Has anybody ever requested a SAR from a creditor where the debt is SB and Default annulled?
Most financial systems delete records after 7 years of the last activity. The cost of maintaining, archiving records, and recalling archived records is high. So will past creditors keep and check...
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Pukka2 UE diary
Hi Niddy and UE people
This is the start of my UE diary.
I'll post each account separately.
Thanks in advance for all your help and support
Pukka2 -
Bank of Scotlland/Lloyds connection?
I had an old loan account with Bank of Scotland and want to try and get the PPI back. Other than the fact that I cannot find the account number, does anyone know how safe it is to make a claim with them while I am repaying my old Lloyds overdraft? I wouldnot want any repayment offset against it if I... -
Banks which show pending debit car transactions
Anyone know who other than Bank of Scotland/Lloyds/Halifax show pending debit card transactions ? I'm aware not all debit cars transactions will show due to online v offline auth -
Ex-Anglo Irish Bank CEO fails in bankruptcy bid
Ex-Anglo Irish Bank CEO fails in bankruptcy bid
This is a duplicate of the Blog Entry made on: 11th October 2015 19:01
Former Anglo Irish Bank chief executive David Drumm can be held liable for debts of 10.5m euros (£8.34m) after he failed in his bid to be declared bankrupt, a court... -
Tesco Credit Card
Either late 1990s or early 2000s, OH took out a Tesco Credit Card. For some unfathamable reason, we have been paying a token sum of £15 pm since 2003! I have sent various CCA requests all of which they have rejected because the letter is digitally signed. I have sent the template letters explaining... -
Fraud on my Account
PLEASE HELP!! I had an account with bank of Scotland which unfortunately had some dodgy money paid into which led to the ultimate closure of the account. I also have a Santander account which I carried on using only to apply for an online savings account, which was initially opened and closed a day... -
Interest only mortgage help
Hi
We have an interest only mortgage with BOS; we need to repay it in 8 years and we do not have a repayment vehicle... The plan is that my credit history should be all sorted then and as I am now back in full time employment I should be able to get a mortgage on my salary alone (husband... -
BOS/CAPITAL Bank Preference account-Stat Barred
Hi, I had a preference account, basically told BOS to go away over 6 years ago and hadn't heard a thing until I got a begging letter last week. Emailed the stat barred letter to the CEO. Got a letter back apologising for troubling me and they are going send me a cheque for £150.00 for the distress... -
Shaming of bully banks: We DID intimidate customers with fake debt collection letters admit bosses
Shaming of bully banks: We DID intimidate customers with fake debt collection letters admit bosses
This is a duplicate of the Blog Entry made on 6th September 2014 09:33.
*HSBC, Barclays, Santander and RBS/Natwest all admit using the trick* *Treasury committee said banks... -
andy9137's UE Diary
Cheers and hello -
I will give you some back ground info and hope somebody will be able to offer some advice?
My Wife and I are on a DMP being managed by step change - we started at £63,000 of unsecured debt back in 2009 and now owe £48,000. Debt free is scheduled for 2032... -
Sainsbury’s Bank – Reclaiming PPI
Hi
I took out a Sainsbury’s Bank Visa Gold Card in early 2003. As I was unsure whether or not PPI had been applied, I SAR’d them and received details back last week. There were no agreements, nor T&Cs with these details, but there were statements dating back to the original of 14/3/03.... -
RBS finance chief Nathan Bostock quits after just 10 weeks
RBS finance chief Nathan Bostock quits after just 10 weeks
This is a duplicate of the Blog Entry made on 11th December 2013 11:30.
*Nathan Bostock, who was appointed finance director at RBS on October 1, is to join Santander, as deputy chief executive* Nathan Bostock... -
Fresh wave of banking scandals could hit RBS, warns UKFI boss
Fresh wave of banking scandals could hit RBS, warns UKFI boss
This is a duplicate of the Blog Entry made on 13th November 2013 10:13.
*Chairman of firm responsible for taxpayers' stake in Lloyds and Royal Bank of Scotland says RBS could face further fines from regulators over...
