New diary for 6 accounts 2 x Cabot, 2 x PRA, Capquest, Hoist. All defaulted around ten years ago and sold not long after.
I'll try and get this right but bear with me.
Thanks for the support this site has already provided to my sanity and thanks in advance.
First...
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Filtering the pond Cabot, PRA and others
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OLD CCJ and Shortfall mortgage
Good Morning All,
I am not legally savvy, but here goes:-
1. I had 2 CCJ in 2013 for credit card and personal guarantee for company as director. These have fallen off CRA. Natwest repossessed the company freehold business and sold very cheap in 2014 (compared to their valuation... -
HSBC agrees to extend redress scheme for customers impacted by historical debt collection practices
HSBC has voluntarily agreed to extend its redress scheme for customers who may have lost out by paying an unreasonable debt collection charge imposed by HFC Bank Ltd (HFC) and John Lewis Financial Services Limited (JLFS), the Financial Conduct Authority (FCA) has announced today. Both HFC and JLFS are... -
Xercise4less and Harlands! DCA taking money from bank account without permission!
I know I have been inactive for many years but that is a good thing for me. I have sorted all my issues and am debt free. The companies who treated me poorly get £1 per month (they were not UE unfortunately) and I will be in the ground before they get 1% of their money
I am trying to... -
At long last I am claiming life back
Brief background
I am looking to set up F&F with all my creditors, those that agree of course. All have had sent a CCA request 12/09/17. I have been paying all 9 creditors through DMP SC ,since 2008. I have 2 years left apparently. Every where I have read it’s better to start with... -
Arrow Global ( Reston Solicitors ) v Sharon2345 - Issued 15 May 2017
Your AAD Forum Username
Sharon2345
Name of Claimant
Arrow Global
Name of Claimant's Solicitors
Reston Solicitors
Claim Issue Date
15 May 2017
Who Signed the Claim Form?
An Individual (i.e. Joe Blogs)
How... -
MisterK UE Diary
Here is my diary at last.
(A little local difficulty getting the username agreed with MrsK, but everybody's happy now I'm pleased to say).
About six years ago, in need of some help and well before I found AAD, I paid some money over to some CMC's to get "certificates of...Last edited by MisterK; 30 April 2017, 09:04. -
UE Journey Begins
After about 10 years with Step Change I have decided to go the UE route. Eleven creditors and 41k of debt!! I would be struggling to pay this back before retirement, I have diligently paid Through Step Change and sacrificied a lot, no holidays, no pension etc. CCA requests have been sent to all creditors... -
Bailiff Visit
Hi Guys,
Need some guidance here. I sent 3 repeated letters Lloyds asking for proof of debt/original contract/claim against me/original credit agreement) have now passed it over to Fidelite DCA and rather than sending me several letters like others demanding payment they are going to pay... -
The start of a debt free life
Hello all, just a little about me - my hubby and I have found ourselves in big debts altogether, and after browsing through this forum over the past few days (which has already turned out to be super helpful and supportive) we both made a decision yesterday to stop making payments in anticipation of... -
CCA
So after months of deliberation I have decided to go down this route. I have debts both pre and post 2007 that are still outstanding. Is it worth sending off for post 2007 agreements as I get the impression these are exempt. Also do I send to the original lender or to the DCA? Any advice, including... -
credit file and UE debts question please
It's about nine years since we had problems paying our debts - first we had a dmp and paid through them and then in 2012 July we joined here and doing the UE route .
My question is this and i think i asked it before but not the same way lo.
If our debts are now UE but not yet SB do... -
Curiosity re DCA liquidation
I saw a comment on a thread (forgot which one), saying that Experto had gone into liquidation. I have looked at their website and the liqiodators statement of what to do if they were handling repayments etc, and one of the things on there was basically not to SAR Experto as the liquidators will not... -
Welcome to runcie
Hi runcie and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
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Welcome to Moopheeone
Hi Moopheeone and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
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