say I am appalled at the way you are talking to me. I am NOT some naughty schoolgirl to be told “my conduct is unacceptable and will not be tolerated”, what are you going to do next? Put me over your knee and give me a good spanking? Who the hell do you think you are, talking to me in the manner you are.


If you continue to talk to me and threaten me in such manner, I will be making a complaint to the FOS and bringing in your validity to be a DCA. I also fail to see how you have concluded that little effort has been made to pay for goods bought, I would have you know that the payment history is exemplary, up until the middle of last year, where I requested the CCA. I also HAVE been writing to you expecting civil communication in return.


Al I have received so far are threats and letters informing me that “in accordance with our clients trading terms an administration charge of £12.00 has been added to your balance.”. You have been appointed to collect on the debt but every time you write to me, you frivolously add a £12.00 charge to the account, to which I will NOT be paying as these charges are unlawful and extortionate as you cannot legally justify that to send a letter would cost £12.00.


So, unless you can provide evidence as to the cost of communicating via letter otherwise proving me wrong, I will NOT pay these ridiculous charges.

What do you reckon? Any improvements welcome...