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  • 5corpio
    started a blog post Equifax to be investigated by FCA over data breach

    Equifax to be investigated by FCA over data breach

    Credit rating firm Equifax is being investigated by the UK's Financial Conduct Authority (FCA) over a large data loss. The FCA released a short statement announcing the investigation but did not provide further details. Equifax said it welcomed the opportunity to "learn the lessons from this criminal...
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  • 5corpio
    started a blog post Fake website fools Equifax staff

    Fake website fools Equifax staff

    Credit rating firm Equifax has apologised after it mistakenly directed some customers to an imposter website via its Twitter page. The firm recently disclosed a data breach affecting more than 143 million people, and set up a new website to share information with customers. But it mistakenly tweeted...
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  • Equifax hack: Britons among people to have their details compromised

    The company denies that three executives who sold more than $1.7m in shares after the attack knew of the incident. Credit agency Equifax has admitted that data from 143 million customers may have been compromised in a security breach earlier this year. US, UK and Canadian residents are among those to...
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  • sara2
    started a topic Staying under the radar or not

    Staying under the radar or not

    Hi All,

    I want to share my experience, I know the general advice here is to stay low, and don't alert anyone you are still alive but I had to. I did this for at least two years but then I moved address, I only have Coop basic account, and my mobile phone, and the debtors found me in my...
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  • Most households have not checked credit reports, Which? warns

    Most households have not checked credit reports, Which? warns

    This is a duplicate of the Blog Entry made on: 21st May 2016 15:18
    Most households have never checked their own credit report, research by consumer group Which? suggests.

    Consumers can be refused loans or
    ...
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  • Supergrover
    started a topic Failed IVA

    Failed IVA

    I am looking for some advice as I have some old debt from a failed IVA, the last payment I made to the IVA was Feb/Mar 2009, I am just starting to get letters from recovery companies offering "huge discounts". I never heard from the IVA company after my last payment despite asking them for...
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  • A broker who can help with a CIFAS marker - mortgage required

    Hi,

    I'm new to forums but was looking for some help and advice.

    I applied for a mortgage about 12 months ago, as part of the application I falsified my documents to inflate my income. To cut a long story short I now have a CIFAS marker against my name for application fraud...
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  • Data from ClearScore reveals the credit scores of almost 10 million consumers

    Data from ClearScore reveals the credit scores of almost 10 million consumers

    This is a duplicate of the Blog Entry made on: 1st December 2015 16:38
    Mapped: is your credit score better than your neighbour's?

    Large urban areas have the lowest average credit scores, while
    ...
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  • jadex
    started a topic Clearscore (Experian)

    Clearscore (Experian)

    Hi All,

    As Clearscore offer free credit report based on Equifax data (sort of Noddle - Callcredit partnership), I am inclined to see what they have on file against my name - I have Noddle already and check it regularly every month.
    However, my concern is about sleeping dogs, etc....
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    Last edited by jadex; 30 December 2015, 05:19.

  • TalkTalk attack: 'Urgent action needed' on cyber-crime

    Business leaders have called for urgent action to tackle cyber-crime after an attack on TalkTalk, calling it one of the biggest threats facing companies.


    More ---> http://www.bbc.co.uk/news/uk-34622754

    E mail from Talk Talk


    ...
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  • Stressedoutmum
    started a topic Credit file after Sequestration

    Credit file after Sequestration

    My husband was made bankrupt on 2nd October 2009. We have free access to our credit report with Equifax through our bank account and the sequestration has now gone from his file. Do we need to do anything with regards to the other credit reference agencies or will it also have dropped off them automatically...
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  • Barclays Masterloan re-appearing om my credit file after 7+ years

    Hi, apologies if this isn't posted in the correct forum, but I'd be grateful for whatever help/advice you can give me, please.

    Please also see attached screen print from latest Equifax file.
    Here's the story:

    (1) Barclays Masterloan taken out in 1998.

    (2)...
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    Last edited by florish; 29 September 2015, 17:11.

  • nightwatch
    started a topic Barclaycard recording SB debt as up to date

    Barclaycard recording SB debt as up to date

    I received an email alert from equifax that my credit file had a new entry, on checking it I found that there was a Barclaycard master loan registered on it as upto date and saying payments had been made since jan of this year.
    i have not made a payment to this account since may 2009, I requested...
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  • fwil
    started a topic fwil's diary

    fwil's diary

    Updated Tesco 17/1/18

    Background: My DMP of 2 years ended due to missing payments, planning to go self-regulated DMP if all debts (approx 15k) are enforceable.
    • Type of account Tesco credit card
    • Date commenced 6/1999
    • Approx balance £4500
    • Date last paid July 2012
    • Are you on arrangement
    ...
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    Last edited by fwil; 28 November 2015, 11:10. Reason: Updated info

  • MBNA Default still showing despite partial payment to DCA. Hillesden

    Hello I hope someone can help please.

    i am trying to help a friend of the family who is not well.

    basically he has applied for. Remortgage but turned down, on both Experian & Equifax credit files is an entry from Hillesden Securities

    default date 30/09/2011...
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    Last edited by brando69; 14 August 2015, 15:13.
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