Hi
Most of the debts I have are now managed or owned by DCA's having defaulted between Sept 2009 and June 2010. Mostly they're with Cabot (or derivatives like Marlin), Moorcroft and Cap Quest. Having kicked things off by inadvertently choosing one of the more litigious DCA's in PRA I wondered...
432 results in 0.0153 seconds.
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DCA "League Table"
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DCA purchased old RBS cc debt
Hi, it's been a long time since I posted and thanks to Niddy's Christmas email greeting decided to reassess my situation before I possibly receive a claim form..
In 2010 I started down the UCA route and stopped making payments on my credit card in December 2010 (taken out in 2002). It... -
Moorcroft Letter?
Hi,
I sent letters to Tesco Bank asking for debt validation, deed of assignment, proof of contract they have eventually after 4 months passed onto Moorcroft sent them letter 1 got this response?
Questions I have is
We received the instructions in good faith from... -
RBS sold account to Mint
Hello, I've updated my diary to include the fact that I've just recieved a letter from RBS saying my Mint account to Cabot. This is after 4+ years of not hearing anything (see diary). Do I start the request for CCA again?. I'm SB from December this year...... -
Moorgate Loan Servicing
Just info' really.
I have a long running history with Moorgate who cannot produce a CCA to enforce an alleged debt and have admitted by letter, as did their solicitors Shoosmiths, that no legal action could be taken without it. They communicate with me regularly threatening home visits which... -
Start of my diary
I am about to start my CCA quest. More info to follow.
Where I am at the moment, I have sent some requests off to test the water.
At the moment received three replies, two of which have proved unenforceable according to Niddy. One for NEXT and one for Barclaycard (my wife). I also... -
Next CCA
Hi,
Just received my wife's credit agreement for her next directory account.
The agreement does not contain any information with regards her personal details or signature.
What should we do now, it has also come with what looks like and standard letter.... -
Statute of limitations? or default IVA very confused..........
Good afternoon,
So Im hoping someone can help me with an explanation if nothing else.....
So a couple of years ago myself and my husband tried to enter into and IVA however we kept trying to tell the iva company that the repayments they were saying we could afford to make were based... -
Failed IVA
I am looking for some advice as I have some old debt from a failed IVA, the last payment I made to the IVA was Feb/Mar 2009, I am just starting to get letters from recovery companies offering "huge discounts". I never heard from the IVA company after my last payment despite asking them for... -
Advice on Enforceability and Statute Barred please
Here goes everyone...
In 2010, I entered into a DMP with ten creditors but for various reasons it failed 9 months later and I have paid nothing since. Most of these debts have changed hands several times since then and I haven't heard from some of the creditors for years. I have checked... -
UE Diary
Hello I would appreciate some advice.
I am awaiting funds from a relative then I will be offering F&F payments to my creditors. Should I send out CCA and account statement requests before the F&F lump sum is available (awaiting sale of business) from my father? I'm scared they'll... -
[CLOSED] - Continues in AAD+ Legal - Marlin Europe II Ltd ( Restons Solicitors Ltd ) v Slickfm
Your AAD Forum Username
Slickfm
Name of Claimant
Marlin Europe II Ltd
Name of Claimant's Solicitors
Restons Solicitors Ltd
Claim Issue Date
29 October 2015
Who Signed the Claim Form?...
An Individual (i.e. Joe Blogs) -
Clearscore (Experian)
Hi All,
As Clearscore offer free credit report based on Equifax data (sort of Noddle - Callcredit partnership), I am inclined to see what they have on file against my name - I have Noddle already and check it regularly every month.
However, my concern is about sleeping dogs, etc....Last edited by jadex; 30 December 2015, 05:19. -
drydensfairfax contact - need some advice...
Hi All,
First off, I want to say that I'm delighted I found this site... After checking out other "similar" sites, AAD is in a different league! At last a forum where members want to help, providing concise advice tailored for each issue (rather than the usual "just bin the... -
Egg Debt - CCA Request
I posted this on another site, but this site seems to have more knowledge so hopefully someone can help.
So back in Oct 2004 I took out an Egg credit card, around 2007 I got into some problems. It was passed on to DCA who I started to pay for a set amount each month, and pretty much...