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  • Need help removing unwarranted fraud marker

    Please don't be too harsh as I had only just turned 17 when this happened and didn't know what to do or what was even happening.

    I have tried to keep straight to the point and so hopefully its easy to understand.

    Thank you amazing people.

    In 2018, I was buying...
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  • Lloyds shares in the red as profits slide and it's hit by yet another PPI scandal charge

    Lloyds Banking Group has reported a 7 per cent fall in half-year pre-tax profits and revealed another £550million hit from the payment protection insurance scandal. The lender said pre-tax profits dropped to a worse-than-expected £2.9billion for the six months to June 30 after it booked the latest...
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  • 5corpio
    started a blog post Lloyds' blunder leads to customer payments

    Lloyds' blunder leads to customer payments

    Lloyds is repaying customers millions of pounds after finding administrative errors dating back to 2012. Nearly 200,000 current and former customers are receiving a share of repayments, thought to total about £6m. That means an average payment of £30. The banking group is writing to those affected...
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  • 5corpio
    started a blog post FCA under fire over Lloyds compensation scheme

    FCA under fire over Lloyds compensation scheme

    The Financial Conduct Authority (FCA) has been criticised for allowing Lloyds Banking Group to set up a "flawed" compensation scheme for victims of a massive fraud. The SME Alliance, which represents small firms ruined in the fraud, has filed an official complaint with FCA. It accuses Lloyds...
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  • Lloyds, Halifax, BoS and Yorkshire BS set to shut another 62 spots

    ....and cull hundreds of jobs

    • Lloyds Banking Group to close 49 branches 'as customers switch to online and phone banking'
    • Yorkshire Building Society Group to shut 13 branches
    • Wider YBS restructuring could cost 200 jobs
    • Union condemn Lloyds decision to 'ignore its corporate social responsib
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  • NatWest closed my account! Someone please help me!! Cifas marker

    I was in desperate need of money so I came across some guy on Facebook who convinced me that he will make me money and give me 50% of whatever was made. I met up with him and gave him my NatWest bank card and details. He made 2 transactions of £500 to my account so £1000 in total and withdrew the...
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  • 5corpio
    started a blog post Lloyds under fire over HBOS fraud compensation

    Lloyds under fire over HBOS fraud compensation

    Lloyds Banking Group has said it is close to offering compensation to 30 customers caught up in a criminal conspiracy involving former bankers at its HBOS subsidiary. The bank has already missed its own deadline of 30 June for paying redress to all victims. So far, only five have accepted compensation...
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  • RhodriMawr
    started a topic RhodriMawr's UE Journey

    RhodriMawr's UE Journey

    Barclaycard Visa
    Type of Account - Credit Card
    Date Commenced – Approx 1996
    Approx Balance - £7,514.06
    Date Last Paid - > 9 Years Ago
    Arrangement – The Debt Charity Formerly Known as CCCS

    Status – Last Payment February 2017
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    Last edited by RhodriMawr; 25 April 2017, 19:35.

  • pipsaholic
    started a topic Bailiff Visit

    Bailiff Visit

    Hi Guys,

    Need some guidance here. I sent 3 repeated letters Lloyds asking for proof of debt/original contract/claim against me/original credit agreement) have now passed it over to Fidelite DCA and rather than sending me several letters like others demanding payment they are going to pay...
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  • Frosty873
    started a topic The start of a debt free life

    The start of a debt free life

    Hello all, just a little about me - my hubby and I have found ourselves in big debts altogether, and after browsing through this forum over the past few days (which has already turned out to be super helpful and supportive) we both made a decision yesterday to stop making payments in anticipation of...
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    Last edited by Frosty873; 8 May 2017, 11:13. Reason: Edited colour code

  • Checkng for 'previous debtor'markers

    Has anybody ever requested a SAR from a creditor where the debt is SB and Default annulled?

    Most financial systems delete records after 7 years of the last activity. The cost of maintaining, archiving records, and recalling archived records is high. So will past creditors keep and check...
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  • Spent2much
    started a topic Co-operative bank for sale

    Co-operative bank for sale

    Iv'e been with this bank for 10 years - just read that the TSB might be taking over . This is bad for us as we have debts with the TSB .
    How will this affect our account if they do take it over - will they take our money from our account to pay the debts we owe to them ?

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  • Susiebling365
    started a topic UE Diary of Susieblings Daughter

    UE Diary of Susieblings Daughter

    I think this diary method keeps everything neat and tidy, so I m doing it, Sorry for the posting elsewhere but took a while to decide course of action .

    Co operative Bank

    Type : Credit Card
    Date Started : 4th September 1997
    Approx Balance :£4564.07 as at Dec 2016
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    Last edited by Susiebling365; 18 January 2020, 18:46. Reason: updating diary

  • so_so


    Dear all, I am new to this group and I would really like some advice as to what to do next, I'll try to make this as concise as I can.
    Sometime in November 2016 I applied for a Lloyd bank credit product and was declined, this wasn't the first time I've been declined a credit facility or a mobile...
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  • SXGuy
    started a topic Debenhams store card ppi

    Debenhams store card ppi

    Hi Guys. Mum has a Debenhams store card. Had it for years. She's recently missed 3 payments and as such they have terminated her ppi cover. I never even knew she had ppi on this. However they have credited her balance back by nearly 200 quid in 3 missed payments. So by my reckoning she was paying around...
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