Hi all, I am totally naive to all of this, and not sure where I stand with things. :-)
The ex-wife (thankfully) left me in around 2006, but I ended with close to £85k debt, all of which has been cleared, with the exception of a Nat West dual gold credit card. Nat West were one of the few...
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Naive - Nat West and Cabot
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5corpio started a blog post British banks ordered to help people pay off credit card debtsin 5corpioBritish banks ordered to help people pay off credit card debts
LONDON (Reuters) - Britain's Financial Conduct Authority ordered banks on Tuesday to take steps to help people with persistent credit card debt to keep up with repayments. The FCA's new rules will, however, will still allow banks to ultimately suspend a credit card if a customer fails to make any progress... -
IN DEBT NEED HELP FAST
Halifax overdraft: £5000 - Increased from zero to £5000 over the space of a couple of months a lot of which was gambling and they were also aware my credit card was almost maxed at the time.
Halifax credit card £6500 - The first card i started using after buying a house in 2016
... -
Credit card limits 'need control'
More than a million credit card users who are struggling financially have had their credit limits increased without asking, a charity has said. Such borrowing could make their financial problems worse, so Citizens Advice is calling for a ban on unsolicited increases in credit card limits.It wants Chancellor... -
Drydensfairfax Solicitors Default
I have an unsecured credit card debt which was purchased by Max Recovery Limited in late 2012.
The original creditor was mbna.
The debt has never been on my credit file.
Last year, I started receiving correspondence from Drydensfairfax Solicitors, who were acting... -
BOI -> BOIG Creditor?
Have seen a letter advising an erstwhile BOI credit card defaulter (now SB) following the non-payment route that he is a creditor. "As a creditor he must by law be informed of the change to the structure of the bank which is now changing its name from Bank of Ireland to Bank of Ireland Group",... -
Arrow Global ( Reston Solicitors ) v Sharon2345 - Issued 15 May 2017
Your AAD Forum Username
Sharon2345
Name of Claimant
Arrow Global
Name of Claimant's Solicitors
Reston Solicitors
Claim Issue Date
15 May 2017
Who Signed the Claim Form?
An Individual (i.e. Joe Blogs)
How... -
Capital One Credit Agreement
Good Morning,
I currently have a debt of £13.6k with Capital One and currently in the process of negotiating an F&F payment.
Following advice, I requested a copy of my original contract signed with Capital One back in 2005 but now need this reviewing to see if it is... -
Arrow Global Limited vs sagesi - issued 28 April 2017
I've received a claim form from Restons Solicitors Limited acting for Arrow Global Limted regarding a Mark and Spencer credit card for the sum of £5203.98 including court fee and legal cost.
A little history about myself.
I've had many credit cards/loans and had never missed a payment... -
CAPQUEST ( Restons ) v kilasuit - Issued 18 April 2017
Your AAD Forum Username
kilasuit
Name of Claimant
CAPQUEST
Name of Claimant's Solicitors
Restons
Claim Issue Date
18 April 2017
Who Signed the Claim Form?
An Individual (i.e. Joe Blogs)
How much is being... -
Arrow Global Limited ( Restons Solicitors Limited ) v buffy300577 - Issued 2 May 2017
Your AAD Forum Username
buffy300577
Name of Claimant
Arrow Global Limited
Name of Claimant's Solicitors
Restons Solicitors Limited
Claim Issue Date
2 May 2017
Who Signed the Claim Form?...
The Solicitor Firm (i.e. -
PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN
‘“RECONSTITUTED AGREEMENT” – IRREDEEMABLY UNENFORCEABLE”
“UNREDACTED DEEDS OF ASSIGNMENT – NO ASSIGMENT PROVED”
So, held Recorder Bellamy in PRA Group (UK) Limited v Mayhew at Central London County Court on 22nd March 2017, at the end of a 3 day multi track... -
Ratesetter loan agreement
Hi all
I am currently in a DMP with stepchange and one of the members of MSE forum advised me to join this forum to check whether my agreements were enforceable. I believe my credit card will be however I am unsure about my agreement with ratesetter.
Is there anyone who could... -
Asset Link Capital (No5) ( Kearns Solicitors ) v Strepsi - Issued 23 March 2017
Your AAD Forum Username
Strepsi
Name of Claimant
Asset Link Capital (No5)
Name of Claimant's Solicitors
Kearns Solicitors
Claim Issue Date
23 March 2017
Who Signed the Claim Form?...
An Individual -
Debt/income expenditure form
Hi. Im new here and looking for some help.
A bit of background info:
I was in debt for a good few years starting about 8 years ago. Eventually cleared it up via a DMP 3 ish years ago. My credit score was destroyed then and still hasnt recovered but is very slowly creeping...
