Weebell's UE Diary

[weebell]

Hiyah Everybody,

So pleased the OH found this site. Think it's best if I record all my information here, will make the OH do the hard work for me though.

Well done to everyone involved with the site..

Key (Thank's to Pixie):

SENT = BLUE
RECEIVED = RED
OTHER INFO = GREEN

[weebell]

Re: Weebell's UE Diary

HBOS CREDIT CARD APEX CREDIT MANAGEMENT


Balance: £10,000
Default Date: 05/2008
Account Opened: 09/2000

CCA sent by recorded delivery 03/03/2012
Received letter from Apex. Letter dated 06 March 2012. Received 08 March 2012. Details below.
02/08/12 Received letter from Apex details below - Cannot find agreement.

[weebell]

Re: Weebell's UE Diary

EGG CC / FREDRICKSON / BARCLAYCARD CENTRE

Balance: £3500.
Default Date: 06/2008
Account Opened: 07/2007
Was Originally Egg Credit Card.
Been in Agreement with Fredricksons for £1pm for the last two years. Now £5.
According to Credit file now owned by Barclaycard Centre. Still paying Fredricksons.
Board think's it's best to leave this one so holding off.

[weebell]

Re: Weebell's UE Diary

HBOS OVERDRAFT / BLS Collections

Balance: £1500
Default Date: 11/2009
Account Opened: 05/2000
Been with BLS Collections for roughly 6 months. Paying £5 per month.
Not sure how to proceed confused with CCA in relation to this.

[nanna58]

Re: Weebell's UE Diary

welcome xx

[Never-In-Doubt]

Re: Weebell's UE Diary

Are these the only accounts or are there many more?

[weebell]

Re: Weebell's UE Diary

Are these the only accounts or are there many more?

These are the only accounts thanks goodness. Can I ask why you are asking?

Hope you don't mind.

Ta Much

Weebell

[Never-In-Doubt]

Re: Weebell's UE Diary

Because it's not a lot and most definitely not enough to get worked up about

[Never-In-Doubt]

Re: Weebell's UE Diary

HBOS OVERDRAFT / BLS Collections

Balance: £1500
Default Date: 11/2009
Account Opened: 05/2000
Been with BLS Collections for roughly 6 months. Paying £5 per month.
Not sure how to proceed confused with CCA in relation to this.

Send this off ---> Overdrafts - CCA Information - allaboutFORUMS

[weebell]

Re: Weebell's UE Diary

Because it's not a lot and most definitely not enough to get worked up about

Thank's Niddy. Really nice to hear things like that. Noticed on another thread that you are a Bluenose, me too.. Shoulsd warn you that the OH is a Buddie - be sure to give him a hard time. LOL.

[weebell]

Re: Weebell's UE Diary

Hi Everyone,

Letter below received from Apex in relation to BOS.

Thank you for your letter, in which you have requested all documentation under the Consumer Credit Act 1974 (the Act) with regards to your above noted account.

We cab confirm that your request is being processed and your account will be placed on hold pending its fulfilment.

We will write to you again with an update of our progress or on completion of the required documentation being supplied in line with the Act.

Quite a basic letter I think. So, if they don't reply within the 14 days of my original letter I guess I will need to fire off another letter?

Thanks

Weebell

[swanfan]

Re: Weebell's UE Diary

So, if they don't reply within the 14 days of my original letter I guess I will need to fire off another letter?

No, you wait til they send a CCA.

[weebell]

Re: Weebell's UE Diary

No, you wait til they send a CCA.

Ok, will do.

Thanks

[weebell]

Re: Weebell's UE Diary

Hi All,

Been away for a while OH (Snudgerchops on this site) has been unwell so things have slipped a little bit. He will be on later to update his diary.

Received this letter today in relation to:

HBOS CREDIT CARD APEX CREDIT MANAGEMENT


Balance: £10,000
Default Date: 05/2008
Account Opened: 09/2000

CCA sent by recorded delivery 03/03/2012

Dear Weebell,

We write further to your recent letter, in which you requested all documentation under the Consumer Credit Act (the act) with regards to your above noted account.

In relation to the afore mentioned account, we can confirm that unfortunately at present we are unable to obtain suitable copies of the required documentation from the original creditor in order to comply with your request. In light of this, we will be removing your account from our normal collection activity.

Although at this time your agreement is unenforcible, we must advise you that the debt still remains, the balance is due ans suitable collection activity may continue despite the unenforceability. We therefore recommend that payments are made in order to reduce your outstanding liability. You should also be advised that at any time we may produce a reconstituted copy of your Agreement, which would restore the enforceability of the Agreement.


Please also find enclosed a cheque for £1 refunding the fee paid for this service.

Is this a victory????

Thanks as always.

[helmsman]

Re: Weebell's UE Diary

Hi All,

Been away for a while OH (Snudgerchops on this site) has been unwell so things have slipped a little bit. He will be on later to update his diary.

Received this letter today in relation to:

HBOS CREDIT CARD APEX CREDIT MANAGEMENT


Balance: £10,000
Default Date: 05/2008
Account Opened: 09/2000

CCA sent by recorded delivery 03/03/2012

Dear Weebell,

We write further to your recent letter, in which you requested all documentation under the Consumer Credit Act (the act) with regards to your above noted account.

In relation to the afore mentioned account, we can confirm that unfortunately at present we are unable to obtain suitable copies of the required documentation from the original creditor in order to comply with your request. In light of this, we will be removing your account from our normal collection activity.

Although at this time your agreement is unenforcible, we must advise you that the debt still remains, the balance is due ans suitable collection activity may continue despite the unenforceability. We therefore recommend that payments are made in order to reduce your outstanding liability. You should also be advised that at any time we may produce a reconstituted copy of your Agreement, which would restore the enforceability of the Agreement.


Please also find enclosed a cheque for £1 refunding the fee paid for this service.

Is this a victory????

Thanks as always.

Keep that letter safe