Hi all, thanks for all the help you give.
I have been on a DMP for 5 to 6 years now and want to go self managed and put my creditors on token payments until I have CCA's back (or not as the case may be). My only concern is that the creditors might choose to force me into selling my house...
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Can creditors force a house sale to claim back their money
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Bad credit history but all say settled ?
Hi I'm new to the forum, I've been looking into my credit file. I use to be a real nightmare with paying things, but for the last 4-5 years, I've been better with it. all my payments except 1 have either been settled or I'm still paying them eg
s. I just don't understand how it can be so bad,...
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Notice of issue of warrant of control
Hi Guys, hope your all well, I've not been around for a while as all my debts have gone thanks to you guys, but my misses has a court letter as per heading, just after some advice really where to go from here and will they agree paying in instalment's, what we don't want is for them to take the car... -
Looking to rent
We live in a mortgaged house, the house next door is a rental. Every 6, 12 or 48 months we get new neighbours more often than not they are a nightmare!
Anyway we were thinking if it was practical for us to rent our property and rent another property elsewhere.
I was wondering... -
SCS - carpet issues
Hiya,
I wondered if anyone can offer some advice?
I a moving to a newly built house- due to get keys /complete on April 28th. I ordered (and paid for in full) a new carpet back in the January sales but have now got an issue that the house (which i have... -
freehold on mortgaged property
This question is from a friend which i found interesting so I'm going to ask your views on it if you will please .
Jo Blogs buys a house he has a mortgage . The property is freehold .
If he paid for the freehold outright can he then live on the land and not in the mortgaged house... -
Joint Owned...court now?
Hi everyone,
I am aware that there is lots of stuff out there regarding this. But every case has its unique peculiarities eh?
Joint owned. She left around 8 years ago.
Not seen ex partner for 8 years over which period I paid the mortgage on the dot - never left... -
Sidmouth summerhouse crashes over cliff edge
Mr Griew, 69....Mr Griew said he had lost 20m of garden since he bought his home in 1997. And at the current rate of erosion of about 1m a year, he has about another 40 years left before his house collapses.
Well all I can say is enjoy the view .....and if he does live to be 109 he can...Last edited by Deepie; 8 February 2017, 20:16. -
CCJ from orange
I had a contract with orange which I gave them the 30 days notice for and left. This was nearly three years ago I have now just received a ccj for £152.60 with a total amount of £236.97.Not sure where I stand with them -
Arrangement to Pay and default notices
Hi Niddy
Basically I've got alot of unsecured debt that I'm now struggling to pay off. The majority of which has been used on house extension and improvement. Can't afford all my repayments each month now and have approached mortgage provider to remortgage to consolidate debt, no joy cos of my... -
Why is there a vegetable shortage?
Get your green while you can ...........
Anyone trying to stick to a healthy new year diet may have noticed a shortage of their favourite greens or salad items.
More ----> http://www.bbc.co.uk/news/uk-38666752 -
Debenhams store card ppi
Hi Guys. Mum has a Debenhams store card. Had it for years. She's recently missed 3 payments and as such they have terminated her ppi cover. I never even knew she had ppi on this. However they have credited her balance back by nearly 200 quid in 3 missed payments. So by my reckoning she was paying around... -
can debtor force which of the offers for my property is accepted to my disadvatage
In addition to my house I have a commercial property under separate title. My house is not involved. A private individual, a long-term colleague, made a short term high value loan to me so I could satisfy a serious debt issue. I agreed to sell the commercial property to repay. I am nearly 70 and was... -
family matters and affairs( lasting power of attorney)cost my parents £1278
A solicitor just went to my parents , my parents have made a will that the house is to be split between me and my two brothers , but now there is this 'government ruling' that means my parents had to pay £1278 which includes court costs so that if either of them have to go in to a home or die then... -
Dodgy Practices in "Can't Pay We'll Take It Away"
I've seen a few of these programmes now, which essentially project a very fluffy image of High Court Enforcement Officers, where they are just nice compassionate people who are only doing their job.
One tactic I've seen come up a few times is when they have sought to seize goods from...