Have been onthis forum for nearly 4 years. I have been quietly getting on with the unenforceable route with five different debts.Everything has gone well until today when I received this letter. I am unsure as to my response as I still have not received a proper signed original agreement from a CCA...

Hi Guys
Any advice on this one would be appreciated.
Sadly my Father passed away in October last year; i took care of the immediate estate issues shortly after, however he also had several outstanding debts (most with DCAs).
To date i haven't made any contact with any of these companies,...

Hello, I've updated my diary to include the fact that I've just recieved a letter from RBS saying my Mint account to Cabot. This is after 4+ years of not hearing anything (see diary). Do I start the request for CCA again?. I'm SB from December this year......

Does anyone know if there's a Class Action anywhere on Kensington Mortgage Co, or their owners.

2010, we were treated horrendously, after taking out a mortgage top-up of £35,000 (pre crash), KMC placed the money not into our personal account, but into the bank account of the company I...

Is there more chance for accounts to be UE the older they are, is there a chance that debts that are only a couple of years old be UE. Also can I CCA a plain old current account is it only really appropriate for CC's and loans?

You will understand by my recent posts that I am new to this....

Loans to You (clone)

This is a duplicate of the Blog Entry made on: 27th January 2016 16:48
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Liberty Loans (clone) Scam

This is a duplicate of the Blog Entry made on: 27th January 2016 16:52
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Loan Deals (clone) Scam

This is a duplicate of the Blog Entry made on: 27th January 2016 16:54
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Next Loans Scam

This is a duplicate of the Blog Entry made on: 27th January 2016 16:55
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I have been married to my wife for 18 years. And our house is in my name only, she is not on the mortgage and doesn't pay any of the household bills.
When we met, she had a small flat, it was mortgaged. the flat was eventually repossessed and sold at auction.

She is currently paying...

Loans Money (clone) Scam

This is a duplicate of the Blog Entry made on: 11th December 2015 18:30
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Fraud allegations in pension sales

This is a duplicate of the Blog Entry made on: 8th December 2015 15:50
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Hi all

Cabot wrote last year about my partner's Argos card that had been about for years, going to Eurodebt etc. They were given the option to supply CCA, SAR and deed of assignment on the full account, but wrote back to admit it was not possible and they would not be following the debt...

Crackdown to stop bailiffs using aggressive tactics - New Law

This is a duplicate of the Blog Entry made on 27th August 2015 15:19.

*Sweeping changes to the way bailiffs can enforce debt repayments come into force in England and Wales on Sunday.* The new laws include a ban...

Passport website sues its customers

This is a duplicate of the Blog Entry made on 27th February 2015 14:38.

*An unofficial passport website has sued more than 150 of its own customers after they tried to cancel or refused to pay believing they had been...

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