I have an unsecured credit card debt which was purchased by Max Recovery Limited in late 2012.
The original creditor was mbna.
The debt has never been on my credit file.
Last year, I started receiving correspondence from Drydensfairfax Solicitors, who were acting...
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Drydensfairfax Solicitors Default
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O2 Default - Didn't know I had
Hi there,
I reviewed my credit file today and saw that I have a default recorded by O2, which was under my closed accounts, for £20. Of which I paid anyway. Bizarre.
Apparently the account defaulted in July 2012 and I had no idea this happened. And especially for £20!!... -
Arrow Global Limited ( Restons Solicitors Limited ) v buffy300577 - Issued 2 May 2017
Your AAD Forum Username
buffy300577
Name of Claimant
Arrow Global Limited
Name of Claimant's Solicitors
Restons Solicitors Limited
Claim Issue Date
2 May 2017
Who Signed the Claim Form?...
The Solicitor Firm (i.e. -
Annual Statements
Can someone please clarify the situation regarding annual statements?
What are supposed to receive them for?
If you dont receive them does this make a debt UE?
Can this be rectified?
Thank you -
Failed IVA
Hi my Iva failed in 2012 and is still showing on my credit reference file - can anyone advise when this will drop off my file as it is showing as 110 months old? -
Lending Stream / PRA Group
Hi all, I'm on a quest to clean up my Experian report and have two entries for the same debt which I need some advice with.
They are Lending Stream & PRA Group.
The entries read as follows:
Lending Stream:
Account Started: 28/01/2011; Default Balance: £788;... -
credit file and UE debts question please
It's about nine years since we had problems paying our debts - first we had a dmp and paid through them and then in 2012 July we joined here and doing the UE route .
My question is this and i think i asked it before but not the same way lo.
If our debts are now UE but not yet SB do... -
FRAUD MARKER CATEGORY 6 ON MY PROFILE
Dear all, I am new to this group and I would really like some advice as to what to do next, I'll try to make this as concise as I can.
Sometime in November 2016 I applied for a Lloyd bank credit product and was declined, this wasn't the first time I've been declined a credit facility or a mobile... -
Claim Form recieved
Evening everyone,
Now its been a while since i posted on here due to the fact i have been happily keeping people at bay for a few years and took some advice from a friend to think about this stuff only when i had to for the benfit of my health.
But, as always something pops up for... -
Can category 6/first party fraud marker be removed
Hi,
This will probably be a long post as I want to be as informative as possible.
If anyone could help that would be great.
My first ever bank account was with Halifax which my mum set up for me however in December 2011 I switched my account to Lloyds TSB because... -
Parking Eye Parking Charge Notice
Just received a "Parking Charge Notice" from Parking Eye. My wife waited in a car park sitting in the car waiting for someone for 1 hour. Unfortunately she was caught by CCTV entering and leaving the car park so Parking Eye think she was parked for that length of time. The full details are... -
Card protection payment reclaming
Hi
I've just received my SAR for my barclaycard and there is no PPI, but there is card protection insurance. The statements only start from 2009 (although the card application started in 2006) and up until 2012 (1 year after I defaulted), they were still taking the payment. When each... -
Robinson Way / HPH2 LTD - Howard Cohen & Co
Can anyone give advice on the following letter from Robinson Way;
"We have received notifiaction from the Court that the Attachment of Earnings application isued against you has been dismissed. Please be advised that as your account is still subject to a County Court Judgement, you... -
Letter from Capquest re: old Capital One debt
Hello all,
Newbie here
After having had no contact with Capquest for a few years, I have received a letter from them regarding an outstanding Capital One credit card debt. Although I am aware of the debt (it is a defaulted account from 2008) the letter read almost like... -
sebaab's diary
Short history. Mid 2005 to 2008 overspent on credit cards trying to support family on lowish wages. Wife not working due to disabled son. 2008 wife suffers sudden illness so I have to take 10 months off work on half pay to look after 3 kids. Can't afford credit card repayments so slip into overdraft...Last edited by sebaab; 29 April 2017, 15:55.