I have an unsecured credit card debt which was purchased by Max Recovery Limited in late 2012.
The original creditor was mbna.
The debt has never been on my credit file.
Last year, I started receiving correspondence from Drydensfairfax Solicitors, who were acting...
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Drydensfairfax Solicitors Default
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BOI -> BOIG Creditor?
Have seen a letter advising an erstwhile BOI credit card defaulter (now SB) following the non-payment route that he is a creditor. "As a creditor he must by law be informed of the change to the structure of the bank which is now changing its name from Bank of Ireland to Bank of Ireland Group",... -
Cabot Financial (UK) Ltd (Mortimer Clarke Solicitors) v Smallpaws
Your AAD Forum Username
Smallpaws
Name of Claimant
Cabot Financial (UK) Limited
1 Kings Hill Avenue
West Malling
Kent
Name of Claimant's Solicitors
Mortimer Clarke Solicitors Ltd
16-22 Grafton Road, Worthing... -
Capital One Credit Agreement
Good Morning,
I currently have a debt of £13.6k with Capital One and currently in the process of negotiating an F&F payment.
Following advice, I requested a copy of my original contract signed with Capital One back in 2005 but now need this reviewing to see if it is... -
PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN
‘“RECONSTITUTED AGREEMENT” – IRREDEEMABLY UNENFORCEABLE”
“UNREDACTED DEEDS OF ASSIGNMENT – NO ASSIGMENT PROVED”
So, held Recorder Bellamy in PRA Group (UK) Limited v Mayhew at Central London County Court on 22nd March 2017, at the end of a 3 day multi track... -
Think i dropped a clanger
Huge mistake, very embarrasing if anyone read my original post.
Teach me to make assumptions...
Thanks guys.
All the best... -
Ratesetter loan agreement
Hi all
I am currently in a DMP with stepchange and one of the members of MSE forum advised me to join this forum to check whether my agreements were enforceable. I believe my credit card will be however I am unsure about my agreement with ratesetter.
Is there anyone who could... -
Let the fun commence - 6 year journey starts here!
Hi guys and gals
After a lot of researching and googling, i have decided to make nest on AAD
I will list my debts soon, but to summarise i have 8 debts totalling around £35,000 (Eeeek!). It was £42,000 but i was diligently paying into a DMP via Stepchange for the last... -
Bank of Scotland credit card help
I am going to go and try and speak to them in the branch tomorrow but I wanted some advice first and this seemed like a good site to start with and speak to other people. I should also say I called them tonight to explain the situation but it did not go well at all. I just want advice from others in... -
CCA response
Hi , new here , someone recommended this site.
I got into debt after a divorce and was in a DMP. I stopped paying the DMP in October as the company was no longer able to operate so have decided to sort stuff out myself. I sent off some CCA requests to three debts and have had back a couple... -
CLAIM IN COURT FROM IDR/LINK
I am due in court next month. I am being chased for close to £11k for a pre-2007 credit card account. After 3 years and the three letters and estoppel, the debt collectors refused to give me any documentation, even after they brought a case against me in the County Court. I defended, and the case was... -
Reconstituted Agreements
I've been reading the excellent AAD guide to UE as a result of which I think I've got a better understanding of most aspects of UE, or so I thought at first! I'm sure I read somewhere that for Pre-April 2007 credit card accounts reconstituted agreements are NOT "valid,true copies and unacceptable".... -
Barclays UK writes off £680m of credit card debt
Barclays UK writes off £680m of credit card debt
This is a duplicate of the Blog Entry made on: 25th February 2017 08:07
Barclays UK’s pre-tax profit increased 197 percent during the full year 2016, according to a results statement released today (February 23). The bank’s pre-tax... -
Price of stamps to rise next month
Price of stamps to rise next month
This is a duplicate of the Blog Entry made on: 25th February 2017 08:10
The prices of first and second class stamps are to rise by 1p from 27 March, Royal Mail has announced....
It will take the price of a first class stamp to 65p, and -
debtnewbie's Diary
Here's the (long) list - hope this format is okay...any advice much appreciated!
Last edited by debtnewbie; 12 March 2017, 17:11.
