Hello, I'm new to all this and asking for help on my response to documents received after a CCA request. This alleged debt is from Provident with Lowell. I received a pre-action protocol letter on February 7th 2019. I replied asking for more information. I also sent a CCA request with £1 to Lowell...

Doorstep lender Provident Financial has been fined £2m and will pay more than £170m in compensation after another mis-selling breach. Thousands of customers were sold an add-on product on its Vanquis credit card which actually put people further into debt rather than help them manage their repayments...

Shares in the troubled sub-prime lender Provident Financial have fallen by up to 18%, after the firm revealed that its car finance division is being investigated by the regulator. The Financial Conduct Authority (FCA) is to examine the way that Moneybarn assesses car-buyers for loans. Provident Financial's...

The Information Commissioner’s Office (ICO) has fined lender Provident Personal Credit, part of the Provident Financial Group, £80,000 for sending nearly a million nuisance texts. The ICO said the Bradford-based firm employed third-party affiliate companies to send 999,057 unsolicited text messages...

Rent-to-own firms 'selling to vulnerable people' - Brighthouse

This is a duplicate of the Blog Entry made on: 4th July 2016 14:36
...

Hey

So I've applied with Brighthouse and been pre-approved pending employment and affordability checks.

Anyone dealt with these? And if I do get something will my credit rating improve despite the fact I have defaults on my file?

Thanks,

Jordan

Hello
Not sure where to put this.

I had a provident loan which I stopped paying. It has gone to Buchannan Clarke and Wells who have now bought it. They have sent a formal demand and now a threat of court action . Thing is I am not sure if there is anything I can do other than pay....

Provident Financial challenges Wonga with new online credit service

This is a duplicate of the Blog Entry made on 28th October 2013 17:29.

Yorkshire-based doorstep lender Provident Financial is set to take on payday loan company Wonga through a new online credit service. Provident......

hi all
i have 3 debts which i will list seperately below, presently unemployed, i live with my father.
thanks for all help
lujain

Hey, a friend of mine has managed to get herself into a right pickle.

When she was 17 she applied for accounts with Littlewoods and Orange and changed her age by a year to qualify.

She now has 4 outstanding debts totalling ~£2000 and she is on a DMP which is unaffordable,...

Hi,

In my 'Account Information' on my CerditExpert account some of my old defaulted accounts are no longer showing? The creditors are HSBC and Cahoot (Santander)? The Cahoot account has not been visible on there for a couple of years now (even though I owe them in excess of £10,000 and...

Rugby league player, hanged himself after huge debt with payday loans

This is a duplicate of the Blog Entry made on 17th April 2013 10:05.

* Kenny Davies found in woods after taking out loans with payday firms * *Family say player was a private person and no one knew he was...

No cap on payday loan interest rates hints new government watchdog

This is a duplicate of the Blog Entry made on 13th April 2013 10:09.

The new government watchdog has hinted that it will not put a cap on the interest rates of payday loans because consumers could be 'worse...

Hi Everyone,

I checked my credit report tonight and found that a new account has appeared with a defaulted balance from 2008. The account is owned by Provident and I have never had any dealings with them. Do they buy old debts? I did have a defaulted account with a similar balance which...

I got a loan from Mr Lender last February for £350, and I couldn't afford to clear it off at the end of the month, so I rolled it over, paying £105. Same again, the month after, and then the month after that, so I've paid most of what I was loaned.


I lost my job not too long...