Hi guys
I was watching an episode of Can't Pay, Take It Away the other day, and i noticed that the High Court Enforcement guys were on a job enforcing a writ where a lady had taken out a 4k loan?! I was under the impression that any debt under the consumer credit agreement could not be...
182 results in 0.0545 seconds.
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'Can't pay, take it away' episode
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checking credit file
I want to know when any defaults were recorded - is it a bad idea to check ? -
TRADE CENTRE WALES THE CAR COMPANY HAVE LOST MY NEW CREDIT AGREEMENT?
Evening all.
Well today has been a new one for me I have to say.
I traded in a 2nd hand car for £500 and paid a £100 deposit to secure a car for my 16 year old son soon to be 17 in July.
I bought the newer second hand car for my son about 2 months ago on finance... -
Mental health and debt problems:
Mental health and debt problems:
This is a duplicate of the Blog Entry made on: 4th March 2016 13:17
Much has been written about the easy availability of debt at a time of record low interest rates....
The latest data showed that consumer credit was growing at the fastest pace -
Consumer Credit Regulations 1983 3(2)b
Hi,
I'd appreciate any clarification of this.
The Halifax have sent me a photocopy of a Credit Card Agreement which appears to have my dated signature on, however the signature/date space on behalf of Halifax plc is blank. The letter from Halifax states the following:The copy... -
Start of my diary
I am about to start my CCA quest. More info to follow.
Where I am at the moment, I have sent some requests off to test the water.
At the moment received three replies, two of which have proved unenforceable according to Niddy. One for NEXT and one for Barclaycard (my wife). I also... -
FCA launches call for input on retaining CCA provisions
FCA launches call for input on retaining CCA provisions
This is a duplicate of the Blog Entry made on: 19th February 2016 16:24
The Financial Conduct Authority (FCA) has today launched a call for input on the review of retained provisions of the Consumer Credit Act 1974 (CCA). The... -
Nationwide reveals £55m charge for consumer credit redress
Nationwide reveals £55m charge for consumer credit redress
This is a duplicate of the Blog Entry made on: 19th February 2016 16:44
Nationwide Building Society expects to pay out £55m in consumer redress this year due to regulatory matters including consumer credit legislation.... -
Urgent Help: Fredrickson International threatening action
Hi everyone,
Fredrickson International are threatening action for an old credit card debt which I believe is close to SB.
I need some urgent advise about sending off a CCA request, what I would like to know :-
1) What precautions do I need to take with the £1 postal... -
Pounds to Pocket
Hi SnV,
Happy New Year to you, let's hope it s kind to all of us.
I thought I would start a new thread for P2P, which was incorporated in my LS thread.
If you remember I sent a letter of compliant in April 2015 and received a response back saying I would have... -
Creating a new thread for Payday Loan debt
Hi All
Payday loans are simple, but confusing, products as they were not something that those drawing up the Consumer Credit Act really thought about. Changes were brought about by the FCA in January 2015 that sought to address that. Consequently, the ways to combat PDL debt can vary... -
Charging Order
I have a charging order from 2013, for 3.5k..
The final charging order from the court states:-
The interest of the judgement debtor Mr xxxx in the asset described in the schedule below stand charged with payment of the sum of £3xxxx. the amount now owing under a judgement or order...Last edited by Moradin; 24 October 2015, 13:26. -
Stepchange dmp
ive been in dmp since May 2014. Owed debt approx 21k 10 creditors. I've recently changed jobs and have substantial increase in salary. I am really worried and stressed that when I come to my review stepchange will take all the additional monies from me and I will be left again with very little money... -
ForMyHouse saying they've processed the refund but haven't received it
Hey guys!
So my partner and I bought two beds from ForMyHouse to be delivered on the 4th of September. They failed delivery and we needed beds so rather than sleeping on the floor we cancelled the order and bought some elsewhere the same day. We have still not received a refund. It's now... -
CCA requested Barclaycard do they have required paperwork
hi all
I requested a CCA from Barclaycard awhile back, its now with a DCA does the CCA request show the relavant info for it to be valid if that makes sense
all I got was the following
I write further to a letter requesting a copy of your excuted agreement...
