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August 2012
Total of All Outstanding Debt = £32,661.34
Number of creditors = 15
DISPUTED ACCOUNTS
LLOYDS TSB [MOORCROFT] LAST CORRESPONDENCE 23/01/13 PARKED
WESCOT LAST CORRESPONDENCE 31/08/12 PARKED
MBNA VIRGIN CREDIT CARD - F+F PAID
BARCLAYCARD LAST CORRESPONDENCE 09/10/12 LAST CORRES SENT TO LINK 10/04/16
HALIFAX CREDIT CARD [WESCOT] LAST CORRESPONDENCE 30/06/13 PAYMENT PLAN ARRANGED
CAPITAL ONE CREDIT CARD [LOWELL] LAST CORRESPONDENCE 30/07/13 PAID F+F
BANK OF SCOTLAND CURRENT ACCOUNT [CABOT] LAST CORRESPONDENCE 31/03/14 PARKED
HALIFAX LOAN [WESCOT] LAST CORRESPONDENCE 02/12/12 PAID F+F
BARCLAYS BANK ACCOUNT [BUCHANAN CLARK & WELLS] LAST CORRESPONDENCE 08/03/13 PARKED
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Old Debt Number One
NOW SETTLED F+F AND CLEARED 
Old overdraft with Nat West Bank.It has been with DCA since 27/6/2000
20/08/12
Contacted AIC Credit to establish balance and date of debt. Details obtained.
22/08/12
Sent CCA first class recorded with £1 postal order - Payments still being made
28/08/12
Letter received from AIC but asking for £1. I have already sent them £1 by postal order...!! Letter of reply sent 29/08/12 with cheque.
01/09/12
Letter received from NatWest.The balance owing is £377.40 and is an old overdraft. States that the bank does not require customers to sign an agreement under the CCA in order for an overdraft. Therefore a copy of the signed credit agreement is not available and does not need to be provided to you under the terms of Section 78. Scan to Niddy.
January 2013
Im continuing to repay this at £1 per month
May 2015 - cleared this by f+f
Total of All Outstanding Debt = £32,661.34
Number of creditors = 15
DISPUTED ACCOUNTS
LLOYDS TSB [MOORCROFT] LAST CORRESPONDENCE 23/01/13 PARKED
WESCOT LAST CORRESPONDENCE 31/08/12 PARKED
MBNA VIRGIN CREDIT CARD - F+F PAID
BARCLAYCARD LAST CORRESPONDENCE 09/10/12 LAST CORRES SENT TO LINK 10/04/16
HALIFAX CREDIT CARD [WESCOT] LAST CORRESPONDENCE 30/06/13 PAYMENT PLAN ARRANGED
CAPITAL ONE CREDIT CARD [LOWELL] LAST CORRESPONDENCE 30/07/13 PAID F+F
BANK OF SCOTLAND CURRENT ACCOUNT [CABOT] LAST CORRESPONDENCE 31/03/14 PARKED
HALIFAX LOAN [WESCOT] LAST CORRESPONDENCE 02/12/12 PAID F+F
BARCLAYS BANK ACCOUNT [BUCHANAN CLARK & WELLS] LAST CORRESPONDENCE 08/03/13 PARKED
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Old Debt Number One
NOW SETTLED F+F AND CLEARED Old overdraft with Nat West Bank.It has been with DCA since 27/6/2000
- Type of account - Nat West Overdraft
- Date commenced - Pre 2000
- Approx balance - Approx £377.40
- Date last paid - Pre 2000
- Are you on arrangement or not paying - YES Arrangement £1 per month up to date
- Status - ??????
- Account owner - AIC Credit
20/08/12
Contacted AIC Credit to establish balance and date of debt. Details obtained.
22/08/12
Sent CCA first class recorded with £1 postal order - Payments still being made
28/08/12
Letter received from AIC but asking for £1. I have already sent them £1 by postal order...!! Letter of reply sent 29/08/12 with cheque.
01/09/12
Letter received from NatWest.The balance owing is £377.40 and is an old overdraft. States that the bank does not require customers to sign an agreement under the CCA in order for an overdraft. Therefore a copy of the signed credit agreement is not available and does not need to be provided to you under the terms of Section 78. Scan to Niddy.
January 2013
Im continuing to repay this at £1 per month
May 2015 - cleared this by f+f
. CCA missing prescribed terms letter sent 25/10/12
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