‘“RECONSTITUTED AGREEMENT” – IRREDEEMABLY UNENFORCEABLE”
“UNREDACTED DEEDS OF ASSIGNMENT – NO ASSIGMENT PROVED”
So, held Recorder Bellamy in PRA Group (UK) Limited v Mayhew at Central London County Court on 22nd March 2017, at the end of a 3 day multi track...
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PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN
- 19 likes
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Catalogue default
Sorry another question about a small Next Catalogue debt.
- The default date has been set at July 2013.
- At that time, the outstanding balance was around £50.
- I wrote to the creditor advising of position and offering token monthly payment - this was declined.
- The default - dated
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AA may have to raise prices because of tax increase
AA may have to raise prices because of tax increase
This is a duplicate of the Blog Entry made on: 8th February 2017 20:21
The AA has warned that it may have to raise its prices because the government has doubled the tax rate on insurance policies in less than two years. The breakdown...
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Restons - Charging Order
Hi, I have been paying Restons £25 a month for ages against a credit card debt of about £5,000. I have now received a letter saying that they are applying for a charging order, what should I do next, I had returned and I & E form to them and offered to increase my payments to £30. I have a joint...
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West Bromwich to refund £27.5m to overcharged landlords
West Bromwich to refund £27.5m to overcharged landlords
This is a duplicate of the Blog Entry made on: 8th June 2016 17:12
The West Bromwich Mortgage Company is to refund £27.5m to thousands of landlords who were overcharged....
The Appeal Court has ruled that the lender, which
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Windscreen chip repair
I've got a couple of chips (one recent) from flying stones on my cars windscreen. At the weekend I saw one of those repair companies in the local supermarket but they were busy so I didn't get it done but thought I'd make an appointment online today to get the repair done.
I always thought...
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Balance Transfer Offer
I have two credit cards, one Barclaycard with a balance of £4230 and am currently paying £250 per month and a Capital One with a balance of £1550 and currently pay £154 per month. I think interest on both cards is about 30%.
I have three balance transfer options with Barclaycard...
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Been paying token payments for years: what are my options?
Hi All,
Please bear with me while I fill you in on my case.
I’ve been paying token payments to DCAs for 10 years, first by arrangement with them, then 5 years ago through a legal aid charity. Total debts: £40 across 7 debts.
The monthly token payments are...
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Aqua Credit Card - Poor credit history but been accepted
As you do, I received a weekly email from MSE a few weeks ago and I was reading one of the articles about a credit card acceptance "checker" that basically conducts a "soft" search of your credit score and gives a rough chance of acceptability for certain Credit cards
...Last edited by Spud; 14 March 2016, 12:03.
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no change in interest rate but payments keep going up
Been watching this with my mortgage provider and 3 times the interest rate has not changed but each time we get a letter to tell us this the payment goes up by a few pence ,, its not a lot i know but why are they doing this if the rate has stayed the same.
The first time they put the payment...
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Millions face big jump in death fees
Millions face big jump in death fees
This is a duplicate of the Blog Entry made on: 19th February 2016 16:22
Millions of people in England and Wales face a large rise in fees payable after death, to raise an extra £250m for the courts service....
The Ministry of Justice wants
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Personal insolvencies at 10-year low
Personal insolvencies at 10-year low
This is a duplicate of the Blog Entry made on: 31st January 2016 08:29
The number of people being declared insolvent was at is lowest level for a decade in 2015, but debt problems started to pick-up late in the year....
A total of 79,965
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Nolan and Hillesden
Nolan Solicitors (Glasgow) were granted a decree and charge for payment order against me for a debt passed on to Hillesden Securities by City Financial around 2010. I have been paying £25 then £70 per month since then. The original debt was £5200 but with added 8% interest and charges.
The...
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Millions of bank customers face increase in fees
Millions of bank customers face increase in fees
This is a duplicate of the Blog Entry made on: 11th January 2016 11:39
Millions of current account customers are being advised to consider their options, following an increase in fees, and changes in interest rates....
From
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Idem servicing
Hi all, hope things are ok with you...
I have a debt that was originally with Mint, it went to court, i was very inexperienced back then and ended up with a CCJ and charging order on my house.
It was set at the hearing that i should pay £150 per month on the debt, which then stood at £18000,...