Hi there,
I reviewed my credit file today and saw that I have a default recorded by O2, which was under my closed accounts, for £20. Of which I paid anyway. Bizarre.
Apparently the account defaulted in July 2012 and I had no idea this happened. And especially for £20!!...
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O2 Default - Didn't know I had
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Failed IVA
Hi my Iva failed in 2012 and is still showing on my credit reference file - can anyone advise when this will drop off my file as it is showing as 110 months old? -
Default reporting on very old debt
Hello everyone,
Please excuse if this has been covered before but I have had no luck in finding out the answer.
I have an old debt from 2004 with Goldfish and I was paying token amounts until four years ago when I decided to try the CCA route, the company (Goldfish account...Last edited by PaulJ; 27 June 2016, 15:56. -
Most households have not checked credit reports, Which? warns
Most households have not checked credit reports, Which? warns
This is a duplicate of the Blog Entry made on: 21st May 2016 15:18
Most households have never checked their own credit report, research by consumer group Which? suggests....
Consumers can be refused loans or -
Debt Managers (Services) Ltd
Looking for some follow up advice after I found some info in the forum archive here regarding Debt Managers (Services) LTD, the wife has just received a fishing letter which has confused us no end. we've checked her file on noddle and apart from a possible £12 showing from 2004 we can't see anything... -
PRA group
Hiya I received a letter from PRA group (is there any way I can attach it?) I am 7 months from debts being SB.
Letter says "settlement offer call now and the single payment settlement option. Full and final settlement" .
But then... " should you make the discounted,... -
Northern Rock - Together Mortgages - Unsecured Loan
Hi All
I had a "Together Mortgage" with northern rock. The property was sold in dec 2014 leaving £16k for the unsecured loan. The loan was in my mine and my ex partners name (he who had not paid anything for years and left it down to me) I wrote to Northern Rock offering them... -
Lending Stream and pounds to pocket
Basically I have taken out 5 payday loans with Lending Stream and one with Pounds to pocket. I shouldn't have done this as I am in a DMP and am in a position where I am struggling to pay back the agreed amount but needs arose at the time where I had no option. I have read through some threads on here... -
Can anyone confirm default notice compliance please
Hi all,
Hope you all had a great Christmas and a happy new year to everyone.
I am pleased to say that all of my challenged accounts are now SB and have begun dropping off my credit reference records.
There are few that are still sitting there for a few... -
DCAs and CRAs
Hi all
Just thinking and don't know the answer so......have a couple of things that are definitely SB and have fallen off the credit report. From time to time one of the DCAs does a check presumably to find out where i live so they can send me christmas and birthday cards etc
So my...
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Principles for the Reporting of Arrears, Arrangements and Defaults at Credit Reference Agencies
For full details regards the Principles for the Reporting of Arrears, Arrangements andDefaults at Credit Reference Agencies Click here --> http://www.scoronline.co.uk/sites/de...ment_final.pdf
Additional info from the ICO website --> https://ic... -
Credit file after Sequestration
My husband was made bankrupt on 2nd October 2009. We have free access to our credit report with Equifax through our bank account and the sequestration has now gone from his file. Do we need to do anything with regards to the other credit reference agencies or will it also have dropped off them automatically... -
Default Date
Hi All
I need some advice regarding a Default Date.
A Default date is on my credit file dated 26th November 2009.
The account was with Barclaycard and the default notice sent by Mercers Debt Colkection Agency who are agents for Barclaycard.
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Decision Time
Hello to all,
This is my first post on any forum ever so please bear with me whilst I find my feet.
Type of account - Credit card
Date commenced - 2001
Approx balance - £15,000
Date last paid - May 2015
Are you... -
evilcartman started a topic Sign away your data to Crapita or we'll stop your single person council tax discount!in Council TaxSign away your data to Crapita or we'll stop your single person council tax discount!
I've just come home to find this letter waiting for me.
It's a letter demanding that I sign it to declare that I am the sole occupier of this house (which I am) and consent to let Crapita, the infamous private corporation, store my personal data and cross-check it against...