Hi, I am new to the forum, so I hope this is in the right place and hopefully somebody will be able to provide some advice.
I'll try to be as concise as possible without rambling, but as a little bit of back story, I am 27 and for the past 5 or so years have been on a downwards spiral struggling...
307 results in 0.0147 seconds.
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CIFAS Cat 6 Marker Appeal - Halifax
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NatWest closed my account! Someone please help me!! Cifas marker
I was in desperate need of money so I came across some guy on Facebook who convinced me that he will make me money and give me 50% of whatever was made. I met up with him and gave him my NatWest bank card and details. He made 2 transactions of £500 to my account so £1000 in total and withdrew the... -
Moorcroft and Wescot are not the DP
Five of my accounts are with Moorcroft and another two with Wescot. I sent CCA request letters for all of them recently and have received replies which in all cases say .... "in line with our client's procedure you are required to contact our client directly..." or .. "we are not the... -
Checkng for 'previous debtor'markers
Has anybody ever requested a SAR from a creditor where the debt is SB and Default annulled?
Most financial systems delete records after 7 years of the last activity. The cost of maintaining, archiving records, and recalling archived records is high. So will past creditors keep and check... -
Credit Card Debt
Ok,
Ive decided to stop ignoring my constant chase ups letters phone calls etc etc I am getting from unpaid credit card debt. I have around 5 old debts which i have not done anything with for years and ignored all correspodence firstly from the credit card companies and thereafter DCA.... -
FRAUD MARKER CATEGORY 6 ON MY PROFILE
Dear all, I am new to this group and I would really like some advice as to what to do next, I'll try to make this as concise as I can.
Sometime in November 2016 I applied for a Lloyd bank credit product and was declined, this wasn't the first time I've been declined a credit facility or a mobile... -
Can category 6/first party fraud marker be removed
Hi,
This will probably be a long post as I want to be as informative as possible.
If anyone could help that would be great.
My first ever bank account was with Halifax which my mum set up for me however in December 2011 I switched my account to Lloyds TSB because... -
Welcome to Bubbiz
Hi Bubbiz and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
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Halifax CCA, application form & reconstructed CCA.
Hi I'm in need some some advice, I've put my Halifax credit card account into dispute, as I've requested a CCA and in return received a reconstructed copy along with an application form that looks like a spider has called across it! I can't understand any of the information on application form, I'm... -
Joint debt Iva
I have just settled an Iva one of the debts was Halifax overdraft, this was a joint account with my husband who was not in the Iva
He has been paying Moorcroft £20 per month we are both being asked to pay the same overall balance
Now that I have settled the Iva surely the debt should... -
Charlee UE Diary
MBNA Credit Card
Date commenced: Approx. 2009
Approx Balance £2940
Date last paid April 2016
Defaulted May 2016
Account owner MBNA
Requested CCA and they supplied a signed agreement showing that the card was taken out in 2009. -
Don't know what to do next
Hi everyone, I'm a new poster in need of some help and support. I think I probably need to post a UE diary but, in brief, my husband and I have 9 credit cards which we've been struggling with for many years. I've contacted one of the debt helplines a few weeks ago and they told me about unenforceable... -
Banks should cap overdraft fees, says competition watchdog
Banks should cap overdraft fees, says competition watchdog
This is a duplicate of the Blog Entry made on: 17th May 2016 17:59
Banks should cap unarranged overdraft fees and warn customers before they go overdrawn, the competition watchdog has said....
The Competition and -
Lloyds/Cabot/Marlin
5 years ago Niddy gave me tremendous help with accounts with Halifax and Yorkshire Bank. I don't think they are quite statute-barred yet so I'm not completely safe, but I have heard nothing for a long while so I'm hopeful that's 27 grand I'll be relieved of.
I have a third account taken... -
time to sort this mess out
Hi toeveryone in the forum and thank you for all the info available to help me makea start on my financial mess.
my story started about 10 years ago with a lot of unsecured debt to the tune of£35k, I have been on dmp and never missed a payment, I never reallyquestioned the debts and threats...
