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  • Drydensfairfax Solicitors Default

    I have an unsecured credit card debt which was purchased by Max Recovery Limited in late 2012.

    The original creditor was mbna.

    The debt has never been on my credit file.

    Last year, I started receiving correspondence from Drydensfairfax Solicitors, who were acting...
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  • julian
    started a topic BOI -> BOIG Creditor?

    BOI -> BOIG Creditor?

    Have seen a letter advising an erstwhile BOI credit card defaulter (now SB) following the non-payment route that he is a creditor. "As a creditor he must by law be informed of the change to the structure of the bank which is now changing its name from Bank of Ireland to Bank of Ireland Group",...
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    Last edited by julian; 6th June 2017, 11:07. Reason: ie scrabble

  • Cabot Financial (UK) Ltd (Mortimer Clarke Solicitors) v Smallpaws

    Your AAD Forum Username


    Name of Claimant

    Cabot Financial (UK) Limited
    1 Kings Hill Avenue
    West Malling

    Name of Claimant's Solicitors

    Mortimer Clarke Solicitors Ltd
    16-22 Grafton Road, Worthing
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  • Capital One Credit Agreement

    Good Morning,

    I currently have a debt of £13.6k with Capital One and currently in the process of negotiating an F&F payment.

    Following advice, I requested a copy of my original contract signed with Capital One back in 2005 but now need this reviewing to see if it is...
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    So, held Recorder Bellamy in PRA Group (UK) Limited v Mayhew at Central London County Court on 22nd March 2017, at the end of a 3 day multi track...
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  • stuffthebanks
    started a topic Think i dropped a clanger

    Think i dropped a clanger

    Huge mistake, very embarrasing if anyone read my original post.
    Teach me to make assumptions...
    Thanks guys.

    All the best...
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    Last edited by stuffthebanks; 21st April 2017, 19:19. Reason: Sorted now.

  • Billy12345
    started a topic Ratesetter loan agreement

    Ratesetter loan agreement

    Hi all

    I am currently in a DMP with stepchange and one of the members of MSE forum advised me to join this forum to check whether my agreements were enforceable. I believe my credit card will be however I am unsure about my agreement with ratesetter.

    Is there anyone who could...
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  • Let the fun commence - 6 year journey starts here!

    Hi guys and gals

    After a lot of researching and googling, i have decided to make nest on AAD

    I will list my debts soon, but to summarise i have 8 debts totalling around £35,000 (Eeeek!). It was £42,000 but i was diligently paying into a DMP via Stepchange for the last...
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  • crazybeats
    started a topic Bank of Scotland credit card help

    Bank of Scotland credit card help

    I am going to go and try and speak to them in the branch tomorrow but I wanted some advice first and this seemed like a good site to start with and speak to other people. I should also say I called them tonight to explain the situation but it did not go well at all. I just want advice from others in...
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  • alianza
    started a topic CCA response

    CCA response

    Hi , new here , someone recommended this site.

    I got into debt after a divorce and was in a DMP. I stopped paying the DMP in October as the company was no longer able to operate so have decided to sort stuff out myself. I sent off some CCA requests to three debts and have had back a couple...
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    I am due in court next month. I am being chased for close to £11k for a pre-2007 credit card account. After 3 years and the three letters and estoppel, the debt collectors refused to give me any documentation, even after they brought a case against me in the County Court. I defended, and the case was...
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  • Zeppelin
    started a topic Reconstituted Agreements

    Reconstituted Agreements

    I've been reading the excellent AAD guide to UE as a result of which I think I've got a better understanding of most aspects of UE, or so I thought at first! I'm sure I read somewhere that for Pre-April 2007 credit card accounts reconstituted agreements are NOT "valid,true copies and unacceptable"....
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  • Barclays UK writes off £680m of credit card debt

    Barclays UK writes off £680m of credit card debt

    This is a duplicate of the Blog Entry made on: 25th February 2017 08:07
    Barclays UK’s pre-tax profit increased 197 percent during the full year 2016, according to a results statement released today (February 23). The bank’s pre-tax
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  • AAD News Feed
    started a topic Price of stamps to rise next month

    Price of stamps to rise next month

    Price of stamps to rise next month

    This is a duplicate of the Blog Entry made on: 25th February 2017 08:10
    The prices of first and second class stamps are to rise by 1p from 27 March, Royal Mail has announced.

    It will take the price of a first class stamp to 65p, and
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  • debtnewbie
    started a topic debtnewbie's Diary

    debtnewbie's Diary

    Here's the (long) list - hope this format is okay...any advice much appreciated!
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    Last edited by debtnewbie; 12th March 2017, 18:11.