Hi, I am new to the forum, so I hope this is in the right place and hopefully somebody will be able to provide some advice.
I'll try to be as concise as possible without rambling, but as a little bit of back story, I am 27 and for the past 5 or so years have been on a downwards spiral struggling...
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CIFAS Cat 6 Marker Appeal - Halifax
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Philyabootz UE diary (please help)
Hello everyone, this is my first post so bare with me...
I entered into a debt management plan with step change over a year ago for a total debt of £40k
The original debts were to Tesco Loan £24k, Tesco CC £2k, Barclaycard £8k and MBNA CC £6k
I currently owe 2... -
Nokia sued for 'up to £1 million' in claim mobile phone overuse caused brain tumour
A former salesman is suing Nokia for as much as £1million over claims heavy mobile phone use caused his brain tumour.
Neil Whitfield, 60, is believed to be the first Brit to sue a mobile phone company on such grounds and if he succeeds it could cost the industry millions.
... -
Delays and Increasing costs hamper MOJ's digital courts project
A £1bn modernisation programme of the UK’s justice system is facing a “daunting challenge” after falling behind schedule and overrunning costs, according to Whitehall’s spending watchdog.
The National Audit Office has found that the changes being rolled out by HM Courts & Tribunals... -
Alpha Insurance Declared Bankrupt
The insurance company Alpha Insurance A/S has been declared bankrupt. Policyholders must obtain a new policy with another insurance company as fast as possible if they want to maintain their insurance cover.
Its an off shore company so no UK protection but the Danish Guarantee Fund for... -
Defeated Lowell Portfolio 1 LTD in Leeds County Court
This was a small consumer credit claim of around £2,000 which the Claimant persisted in taking to trial possibly hoping our client would not have representation on the day in court for such a small sum. I decided to represent my client at the trial. The claimant was represented by counsel.
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Success in Wandsworth today
In Wandsworth today for application to set aside 2 yr default judgment - settled at court door client very happy. Should mention it was a £250,000 default judgment plus £150,000 contractual interest .......eyewatering interest rate of 400%!... -
The new Jane Austen £10 note - when is it coming out and what will it look like?
The new, polymer £10 note is being unveiled by Bank of England governor Mark Carney on Tuesday. This marks the 200th anniversary of the death of Jane Austen, who features on the new bank note.
Austen will be the only woman - apart from the Queen - to be featured on an English bank note,... -
Government PI reforms will hand insurers windfall of up to £700m, say economists
The government’s personal injury reforms will boost insurers’ profits by up to £700m a year, an economics consultancy has predicted ahead of today’s second reading of the Prisons and Courts Bill.
Capital Economics (CE) also said there were reasons other than fraud which led to rising insurance... -
Claim Form
Hello All,
Having successfully seen off Barclaycard and Cap One thanks to this forum, I have now received a CC claim form (commencing Tues 5th June) relating to care home fees owed to the local County Council and outstanding since 2013.
The outstanding fees are for a relative and the original... -
Arrow Global ( Reston Solicitors ) v Sharon2345 - Issued 15 May 2017
Your AAD Forum Username
Sharon2345
Name of Claimant
Arrow Global
Name of Claimant's Solicitors
Reston Solicitors
Claim Issue Date
15 May 2017
Who Signed the Claim Form?
An Individual (i.e. Joe Blogs)
How... -
Link Financial
Hi there,
Have an outstanding debt of £4k with Link Financials.
I requested a copy of my credit agreement on the 24th April and they responded on the 27th April to state that they didn't hold the information but would request from Barclaycard. They stated that this could take... -
Cabot Financial (UK) Ltd (Mortimer Clarke Solicitors) v Smallpaws
Your AAD Forum Username
Smallpaws
Name of Claimant
Cabot Financial (UK) Limited
1 Kings Hill Avenue
West Malling
Kent
Name of Claimant's Solicitors
Mortimer Clarke Solicitors Ltd
16-22 Grafton Road, Worthing... -
Alfies Diary
Evening.
Starting this slightly unusual one as it relates to a current account overdraft and a request for its credit agreement given the newer rules on overdrafts.
The newish rules say that a credit agreement is required for overdrafts after 2011.
In this case however the 'draft was...Last edited by alfie; 22nd May 2017, 19:12. -
Start of my unenforceabilty journey
So, in February I sent out CCA requests to all of our creditors. So far two have responded with copy agreements: Both are...
Credit cards
One commenced in 1994 and one in 2006 (my husbands)
Mine has about £1700 (the 1994 one), husbands has about £7200
Last full payments...