160 results in 0.0140 seconds.
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checking credit file
I want to know when any defaults were recorded - is it a bad idea to check ? -
Default/Confusing With Debt Being Passed On Help Please!
Hi everyone, I hope someone can help.
A few years ago (2013) I took out a business loan through one of the UK's Start Up Loan delivery partners; long story short the biz didn't go to plan, so had to revenue to pay back the loan (which was £6,000).
Anyway, I recieved a default... -
Credit card protection law under threat:
Credit card protection law under threat:
This is a duplicate of the Blog Entry made on: 5th June 2016 06:59
............Shock rethink may end up leaving shoppers defenceless...
This month marks the 50th anniversary of the first credit card in the UK. The protection they -
Consumer Credit Regulations 1983 3(2)b
Hi,
I'd appreciate any clarification of this.
The Halifax have sent me a photocopy of a Credit Card Agreement which appears to have my dated signature on, however the signature/date space on behalf of Halifax plc is blank. The letter from Halifax states the following:The copy... -
Start of my diary
I am about to start my CCA quest. More info to follow.
Where I am at the moment, I have sent some requests off to test the water.
At the moment received three replies, two of which have proved unenforceable according to Niddy. One for NEXT and one for Barclaycard (my wife). I also... -
FCA launches call for input on retaining CCA provisions
FCA launches call for input on retaining CCA provisions
This is a duplicate of the Blog Entry made on: 19th February 2016 16:24
The Financial Conduct Authority (FCA) has today launched a call for input on the review of retained provisions of the Consumer Credit Act 1974 (CCA). The... -
Urgent Help: Fredrickson International threatening action
Hi everyone,
Fredrickson International are threatening action for an old credit card debt which I believe is close to SB.
I need some urgent advise about sending off a CCA request, what I would like to know :-
1) What precautions do I need to take with the £1 postal... -
Pounds to Pocket
Hi SnV,
Happy New Year to you, let's hope it s kind to all of us.
I thought I would start a new thread for P2P, which was incorporated in my LS thread.
If you remember I sent a letter of compliant in April 2015 and received a response back saying I would have... -
Creating a new thread for Payday Loan debt
Hi All
Payday loans are simple, but confusing, products as they were not something that those drawing up the Consumer Credit Act really thought about. Changes were brought about by the FCA in January 2015 that sought to address that. Consequently, the ways to combat PDL debt can vary... -
Charging Order
I have a charging order from 2013, for 3.5k..
The final charging order from the court states:-
The interest of the judgement debtor Mr xxxx in the asset described in the schedule below stand charged with payment of the sum of £3xxxx. the amount now owing under a judgement or order...Last edited by Moradin; 24 October 2015, 13:26. -
ForMyHouse saying they've processed the refund but haven't received it
Hey guys!
So my partner and I bought two beds from ForMyHouse to be delivered on the 4th of September. They failed delivery and we needed beds so rather than sleeping on the floor we cancelled the order and bought some elsewhere the same day. We have still not received a refund. It's now... -
Demand for preferential payment.
My mother has had a demand for £19,000 by the solicitor company acting on behalf of trustee as they are saying I made a preferential payment to her 12 months ago.
Basically I had borrowed money in my mothers name to consolidate debts because I could not get credit myself.
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CCA requested Barclaycard do they have required paperwork
hi all
I requested a CCA from Barclaycard awhile back, its now with a DCA does the CCA request show the relavant info for it to be valid if that makes sense
all I got was the following
I write further to a letter requesting a copy of your excuted agreement... -
welcome to joanna connolly
welcome to joanna connolly
We at AAD are proud to work closely with Joanna Connolly LLB (Hons), a Solicitor Advocate specialising in consumer credit litigation who provides initial pro bono (free) advice for AAD+ forum members.
Joanna was previously Head of Consumer Credit... -
Who is the Creditor?
When a trader offers credit , e.g. one year interest free credit, the loan is not normally advanced by the trader but by a finance house, and goods are not ordered or delivered until the loan is approved, which may take weeks.
Under CCA regs, who is the Creditor for cancellation rights?...
