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  • Telecoms firms must do more to help customers struggling to pay bills

    People suffering financial hardship should receive better support from phone and broadband providers under proposals published by Ofcom today. According to our recent research, around 1.1 million households (5%) are struggling to afford their broadband. That rises to around one in 10 among the lowest-income...
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  • shaun196809
    started a topic Link Financial

    Link Financial

    Hi there,

    Have an outstanding debt of £4k with Link Financials.

    I requested a copy of my credit agreement on the 24th April and they responded on the 27th April to state that they didn't hold the information but would request from Barclaycard. They stated that this could...
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  • Cabot Financial (UK) Ltd (Mortimer Clarke Solicitors) v Smallpaws

    Your AAD Forum Username

    Smallpaws

    Name of Claimant

    Cabot Financial (UK) Limited
    1 Kings Hill Avenue
    West Malling
    Kent


    Name of Claimant's Solicitors

    Mortimer Clarke Solicitors Ltd
    16-22 Grafton Road, Worthing
    ...
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  • alfie
    started a topic Remortgage Equity Release

    Remortgage Equity Release

    Good evening.
    My query is if anyone knows off hand about remortgaging an existing equity release which provided an initial lump sum then a monthly payment. The sticking point is that it appears that the monthly payment cannot be stopped unless the whole existing amount is redeemed. The wish...
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  • Notice of issue of warrant of control

    Hi Guys, hope your all well, I've not been around for a while as all my debts have gone thanks to you guys, but my misses has a court letter as per heading, just after some advice really where to go from here and will they agree paying in instalment's, what we don't want is for them to take the car...
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  • RhodriMawr
    started a topic RhodriMawr's UE Journey

    RhodriMawr's UE Journey

    Barclaycard Visa
    Type of Account - Credit Card
    Date Commenced – Approx 1996
    Approx Balance - £7,514.06
    Date Last Paid - > 9 Years Ago
    Arrangement – The Debt Charity Formerly Known as CCCS

    Status – Last Payment February 2017
    Account...
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    Last edited by RhodriMawr; 25 April 2017, 19:35.

  • Jacspacs
    started a topic Failed IVA

    Failed IVA

    Hi my Iva failed in 2012 and is still showing on my credit reference file - can anyone advise when this will drop off my file as it is showing as 110 months old?
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  • Spent2much
    started a topic carers allowance

    carers allowance

    My dad is in a care home permanent now so my mum is on her own . She is a cancer survivor she has asthma and is bent over with age sciatica - she cannot make her own meals properly as she can't stand straight so i make them for her and i am there twice a day to make sure she has eaten and i do all her...
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  • Unwarranted CIFAS against my Name - Mortgage Application Fraud

    Hi Forum,
    I am new this forum (infact to any forum) but the need is such!!! So please accept my apologies if my below request is more in detail and boring and not in line with your expectations.

    Issue in Detail: I have started a mortgage application with a leading UK Bank (which...
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  • Checkng for 'previous debtor'markers

    Has anybody ever requested a SAR from a creditor where the debt is SB and Default annulled?

    Most financial systems delete records after 7 years of the last activity. The cost of maintaining, archiving records, and recalling archived records is high. So will past creditors keep and check...
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  • HerefordVet
    started a topic Credit Card Debt

    Credit Card Debt

    Ok,

    Ive decided to stop ignoring my constant chase ups letters phone calls etc etc I am getting from unpaid credit card debt. I have around 5 old debts which i have not done anything with for years and ignored all correspodence firstly from the credit card companies and thereafter DCA....
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  • Carley
    started a topic CCJ - Cabot Financial/Restons Solicitors

    CCJ - Cabot Financial/Restons Solicitors

    Hi

    This morning in the post I received a court judgement dated 27th January 2017 for the sum of £336.63 plus £107.00 costs (£443.63). The claimant is Cabot Financial (UK) Ltd with the payment address being Restons Solicitors. I have checked back and believe this to be an old debt from...
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  • so_so
    started a topic FRAUD MARKER CATEGORY 6 ON MY PROFILE

    FRAUD MARKER CATEGORY 6 ON MY PROFILE

    Dear all, I am new to this group and I would really like some advice as to what to do next, I'll try to make this as concise as I can.
    Sometime in November 2016 I applied for a Lloyd bank credit product and was declined, this wasn't the first time I've been declined a credit facility or a mobile...
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  • TillyU
    started a topic Barclaycard/Link Financial

    Barclaycard/Link Financial

    In 2011, due to my personal circumstances at the time, I wrote to the original lender, Egg, offering £1 per month. Shortly afterwards, Egg was taken over by Barclaycard. I continued to pay the £1.00 per month and didn't hear anything until last year when BC informed me that the account has been...
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  • Credit Card Debts...Advice Please

    Good Evening, I am posting on behalf of my daughter who is now in the middle of her financial settlement, and needing my support. Without going into the details, during her marriage she built up debt with three credit cards, all part of the marital problems at the time. However its reached a point now...
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