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  • pipsaholic
    started a topic RBS Account Termination Letter

    RBS Account Termination Letter

    Hi,

    My bank has threatened me to set off my funds I hold with the bank current account and savings against any debt owed? Can they do this legally without my say so or do they require approval from the court. I don't hold bank accounts with any other creditors which I have credit cards,...
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  • Default cost certificate been served on me - advice needed please

    I had a car accident in 2008 which resulted in a personal injury claim which dragged on until it was finalised in court in nov 2014. As I was unsucessful in the claim I was ordered to pay the defendants cost's. I have hear nothing since the case was closed until a few weeks ago when I was sent a default...
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  • Spider65
    started a topic My Diary - Spider65

    My Diary - Spider65

    I'm new here so I'm hoping I am doing this right. If not, please let me know and I'll amend.

    I'm looking for some advice.

    I have 10 long-standing debts taken out before 2006. These equate to figures of between £11 to £175. They were all a variety of credit cards and loans...
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    Last edited by Spider65; 5 December 2016, 08:16. Reason: General tidying up

  • Spider65
    started a topic DMP / Unenforceable Debt

    DMP / Unenforceable Debt

    I'm new here so please excuse any naivete or ignorance on my part. I'm looking for some advice and this forum seems to be the place to go.

    I have 8 long-standing debts taken out before 2006. These equate to figures of between £12 to 2k. I have been paying these up until now by a DMP...
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  • Pension fees can cost 10% of savings, says Citizens Advice

    Pension fees can cost 10% of savings, says Citizens Advice

    This is a duplicate of the Blog Entry made on: 10th June 2016 13:23
    Withdrawing money from a pension fund can cost savers up to 10% of their retirement fund, according to Citizens Advice.
    The regulator, The Financial
    ...
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  • Licence fee dodgers to be fined more if they have Sky Read more: http://www.dailymail.co.uk/news/ar

    Licence fee dodgers to be fined more if they have Sky Read more: http://www.dailymail.co.uk/news/ar

    This is a duplicate of the Blog Entry made on: 19th May 2016 16:18
    Penalties could be doubled for viewers who have subscriptions channels


    • Fines could double
    ...
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  • The UK firm that wants to give big spenders a big shock

    The UK firm that wants to give big spenders a big shock

    This is a duplicate of the Blog Entry made on: 19th May 2016 16:19
    One British firm is seeking to put the buzz back into budgeting by giving bank customers an electric shock if they overspend.

    Intelligent Environments
    ...
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  • Strange contract, strange DCA

    OK lets start from the beginning.

    Agreed to rent a machine for my business, minimum rental was 36 months. I didn't think it was a problem as I didn't expect to not need it.

    November 2014 it arrives. I move to different premises and they have several of the machines so don't...
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  • Statement after being told no agreement can be found

    I have an unenforceable agreement with B.O.S, for which they had said they couldn't find an agreement.

    1st Credit have been sending letters for a while now chasing, which I have ignored. I just received a statement through saying that there was a payment 11/02/2015 of £6.00 credit (P/O)...
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  • mo444
    started a topic capital one £3500 debt

    capital one £3500 debt

    I'm just looking for advice.I have 3500 on a capital one credit card with no hope of repaying.I have a 6 month agreement paying £5 a month.Will I be able to continue with this long term? Do I fill in form every 6 months or just ignore it and continue to pay . will it goto debt collection..Will I be...
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  • Urgent Help: Fredrickson International threatening action

    Hi everyone,

    Fredrickson International are threatening action for an old credit card debt which I believe is close to SB.
    I need some urgent advise about sending off a CCA request, what I would like to know :-

    1) What precautions do I need to take with the £1 postal...
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  • want2bfree
    started a topic UE Diary

    UE Diary

    Hello I would appreciate some advice.

    I am awaiting funds from a relative then I will be offering F&F payments to my creditors. Should I send out CCA and account statement requests before the F&F lump sum is available (awaiting sale of business) from my father? I'm scared they'll
    ...
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  • Payday lender collapses after £20m refund programme - Cash Genie

    Payday lender collapses after £20m refund programme - Cash Genie

    This is a duplicate of the Blog Entry made on: 7th January 2016 16:49
    Payday lender Cash Genie has entered liquidation, just months after the Financial Conduct Authority (FCA) forced the company to pay £20m in redress
    ...
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  • Roger
    started a topic Roger UE Diary

    Roger UE Diary

    I had visited this site on many occasions.
    Like so many my problems started with the Banking crisis. I was self employed and the money simply dried up. Cards were like confetti.
    In 2011 the Bank stopped paying essential Bills and cancelling Direct Debts. In April 2012 I bit the bullet and...
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    Last edited by Roger; 23 November 2015, 21:12. Reason: clean up

  • mookiee001
    started a topic Stupidly made offer to MBNA - declined

    Stupidly made offer to MBNA - declined

    So I previously lived In the UK and moved back to the States a few months ago. I had been made redundant by my firm and received a small sum which helped us move back and buy a used car etc. I had tbsp left in my UK bank and contacted mbna trying to get a settlement amount. I was trying to payoff my...
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