Hello,
To my knowledge, the only debt that I have is my student loan. While I've had a credit card in the past (and always paid it off in full every month), I haven't had one in a long time, nor do I use an overdraft. I've never taken out a proper loan (not counting the student loan) for...
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Received scary letters from Link Financial / Kearns claiming I owe thousands of pounds!!!
Last edited by Alphabet40; 11 May 2022, 18:53. -
Need help removing unwarranted fraud marker
Please don't be too harsh as I had only just turned 17 when this happened and didn't know what to do or what was even happening.
I have tried to keep straight to the point and so hopefully its easy to understand.
Thank you amazing people.
In 2018, I was buying... -
IN DEBT NEED HELP FAST
Halifax overdraft: £5000 - Increased from zero to £5000 over the space of a couple of months a lot of which was gambling and they were also aware my credit card was almost maxed at the time.
Halifax credit card £6500 - The first card i started using after buying a house in 2016
... -
OVERPAID FOR 8YRS OUT OF 10 Apparently
Evening people. got a bombshell of a letter today. 8/6/17. to the tune of £11kplus. the guy that sent the letter says we appreciate you may find it difficult to pay it back all at once (must have went to uni this guy) but if you can send the dosh to blah blah. please fone us to confirm you received... -
Drydensfairfax Solicitors Default
I have an unsecured credit card debt which was purchased by Max Recovery Limited in late 2012.
The original creditor was mbna.
The debt has never been on my credit file.
Last year, I started receiving correspondence from Drydensfairfax Solicitors, who were acting... -
BOI -> BOIG Creditor?
Have seen a letter advising an erstwhile BOI credit card defaulter (now SB) following the non-payment route that he is a creditor. "As a creditor he must by law be informed of the change to the structure of the bank which is now changing its name from Bank of Ireland to Bank of Ireland Group",... -
Arrow Global ( Reston Solicitors ) v Sharon2345 - Issued 15 May 2017
Your AAD Forum Username
Sharon2345
Name of Claimant
Arrow Global
Name of Claimant's Solicitors
Reston Solicitors
Claim Issue Date
15 May 2017
Who Signed the Claim Form?
An Individual (i.e. Joe Blogs)
How... -
National Hunter and Cfas issue
Before i get into the full story can anybody clear up three points for me please? I have read some conflicting information about how long an NH marker stays active. I thought it was six years but Im sure I read somewhere on here that it was rolling 13 months assuming no other issues were flagged to... -
Link Financial
Hi there,
Have an outstanding debt of £4k with Link Financials.
I requested a copy of my credit agreement on the 24th April and they responded on the 27th April to state that they didn't hold the information but would request from Barclaycard. They stated that this could... -
Cabot Financial (UK) Ltd (Mortimer Clarke Solicitors) v Smallpaws
Your AAD Forum Username
Smallpaws
Name of Claimant
Cabot Financial (UK) Limited
1 Kings Hill Avenue
West Malling
Kent
Name of Claimant's Solicitors
Mortimer Clarke Solicitors Ltd
16-22 Grafton Road, Worthing... -
Start of my unenforceabilty journey
So, in February I sent out CCA requests to all of our creditors. So far two have responded with copy agreements: Both are...
Credit cards
One commenced in 1994 and one in 2006 (my husbands)
Mine has about £1700 (the 1994 one), husbands has about £7200
Last full payments... -
Mint - Wescot
Hi everyone,
I'm looking for anyone's experience with Wescot.
Long story short - this is my husbands cc and had a balance of approx £9k and because we thought it enforceable (we used a different site at the time so it may be questionable!), he continued to pay an agreed monthly...Last edited by marypoppins; 14 May 2017, 13:24. -
Arrow Global Limited ( Restons Solicitors Limited ) v buffy300577 - Issued 2 May 2017
Your AAD Forum Username
buffy300577
Name of Claimant
Arrow Global Limited
Name of Claimant's Solicitors
Restons Solicitors Limited
Claim Issue Date
2 May 2017
Who Signed the Claim Form?...
The Solicitor Firm (i.e. -
Notice of issue of warrant of control
Hi Guys, hope your all well, I've not been around for a while as all my debts have gone thanks to you guys, but my misses has a court letter as per heading, just after some advice really where to go from here and will they agree paying in instalment's, what we don't want is for them to take the car... -
RhodriMawr's UE Journey
Barclaycard Visa
Type of Account - Credit Card
Date Commenced – Approx 1996
Approx Balance - £7,514.06
Date Last Paid - > 9 Years Ago
Arrangement – The Debt Charity Formerly Known as CCCS
Status – Last Payment February 2017
Account...Last edited by RhodriMawr; 25 April 2017, 19:35.
