Please don't be too harsh as I had only just turned 17 when this happened and didn't know what to do or what was even happening.
I have tried to keep straight to the point and so hopefully its easy to understand.
Thank you amazing people.
In 2018, I was buying...
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Need help removing unwarranted fraud marker
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Let the fun commence - 6 year journey starts here!
Hi guys and gals
After a lot of researching and googling, i have decided to make nest on AAD
I will list my debts soon, but to summarise i have 8 debts totalling around £35,000 (Eeeek!). It was £42,000 but i was diligently paying into a DMP via Stepchange for the last... -
The start of a debt free life
Hello all, just a little about me - my hubby and I have found ourselves in big debts altogether, and after browsing through this forum over the past few days (which has already turned out to be super helpful and supportive) we both made a decision yesterday to stop making payments in anticipation of... -
Welcome to runcie
Hi runcie and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
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Welcome to Moopheeone
Hi Moopheeone and welcome
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Welcome to Worriedme
Hi Worriedme and welcome
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Welcome to seelam_1
Hi seelam_1 and welcome
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Welcome to BuntyBearFace
Hi BuntyBearFace and welcome
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Welcome to debtnewbie
Hi debtnewbie and welcome [img]http://forums.all-about-debt.co.uk/images/smilies/Generic%20Smileys/1-hello.gif[/img]
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Welcome to indirestraits
Hi indirestraits and welcome [img]http://forums.all-about-debt.co.uk/images/smilies/Generic%20Smileys/1-hello.gif[/img]
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
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Checkng for 'previous debtor'markers
Has anybody ever requested a SAR from a creditor where the debt is SB and Default annulled?
Most financial systems delete records after 7 years of the last activity. The cost of maintaining, archiving records, and recalling archived records is high. So will past creditors keep and check... -
Catalogue default
Sorry another question about a small Next Catalogue debt.
- The default date has been set at July 2013.
- At that time, the outstanding balance was around £50.
- I wrote to the creditor advising of position and offering token monthly payment - this was declined.
- The default - dated
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debtnewbie's Diary
Here's the (long) list - hope this format is okay...any advice much appreciated!
Last edited by debtnewbie; 12 March 2017, 17:11. -
Welcome to HerefordVet
Hi HerefordVet and welcome
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Welcome to angelbirch
Hi angelbirch and welcome
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