Could they be UE?

[pooky2483]

Re: Could they be UE?

Just getting more statements for both accounts and more missed payment charges on them. will be sending them nothing to see how far it will go before they start getting heavy....

[pooky2483]

Re: Could they be UE?

They have now gone back to sending monthly statements.
The last letter they sent, ages ago was asking me for a response to their letter saying as it was after the date where it can be digitally signed and therefore is they want an answer. Which I never gave, just iggyied them.

How can they prove it? It was not 'signed'.
Just gonna blag em more and see what they get up to?
They are, as usual, adding charges.

[pooky2483]

Re: Could they be UE?

Niddy's said I could blag 'em for now and then slip in a F&F when they turn the heat up...

[pooky2483]

Re: Could they be UE?

I take it you are no longer paying the £2/mth... or else they'd never go SBd!

Nope. As a bit of help and a gift, when I got married the first time, my dad gave me the money to pay the scumbags off.

[pooky2483]

Re: Could they be UE?

They'd want it paying of course, but the amounts are probably too small for them to bother with legal action. I think you mentioned somewhere you are in receipt of benefits, if so all they'd get is £1/mth even if they went to court so hardly worth the trouble.

Yep, I am and fighting the bank for every penny I can get back

[pooky2483]

Re: Could they be UE?

They'd want it paying of course, but the amounts are probably too small for them to bother with legal action. I think you mentioned somewhere you are in receipt of benefits, if so all they'd get is £1/mth even if they went to court so hardly worth the trouble.

I remember saying that to a load of debtors I had about 15 or so years ago. I had about £10k in total and I offered them each £2 a month (yeah, I know - too much, I should have offered them £1 lol) and said to them, 'If you don’t like it, take me to court. They accepted my offer.

[pooky2483]

Re: Could they be UE?

Like I said, the decision is yours...

I'm only saying cos I can only see them only taking so much blagging, how can it stretch out for so long is what I am saying...

[Pixie]

Re: Could they be UE?

That's my thinking too FP.

It would take them 20 years or so just to re-coup the court costs.

[Pixie]

Re: Could they be UE?

Like I said, the decision is yours...

[pooky2483]

Re: Could they be UE?

But wouldn’t they pass them onto Reliable Collections and they’d be continuously adding charges on monthly after an initial £100, that way the debt would increase and they’d want it paying with it ever increasing.

[Pixie]

Re: Could they be UE?

If it were me I wouldn't be paying them. They're unlikely to do much for those amounts. Of course, it's up to you.

I've been blagging a couple of mine for more than 2 years...

[pooky2483]

Re: Could they be UE?

If it were me, I wouldn't be offering them anything.

Why offer a token payment, thereby admitting the debt, and then not pay it?

Niddy says it's

EDIT: just read back and you were paying them in March 2012 so only 4 months difference in SB. How much is owing on these accounts?

SB £239.74 Owing with arrears of £15.68 (1 payment) as of 7 July 2012.Payment of £31.36 to be paid by 28 July 2012

FW £220.08 Owing with arrears of £26.72 (2 payment £13.36) as of 14 July 2012 Payment of £40.08 to be paid by 28 July 2012 And theyre slapping 2 Admin fees of £12

[Pixie]

Re: Could they be UE?

If it were me, I wouldn't be offering them anything.

Why offer a token payment, thereby admitting the debt, and then not pay it?

EDIT: just read back and you were paying them in March 2012 so only 4 months difference in SB. How much is owing on these accounts?

[pooky2483]

Re: Could they be UE?

Re your e-mail Niddy;

So it looks like they’re going to keep pushing for payments, I'll offer them a token payment and I know for sure that they'll pass them onto Reliable Collections who will straight away add on £100 to each account as they did when they got mine a couple of years ago. Can they still do that, if they do, it's going to be protested against and in the end, not paid.

[pooky2483]

Re: Could they be UE?

As I say, carry on blagging it, you'll be fine.....

So, is there another letter I could send or do I just ignore them?