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  • julian
    started a topic Welcome Back to Cabot (or not)

    Welcome Back to Cabot (or not)

    Has anybody received similar correspondence from darling Debbie?
    Could it be something to do with the recent fantastic court cases thrashing Virgin/MBNA? Not heard about it for ages, and it has been resurrected.

    It would seem that the debt for the now SB late-2007 card is owned by...
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  • julian
    started a topic Welcome Back to Cabot (or not)

    Welcome Back to Cabot (or not)

    Has anybody received similar correspondence from darling Debbie?
    Could it be something to do with the recent fantastic court cases thrashing Virgin/MBNA? Not heard about it for ages, and it has been resurrected.

    It would seem that the debt for the now SB late-2007 card is owned by...
    See more | Go to post

  • Drydensfairfax Solicitors Default

    I have an unsecured credit card debt which was purchased by Max Recovery Limited in late 2012.

    The original creditor was mbna.

    The debt has never been on my credit file.

    Last year, I started receiving correspondence from Drydensfairfax Solicitors, who were acting...
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  • shaun196809
    started a topic PRA Group

    PRA Group

    Hi there,

    I have a £8.5k debt with PRA from 2005 and requested a CCA last month. They responded stating that the amount was unenforceable as they couldn't find the original credit agreement.

    I responded with a 10% offer to close the account stressing that it was unenforceable...
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  • Can creditors force a house sale to claim back their money

    Hi all, thanks for all the help you give.

    I have been on a DMP for 5 to 6 years now and want to go self managed and put my creditors on token payments until I have CCA's back (or not as the case may be). My only concern is that the creditors might choose to force me into selling my house...
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  • PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

    ‘“RECONSTITUTED AGREEMENT” – IRREDEEMABLY UNENFORCEABLE”
    “UNREDACTED DEEDS OF ASSIGNMENT – NO ASSIGMENT PROVED”


    So, held Recorder Bellamy in PRA Group (UK) Limited v Mayhew at Central London County Court on 22nd March 2017, at the end of a 3 day multi track...
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  • Let the fun commence - 6 year journey starts here!

    Hi guys and gals

    After a lot of researching and googling, i have decided to make nest on AAD

    I will list my debts soon, but to summarise i have 8 debts totalling around £35,000 (Eeeek!). It was £42,000 but i was diligently paying into a DMP via Stepchange for the last...
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  • arklst1976
    started a topic MBNA now with Arrow

    MBNA now with Arrow

    Back for my 3rd time...
    Let's see what Niddy says, fingers crossed...less than 2K debt though so not a biggie
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  • Unenforceability Issues - how best to react?

    Hi

    I was told about how helpful AAD is this week and even after just half a hour looking around that seems like an understatement! Could anyone help with this enquiry please? As general background I have multiple credit card accounts; all defaulted between Sept 2009 and June 2010; all are...
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  • creditcritter
    started a topic Pra Group

    Pra Group

    requested a cca from Pra group long story , in January I recieved a small box application agreement standard Mbna Abbey card type pretty unreadable with some terms on the back , some application details attached pretty basic print out attached , they said in the letter I would here no more from them...
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  • Little_Miss
    started a topic Mbna unenforceable

    Mbna unenforceable

    Hi
    I did mean to start this diary back in February but life got in the way.

    So......
    12/15 - ended payments to all our credit card accounts.

    1/16 CCA'd all our CC's
    -mbna (£21500) received a letter which said it was unenforceable.
    -NatWest -£450...
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    Last edited by Little_Miss; 1 October 2016, 11:12.

  • newbie,, multiple defaults, had my head in the sand

    hi All, i have started to address my problems and hope i can find help here.

    i have a few defaults on my credit report, so far i have done as follows:

    Link financial (mbna original £11000), requested docs under CCA77/78 with £1, they replied saying neither they nor MBNA can...
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  • DCA transfer and Court claim stayed from previous DCA does it happen ?

    Hi there All,
    I do hope everyone is well !
    I have a question but have decided not to ask it in my diary as it is a general question really.....here goes :-

    I was served a Court Claim back in 2014 by a DCA ( through my own stupidity as I buried my head in the sand after a period...
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  • LarimarBlue
    started a topic LarimarBlue's UE Diary

    LarimarBlue's UE Diary

    Hi, I'm new on here so hopefully I'm posting in the right place!

    I received standard letters from PRA Group on behalf of Verde Experto requesting payment or offering settlement terms for a credit card I'd originally taken out with MBNA in 2002.0 I have simply been ignoring all of them....
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  • lincs
    started a topic Lincs diary

    Lincs diary

    Hi,

    Really pleased to have found this site

    ok letter from Shoosmiths today

    Our client Arrow Global ltd
    re MBNA Europe Bank Limited - (Virgin Money Credit Card)
    Balance 8880.07

    so I guess I need to get a request as to what it is about, I...
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