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Brusselsprout started a topic Let the fun commence - 6 year journey starts here!

in Unenforceability Diaries

4 April 2017, 14:51
Let the fun commence - 6 year journey starts here!

Hi guys and gals

After a lot of researching and googling, i have decided to make nest on AAD

I will list my debts soon, but to summarise i have 8 debts totalling around £35,000 (Eeeek!). It was £42,000 but i was diligently paying into a DMP via Stepchange for the last...

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9 likes
lincs started a topic Lincs diary

in Unenforceability Diaries

6 July 2016, 15:41
Lincs diary

Hi,

Really pleased to have found this site

ok letter from Shoosmiths today

Our client Arrow Global ltd
re MBNA Europe Bank Limited - (Virgin Money Credit Card)
Balance 8880.07

so I guess I need to get a request as to what it is about, I...

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IF started a topic Welcome to lincs

in Welcome to the AAD Consumer Forum

6 July 2016, 13:30
Welcome to lincs
Hi lincs and welcome

I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-

Forum Rules and Guidelines

User Help Guides

To all the Newbies

Frequently Asked Questions

We don't...
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Westham1 started a topic Westham1 UE diary

in Unenforceability Diaries

3 June 2016, 11:53
Westham1 UE diary

RBS (Mint)

Credit Card
Commenced Oct 2006
Approx balance £8k
Date last paid Sept 2012

Status Default
Owner Cabot

I was introduced to a company called Highbridge in 2012.In September of that year I contracted with them to take over assignment...

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Last edited by Westham1; 14 June 2017, 11:46. Reason: Received letter
Westham1 started a topic Virgin Mobile phone

in General Debt Matters

1 May 2016, 10:00
Virgin Mobile phone

Yesterday my partner received a text from Virgin to say she was approaching her credit limit for the month.
I phoned them up and was told that she had exceeded her allowance and her current bill was £95.
When I asked what the limit was the rep told me £125.
I was astounded to hear...

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AAD News Feed started a topic National Living Wage comes into force

in AAD News Feeds

1 April 2016, 07:36
National Living Wage comes into force

National Living Wage comes into force

This is a duplicate of the Blog Entry made on: 1st April 2016 08:15

The new mandatory National Living Wage (NLW) has come into force, requiring employers to pay workers aged 25 and over at least £7.20 an hour.
It is expected to give 1.3
...

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AAD News Feed started a topic Minister: 'Outdated' landline charges should be scrapped

in AAD News Feeds

22 March 2016, 17:21
Minister: 'Outdated' landline charges should be scrapped

Minister: 'Outdated' landline charges should be scrapped

This is a duplicate of the Blog Entry made on: 22nd March 2016 16:38

Householders signing up for broadband packages could be exempted from the rental charge on their landline if they don't use it, under proposals to be discussed
...

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JLC started a topic My Journey with DMP's CCA's and PPI's

in Unenforceability Diaries

8 February 2016, 22:27
My Journey with DMP's CCA's and PPI's

Hi all!

My debt management journey.

Having stupidly tried to run a business and got into a lot of debt, I eventually gave up in 2015.

In the late 90's and early 00's I got quite a lot of credit cards and equipment leases. In the 00's it was mainly to help...

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Last edited by JLC; 12 February 2016, 19:50.
JudgeDreddy started a topic E-mail and the DPA

in General Debt Matters

15 January 2016, 22:39
E-mail and the DPA

I have a separate e-mail, on a separate domain, on a separate e-mail program for dealing with debts and such matters when I do not wish to use my personal e-mail. It is never used to sign up to any websites, etc. Solely for person to person communications.
Today I've received an e-mail from BPO/Lowell...

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missymoo started a topic A long road

in Unenforceability Diaries

8 January 2016, 18:47
A long road

I have agreed to help my sister with her debts so we have sat down this week with all the paperwork she has.

She has been in a DMP for a number of years and currently has around 10 debts left.

They mostly look like credit cards, loans, bank overdrafts. She has had some health...

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marypoppins started a topic Mary Poppins - Unenforceability Diary

in Unenforceability Diaries

3 January 2016, 20:22
Mary Poppins - Unenforceability Diary

Virgin MBNA – commenced 13/9/02
http://forums.all-about-debt.co.uk/s...)(MBNA-Virgin)
Last paid 3rd June 2009 Balance now £9400 Niddy confirmed UE. PRA issued in Aug 15 on behalf of Aktiv, but discontinued...

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Last edited by marypoppins; 28 January 2016, 21:13. Reason: spelling
14 likes
JamesC started a topic Virgin CC / Arrow GLobal / Moorcroft help

in Unenforceable Credit Agreements

15 December 2015, 09:55
Virgin CC / Arrow GLobal / Moorcroft help

Received letter from Virgin announcing transfer of £3488 CC debt to Arrow Global. Included in same envelope was introductory letter from Arrow, requesting I make contact with Moorcroft who are now apparently "managing" my account.
Also have had couple of missed calls from Arrow to my...

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mookiee001 started a topic Stupidly made offer to MBNA - declined

in Credit Cards

29 October 2015, 00:22
Stupidly made offer to MBNA - declined

So I previously lived In the UK and moved back to the States a few months ago. I had been made redundant by my firm and received a small sum which helped us move back and buy a used car etc. I had tbsp left in my UK bank and contacted mbna trying to get a settlement amount. I was trying to payoff my...

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Deepie started a topic TalkTalk attack: 'Urgent action needed' on cyber-crime

in AAD Alternative News Feeds

24 October 2015, 16:11
TalkTalk attack: 'Urgent action needed' on cyber-crime

Business leaders have called for urgent action to tackle cyber-crime after an attack on TalkTalk, calling it one of the biggest threats facing companies.

More ---> http://www.bbc.co.uk/news/uk-34622754

E mail from Talk Talk

...

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Leejusjo started a topic CCJ

in Debt & Housing

13 October 2015, 16:27
CCJ

I have recently found out that I have a CCJ on my credit file after applying for a rental property.

It transpires that 6 years ago I disputed a late payment fee through TSB. I cancelled my DD's including Virgin and to close my account as well as cancelling the DD with Virgin. Both seemed...

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