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5corpio started a blog post Simplifying subject access requests – new detailed SARs guidance ICOin 5corpioSimplifying subject access requests – new detailed SARs guidance ICO
The right of access is a fundamental right under data protection law. And it has never been more necessary. In a world where personal data is used almost everywhere – by everyone – it’s vital that people have the right to be able to find out what’s happening to their information. More and more... -
5corpio started a blog post Subject access policy updated after court rulings on disproportionate effortin 5corpioSubject access policy updated after court rulings on disproportionate effort
The latest updates we’ve made to the Guide to data protection and also our CCTV and Subject access request (SAR) codes of practice are a case in point. Please see the appendix below for more details.
Earlier this year, two Court of Appeal judgments – Dawson-Damer & Ors v Taylor... -
Arrow Global ( Reston Solicitors ) v Sharon2345 - Issued 15 May 2017
Your AAD Forum Username
Sharon2345
Name of Claimant
Arrow Global
Name of Claimant's Solicitors
Reston Solicitors
Claim Issue Date
15 May 2017
Who Signed the Claim Form?
An Individual (i.e. Joe Blogs)
How... -
National Hunter and Cfas issue
Before i get into the full story can anybody clear up three points for me please? I have read some conflicting information about how long an NH marker stays active. I thought it was six years but Im sure I read somewhere on here that it was rolling 13 months assuming no other issues were flagged to... -
CCA
So after months of deliberation I have decided to go down this route. I have debts both pre and post 2007 that are still outstanding. Is it worth sending off for post 2007 agreements as I get the impression these are exempt. Also do I send to the original lender or to the DCA? Any advice, including... -
Lending Stream / PRA Group
Hi all, I'm on a quest to clean up my Experian report and have two entries for the same debt which I need some advice with.
They are Lending Stream & PRA Group.
The entries read as follows:
Lending Stream:
Account Started: 28/01/2011; Default Balance: £788;... -
Curiosity re DCA liquidation
I saw a comment on a thread (forgot which one), saying that Experto had gone into liquidation. I have looked at their website and the liqiodators statement of what to do if they were handling repayments etc, and one of the things on there was basically not to SAR Experto as the liquidators will not... -
CLAIM IN COURT FROM IDR/LINK
I am due in court next month. I am being chased for close to £11k for a pre-2007 credit card account. After 3 years and the three letters and estoppel, the debt collectors refused to give me any documentation, even after they brought a case against me in the County Court. I defended, and the case was... -
Unwarranted CIFAS against my Name - Mortgage Application Fraud
Hi Forum,
I am new this forum (infact to any forum) but the need is such!!! So please accept my apologies if my below request is more in detail and boring and not in line with your expectations.
Issue in Detail: I have started a mortgage application with a leading UK Bank (which... -
Checkng for 'previous debtor'markers
Has anybody ever requested a SAR from a creditor where the debt is SB and Default annulled?
Most financial systems delete records after 7 years of the last activity. The cost of maintaining, archiving records, and recalling archived records is high. So will past creditors keep and check... -
FRAUD MARKER CATEGORY 6 ON MY PROFILE
Dear all, I am new to this group and I would really like some advice as to what to do next, I'll try to make this as concise as I can.
Sometime in November 2016 I applied for a Lloyd bank credit product and was declined, this wasn't the first time I've been declined a credit facility or a mobile... -
Can category 6/first party fraud marker be removed
Hi,
This will probably be a long post as I want to be as informative as possible.
If anyone could help that would be great.
My first ever bank account was with Halifax which my mum set up for me however in December 2011 I switched my account to Lloyds TSB because... -
Credit Card Agreement
I asked for an original credit card agreement from my creditors only 1 company responded, which looked like a photocopy which someone in their bedroom and cheap printer has made up.
Question is when you sign up for credit is their a proper credit agreement like an original not photocopy... -
Little woods extra care 500 after account been sold to a dca
Hi people from looking at previous posts I decided to double check through my sar request from littlewoods and found that I had this extra care 500, payments were taken of various amounts a month until I defaulted on the payments. Just at a glance the amount comes to about £1100. My question is as... -
Card protection payment reclaming
Hi
I've just received my SAR for my barclaycard and there is no PPI, but there is card protection insurance. The statements only start from 2009 (although the card application started in 2006) and up until 2012 (1 year after I defaulted), they were still taking the payment. When each...
