My partner has checked her credit file using "Checkmyfile" and on her file there is a default at an
unknown address from Lowell and account type is mail order.
What is the first step we take to
A: check what this is
B: get it removed.

The default date...

After some advice please...
My OH purchased a light fitting from the brilliant gift shop back at the start of 2014 as she intended to do some decorating.
What with one thing and another the job never got started so the light just sat on the side and she got into money issues so couldn't...

Hi I am in the process of trying to determine whether or not a couple of CCA's I have recently received are enforceable or not.These are from JD williams and Freemans.These accounts were both opened about a year or so ago and due to a drastic fall in income I can no longer make full payments to these...

Hi

I joined the forum just over two years ago and posted this thread http://forums.all-about-debt.co.uk/s...t+frozen+debts asking if I could get interest frozen on debts. One of these debts was for £545.00 to...

Hi, I have read so much stuff in the last month and although I have learnt loads I am still a bit confused.

My partner has a big pile of relatively small debts - JD Williams Jacamo and all that lot plus Mext and maybe a couple of others. They vary from £100 ish to £1200, I doubt there...

Hi

had a battle for many years with JD Williams who admitted that the account was unenforceable but keep sending it to various DCA and has been with Lowells to whom l wrote saying it was unenforceable and enclosed copy of the letter from JD Williams accepting this they have now replied...

Hi there, I have just come across this forum and am looking for advice.
In 2009 I took out an account with Jacamo clothing, in 2011 I split with my long term partner and had a 12.5% pay cut at work meaning money issues.
Anyway I continued to pay Jacamo until the end of 2011 and I just...

I am compiling a list of all banks/lenders from 2006 - from those below can you notice any missing and if so, name them in a reply to the thread please.

I am aware that nowadays a lot of those listed will not be in existence but that's irrelevant, I want to list all lenders for a specific...

> WORK IN PROGRESS <

Background
In 2011, the tenancy agreement in my old student digs came to an end. As I was no longer a student, I needed to find private accommodation. I formed a group, and we all got along well. We found a house, paid non-refundable letting agency fees,...

INTRODUCTION

This is my thread aimed at helping people who are being thwarted by the High Street banks, even to the extent of being unable to obtain personal or business banking facilities. During the past two years, I have carried out extensive research into the British banking system,...

Hey guys,

I went through my Nationwide Statements for the last 24 months, found they had charged me over £235 for unpaid S/O's, D/D's and Unauth O/D fees.

I wrote to them claiming hardship throughout the period and asked all charges were refunded to me and no further charges...

I took out a loan in 2008 with HSBC but lost my job, so couldn’t afford the repayment. I informed HSBC and they passed the debt onto DG Solicitors and I have been paying them ever since.

What I want to know, as I have also just found out that they are HSBC's 'in-house' DCA (like Reliable...

I am looing at closing some accounts:

I am trying to cut down on my credit (when applying for cards I am told that I have a high level of credit)....

I have two accounts:

Barclays: Premier account, £200 overdraft and £150 reserve usage
Halifax: Ultimate...

Sent the first CCA off to niddy to look at .
Here the journey begins

When I read about a ''Monthly Feed'' that banks,credit card companies receive what happens if there is a missed payment but from a few month's ago?

Just to explain back in December 2011 I totally forgot a measly payment to Marisota (a JD Williams's catalogue) First time in nearly 4...