Hello.
I received reconstituted CCAs from PRA but I don't know if they are enforceable.
One is a micro copy and needs a magnifying glass to read it, the other has zero personal details on the relate to me.
I have looked at various sites and read info but I just...
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CCAs received from PRA. Are they enforceable?
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Filtering the pond Cabot, PRA and others
New diary for 6 accounts 2 x Cabot, 2 x PRA, Capquest, Hoist. All defaulted around ten years ago and sold not long after.
I'll try and get this right but bear with me.
Thanks for the support this site has already provided to my sanity and thanks in advance.
First... -
Joanna Connolly started a blog post High court allows troubled Amigo Loans to cap compensation paymentsHigh court allows troubled Amigo Loans to cap compensation payments
Court rejects fears deal would be unfair to customers by cutting payouts to 5% even though directors could earn £7m
High-cost lender Amigo Loans will press ahead with a rescue plan to cap compensation payments for nearly 1 million customers after the high court rejected concerns the proposed... -
FCA LAUNCHES PROCEEDINGS AGAINST NATWEST OVER ALLEGED MONEY LAUNDERING
Regulator says bank failed to exercise controls over £264m in cash allegedly paid into customer’s accounts
NatWest faces the first criminal prosecution under the money laundering regulations 2007 by the FCA. Photograph: Matt Crossick/PA
Julia Kollewe
Tue 16 Mar 2021 09.27... -
Hello! I've just discovered this site and so here goes.....
Hi, i discovered this site yesterday and have spent ages reading a lot of the forums and there is so much good advice here! Thank you! So now i have joined as I was trying to resolve my debt myself but now having read things here I think you'll be able to advise me better!
So my story... -
The Government’s Business Bounce Back loan Scheme
The Bounce Back Loan Scheme was formally launched on 4 May 2020 and is available until 4 November 2020. It is a new scheme introduced to help smaller businesses impacted by coronavirus (COVID-19). It aims to assist those businesses to borrow between £2,000 up to 25% of a business’ turnover. The maximum... -
Fears Britain's £73bn credit card time bomb is about to explode
Credit card companies have been hit by a further spike in customers struggling to pay their bills, according to data from the Bank of England.
A net 25 per cent of lenders said they had seen a rise in borrowers failing to pay back what they owe in the second quarter of this year.
...Last edited by Joanna Connolly; 11 November 2020, 15:41. -
Highways England Claim – Do Joanna Connolly Solicitors only deal with Consumer Credit? Colin Quinn
It is widespread common knowledge within the industry in which our firm operates that Joanna Connolly Solicitors are specialists in matters pertaining to Consumer Credit. I must immediately qualify that, by saying there are, for example, certain Chambers who are regarded as specialists in assisting... -
How to respond to CCA documents Lowell/Provident
Hello, I'm new to all this and asking for help on my response to documents received after a CCA request. This alleged debt is from Provident with Lowell. I received a pre-action protocol letter on February 7th 2019. I replied asking for more information. I also sent a CCA request with £1 to Lowell... -
Naive - Nat West and Cabot
Hi all, I am totally naive to all of this, and not sure where I stand with things. :-)
The ex-wife (thankfully) left me in around 2006, but I ended with close to £85k debt, all of which has been cleared, with the exception of a Nat West dual gold credit card. Nat West were one of the few... -
Morse's Unenforceability Diary
Morse: Number One
Type of Acc: Northern Rock Personal Loan
Date Commenced: October 2006
Approx Balance: £23,000
(£25,000 original amount, £34,000 total including interest)
Date Last Paid: June 2008
Current Arrangement: £1.00 pcm
Status: Defaulted... -
Philyabootz UE diary (please help)
Hello everyone, this is my first post so bare with me...
I entered into a debt management plan with step change over a year ago for a total debt of £40k
The original debts were to Tesco Loan £24k, Tesco CC £2k, Barclaycard £8k and MBNA CC £6k
I currently owe... -
NatWest closed my account! Someone please help me!! Cifas marker
I was in desperate need of money so I came across some guy on Facebook who convinced me that he will make me money and give me 50% of whatever was made. I met up with him and gave him my NatWest bank card and details. He made 2 transactions of £500 to my account so £1000 in total and withdrew the... -
At long last I am claiming life back
Brief background
I am looking to set up F&F with all my creditors, those that agree of course. All have had sent a CCA request 12/09/17. I have been paying all 9 creditors through DMP SC ,since 2008. I have 2 years left apparently. Every where I have read it’s better to start with... -
Defeated Lowell Portfolio 1 LTD in Leeds County Court
This was a small consumer credit claim of around £2,000 which the Claimant persisted in taking to trial possibly hoping our client would not have representation on the day in court for such a small sum. I decided to represent my client at the trial. The claimant was represented by counsel.
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