177 results in 0.0142 seconds.
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Reconstituted Agreements
I've been reading the excellent AAD guide to UE as a result of which I think I've got a better understanding of most aspects of UE, or so I thought at first! I'm sure I read somewhere that for Pre-April 2007 credit card accounts reconstituted agreements are NOT "valid,true copies and unacceptable".... -
CCA requested Barclaycard do they have required paperwork
hi all
I requested a CCA from Barclaycard awhile back, its now with a DCA does the CCA request show the relavant info for it to be valid if that makes sense
all I got was the following
I write further to a letter requesting a copy of your excuted agreement... -
Help MBNA/Virgin - CLOSED - Continues in AAD+
Hello, may I ask assistance for my sister who had a mbna/virgin card taken out in 2003 and was unable to keep up payments in 2010. Is the application form and T&c's sufficient to get a ccj against her. The prescribed terms received from the cca request claim to be what was overleaf on the application... -
Post 2007 Agreement
Hi all,
Had my head down for a while as Statute Barred Status is looming at the end of this year, however MKDP have finally sent a recon of an agreement for a HSBC credit card. It was taken out in the later half of 2007 so this question may be irrelevant anyway but if the recon that they... -
jtovey UE Diary
I have had a response to my CCA request from PRA group on the Halifax c/c debt, they have sent through statements from 2001 to 2006 and a copy agreement from 2006 or 2007, my signature appears nowhere in anything they have sent and the copy agreement is not dated. Is this enforceable? I am guessing... -
Tinkerbelle UE Diary
Posted in the General Debt Forum previously and am now starting my diary. Have recently retired and am unable to pay the minimum payment for a Barclaycard and Mbna credit card. Have sent out two CCA requests and have received a reply from Barclaycard -
Lowell Portfolio I, HBoS, Credit Card
Dear All,
I have recently been contacted by Lowell Portfolio I regarding a credit card debt with HBoS.
I am in a sticky situation having only just started work from a failed business, so I could do without the debts that have the possibility of being deferred until I'm in a better... -
Arrow Global/Blake Lapthorn LLP
Hello,
I have been having some trouble with Arrow Global and Blake Lapthorn. It started with an old debt on a credit card with Virgin Money which has been passed arounf different DCA's.
Arrow have hired Blake Lapthorn to chase up the debt and said they were going to take court... -
Cadwallader's UE Diary
This is a summary & continuation of the thread I started "Cap 1 sold to Lowell" at http://forums.all-about-debt.co.uk/s...sold-to-Lowell
I, like others here, heard recently from Lowell that they had bought my account from Capital 1.
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Digby's ue Diary
1) Capital One
- Type of account - Credit card
- Date commenced - Before April 2007
- Approx balance - £10,800
- Date last paid – Last month
- Are you on arrangement or not paying – Was making reduced payment but have now stopped
- Status –
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Statutory Demand threat
Hi all
I have been in dispute with Co-op Visa (credit card) for the last few months over what I say is an unenforceable agreement under CCA 1974. the amount in question is £4,900.00.
The agreement was taken out in 1993 but when I requested a copy of the original agreement... -
Voluntary charge.
How useful is it to offer a voluntary charge on your property while trying to make an offer pre court, especially when in actual fact it will only be a Restriction (single debt, joint owners)?
Is it wise to do this?
Can it help with negotiating a lower amount owed?
Does anyone... -
Walsh1's UE Diary
Hi I am new here. Had exactly all the same from Lowell this week. Seen off Capquest then did not hear anything for years. The account started 2004 defaulted 2009. The cca cap 1 sent back was an ultra short application form without the prescribed terms. Then they sent various copies of terms and cond... -
Dadof2's Diary
This is in respect of a Barclaycard account with a balance of approximately £9000. The account was originally opened in April 2010, (with Egg, whom Barclays took over in 2011.) In February 2014, I entered into a repayment plan with Barclaycard to pay off the balance at a rate of £200/mth in return... -
creditor not signed agreement can he charge interest and fees?
If an agreement is not signed by the creditor, so an unexecuted agreement. My question is; does the creditor have the legal right to charge late fees interest etc.
My own opinion is no! I appreciate he may be able to sign in the court room, if so that would not entitle him to backdate...