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  • PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

    ‘“RECONSTITUTED AGREEMENT” – IRREDEEMABLY UNENFORCEABLE”
    “UNREDACTED DEEDS OF ASSIGNMENT – NO ASSIGMENT PROVED”


    So, held Recorder Bellamy in PRA Group (UK) Limited v Mayhew at Central London County Court on 22nd March 2017, at the end of a 3 day multi track...
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  • debtnewbie
    started a topic Catalogue default

    Catalogue default

    Sorry another question about a small Next Catalogue debt.

    • The default date has been set at July 2013.
    • At that time, the outstanding balance was around £50.
    • I wrote to the creditor advising of position and offering token monthly payment - this was declined.
    • The default - dated
    ...
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  • AA may have to raise prices because of tax increase

    AA may have to raise prices because of tax increase

    This is a duplicate of the Blog Entry made on: 8th February 2017 20:21
    The AA has warned that it may have to raise its prices because the government has doubled the tax rate on insurance policies in less than two years. The breakdown
    ...
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  • MellyJ
    started a topic Restons - Charging Order

    Restons - Charging Order

    Hi, I have been paying Restons £25 a month for ages against a credit card debt of about £5,000. I have now received a letter saying that they are applying for a charging order, what should I do next, I had returned and I & E form to them and offered to increase my payments to £30. I have a joint...
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  • West Bromwich to refund £27.5m to overcharged landlords

    West Bromwich to refund £27.5m to overcharged landlords

    This is a duplicate of the Blog Entry made on: 8th June 2016 17:12
    The West Bromwich Mortgage Company is to refund £27.5m to thousands of landlords who were overcharged.
    The Appeal Court has ruled that the lender, which
    ...
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  • lookingforward
    started a topic Windscreen chip repair

    Windscreen chip repair

    I've got a couple of chips (one recent) from flying stones on my cars windscreen. At the weekend I saw one of those repair companies in the local supermarket but they were busy so I didn't get it done but thought I'd make an appointment online today to get the repair done.

    I always thought...
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  • Fergie76
    started a topic Balance Transfer Offer

    Balance Transfer Offer

    I have two credit cards, one Barclaycard with a balance of £4230 and am currently paying £250 per month and a Capital One with a balance of £1550 and currently pay £154 per month. I think interest on both cards is about 30%.

    I have three balance transfer options with Barclaycard...
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  • Been paying token payments for years: what are my options?

    Hi All,

    Please bear with me while I fill you in on my case.

    I’ve been paying token payments to DCAs for 10 years, first by arrangement with them, then 5 years ago through a legal aid charity. Total debts: £40 across 7 debts.

    The monthly token payments are...
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  • Aqua Credit Card - Poor credit history but been accepted

    As you do, I received a weekly email from MSE a few weeks ago and I was reading one of the articles about a credit card acceptance "checker" that basically conducts a "soft" search of your credit score and gives a rough chance of acceptability for certain Credit cards

    ...
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    Last edited by Spud; 14 March 2016, 12:03.

  • no change in interest rate but payments keep going up

    Been watching this with my mortgage provider and 3 times the interest rate has not changed but each time we get a letter to tell us this the payment goes up by a few pence ,, its not a lot i know but why are they doing this if the rate has stayed the same.

    The first time they put the payment...
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  • AAD News Feed
    started a topic Millions face big jump in death fees

    Millions face big jump in death fees

    Millions face big jump in death fees

    This is a duplicate of the Blog Entry made on: 19th February 2016 16:22
    Millions of people in England and Wales face a large rise in fees payable after death, to raise an extra £250m for the courts service.
    The Ministry of Justice wants
    ...
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  • AAD News Feed
    started a topic Personal insolvencies at 10-year low

    Personal insolvencies at 10-year low

    Personal insolvencies at 10-year low

    This is a duplicate of the Blog Entry made on: 31st January 2016 08:29
    The number of people being declared insolvent was at is lowest level for a decade in 2015, but debt problems started to pick-up late in the year.

    A total of 79,965
    ...
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  • Anjkudes
    started a topic Nolan and Hillesden

    Nolan and Hillesden

    Nolan Solicitors (Glasgow) were granted a decree and charge for payment order against me for a debt passed on to Hillesden Securities by City Financial around 2010. I have been paying £25 then £70 per month since then. The original debt was £5200 but with added 8% interest and charges.
    The...
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  • Millions of bank customers face increase in fees

    Millions of bank customers face increase in fees

    This is a duplicate of the Blog Entry made on: 11th January 2016 11:39
    Millions of current account customers are being advised to consider their options, following an increase in fees, and changes in interest rates.

    From
    ...
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  • stuffthebanks
    started a topic Idem servicing

    Idem servicing

    Hi all, hope things are ok with you...
    I have a debt that was originally with Mint, it went to court, i was very inexperienced back then and ended up with a CCJ and charging order on my house.
    It was set at the hearing that i should pay £150 per month on the debt, which then stood at £18000,...
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