Swanfan's UE diary

[swanfan]

Re: Swanfan's UE diary

Statement from Mint saying "We will be increasing your interest rate in 2 month's time".

Nice of them isn't it. Have the BoE rate been increased or they looking to increase profits(again). ;Hmm

Apart from that no other letters. ;-y

[Never-In-Doubt]

Re: Swanfan's UE diary

save the best til last matey - i'll "do you" then off to bed hehe - oooer, nothing to "do" is there? Cool, ok well i'm outta here with each and every post updated within UE threads - phew, am knackered!!

[size=5]Night[/s] morning lol

[swanfan]

Re: Swanfan's UE diary

Okies, will do boss lol.

[Never-In-Doubt]

Re: Swanfan's UE diary

Dude time to send this to those that harass you by phone - no more Mr Nice Guy

---> http://forums.all-about-debt.co.uk/s...96&postcount=5

Thanks matey, i've not sent the 'harrassement by telephone' letter though. I'm guessing i should send that first? ;Hmm

Nah get stuck in with that mate lol

[swanfan]

Re: Swanfan's UE diary

Dude time to send this to those that harass you by phone - no more Mr Nice Guy

---> http://forums.all-about-debt.co.uk/s...96&postcount=5

Thanks matey, i've not sent the 'harrassement by telephone' letter though. I'm guessing i should send that first? ;Hmm

[Never-In-Doubt]

Re: Swanfan's UE diary

Dude time to send this to those that harass you by phone - no more Mr Nice Guy

---> http://forums.all-about-debt.co.uk/s...96&postcount=5

[swanfan]

Re: Swanfan's UE diary

Just a brief update, though not much happening really. ;-y

No response from Barclayshark or LTSB to recent letters.

No reply from Mint,very early days though.

Nothing from Citi, gone very quiet there.

I have had about 10 phone messages last week from Experto Carppynameo(re MBNA), but have had nothing this week.

[Susie]

Re: Swanfan's UE diary

Good luck with these, I have Mint, Experto/MBNA and Lloyds so it will be interesting to see how our paths compare

[swanfan]

Re: Swanfan's UE diary

LLOYDS TSB

Last payment- Feb 2010
Status- Defaulted
Balance- £4,493

CCA request to LTSB- 01/03/10
Account sold to MHA- 06/04/10
CCA Final response to LTSB- 09/04/10
Doorstep letter to BLS- 20/07/10
Refusal to accept UE to BLS- 03/08/10
Refusal to accept UE to Debt Managers- 18/08/10
Legal threat by DCA to Apex- 19/11/10
CCA Query No CCA to Apex- 12/02/11
CCA Query No CCA to Robinson Way- 21/05/11
CCA Query No CCA to Westcot- 5/12/11
CCA Query No CCA to 1st Credit- 15/08/12

[swanfan]

Re: Swanfan's UE diary

CITICARDS

Last payment- Jul 2009
Status- Defaulted
Balance- £10,693

CCA request to Citi- 15/02/10
CCA reminder to Collect Direct- 19/03/10
CCA copy document to Citi- 08/04/10
CCA final response to Citi- 26/04/10
Doorstep letter to Collect Direct- 05/05/10
Refusal to accept UE to Collect Direct- 27/05/10
Threat-o-gram lba to Collect Direct- 07/06/10
Threat of charging order to Cabot- 01/11/10

[swanfan]

Re: Swanfan's UE diary

BARCLAYCARD

Last payment- May 2009
Status- Defaulted
Balance- £2998

CCA request to Debt Managers- 15/02/10
CCA reminder to Robinson Way- 13/03/10
CCA sect 10 to Robinson Way- 14/04/10
CCA query to Barclaycard- 24/05/10
Account sold to Westcot- 22/06/10
CCA t&c to Barcaycard- 23/08/10

[swanfan]

Re: Swanfan's UE diary

MINT

Last payment- Jul 2010
Status- Defaulted
Balance- £4662

CCA request to Mint- 23/08/10
CCA app form to Mint- 24/09/10
Threat of doorstep visit to Resolvecall- 19/11/10
Threat to commence litigation to Triton- 26/01/11
Threat of doorstep visit to Tiriton- 18/03/11
Threatogram lba to Triton- 26/03/11
Threat to commence litigation to Green- 10/05/11
Threat to commence litigation to RMA- 12/07/11
Final response UE (general) to RMA- 21/07/11
Threatogram lba to Moorcroft- 9/12/11
CCA Query- Letter confirm no CCA to Moorcroft- 21/12/11
Final response UE(cca recd) to Moorcroft- 17/03/12
Account sold wid to Westcot- 28/07/12
Creditor refusal to accept UE to Westcot- 23/08/12
Niddy letter #218 to Nelson Guest- 02/10/12

[swanfan]

Re: Swanfan's UE diary

MBNA

Last payment- Aug 2009
Status- Defaulted
Balance- £12,785

CCA request to Experto-15/02/10
CCA reminder to Experto-13/03/10
CCA sect 10 to Experto-14/04/10
CCA query to Experto-26/04/10
Harassment by Phone ToLAT to Experto- 03/09/10
Threat by lender & Refusal doorstep visitto CMC- 18/05/11
Threat by lender TCL to CMC- 7/06/11
Threatogram LBA to CMC- 12/07/11
Enough is enough to Fairfax- 27/10/11
Account sold wid to Aktiv Kapital- 17/03/12
CCA Query Missing PTs to Aktiv Kapital- 28/07/12

[swanfan]

Hello everybody ;Hi

A brief summary of what's happened to me, ran short of work last year & wrote to all creditors who did bu**er all to help me. I then discovered UE & shortly after i found Niddy. Things couldn't have got any worse then ;LOL nah only kidding Niddy mate can't thank you enough really :weed. Summary of cards to follow...