mbna cc cca

[IF]

Re: mbna cc cca

tobyjug, moved your thread to the UE section

[tobyjug]

Re: mbna cc cca

Hi Oscar, thanks for your reply, i have not been answering the call just logging them, date- time and which phone they call -home, or mobile and the numbers that they use or lack of them when they are witheld ! its funny i have had loads and loads and today nothing lol must be their day off lol lol
Tobyjug x

[oscar]

Re: mbna cc cca

MBNA have a habit of calling from different locations - or at least thats how it comes up on mobiles 01244, 0161, Ireland.

If they persist in calling, keep a pad and pen by the phone, log all calls - I would even ask for the callers RACIF (rack if) ID - thats their log on - which they have to give you as it identifies them.

You dont have to speak to them, so ask that first ..... if you dont want to speak to them, dont. (for now anyway - Niddy / Paul might advise otherwise)

[tobyjug]

Re: mbna cc cca

Hi, yes i put it the subject line and its also in the text part of the email and i copied what i had put in the original post just to make sure lol
Tobyjug x

[Deepie]

Re: mbna cc cca

hi again,
tried to resend, but couldnt work out how to do it without details........i am very new to all this lol .......so i have emailed them straight to Niddy to take a look at, hope this is ok.
Tobyjug x

That's fine ...did you put your username on ?

[tobyjug]

Re: mbna cc cca

hi again,
tried to resend, but couldnt work out how to do it without details........i am very new to all this lol .......so i have emailed them straight to Niddy to take a look at, hope this is ok.
Tobyjug x

[IF]

Re: mbna cc cca

tobyjug here is a guide how to upload secure documents, click on link below:-

--- > User Guide - How to Upload Documents to the Secure Area - allaboutFORUMS

[tobyjug]

Re: mbna cc cca

hi, ok thank you, i didnt know that they showed up i will block out personal details and reload.
cheers
tobyjug x

[Deepie]

Re: mbna cc cca

I've removed your attachment they had your personal details on

[tobyjug]

Hi Niddy,
I wrote to MBNA and told them about losing my job at the start of december 2012 and told them i could not pay the required amount due to no income but i would make token payments OF £5.00 until i was back in work, i asked them to only contact me via letter due to stress this request has fell on deaf ears as today alone i have had 8 calls from them and it still early evening, i also asked would they freeze the interest on the account which was also ignored.
they wrote back asking for I&E then sent a statement with interest and charges added ! i then applied for my cca from MBNA and this is what has been sent to me, can you take a look and let me know if its enforceable please, I did see that on the original agreement/application dated 3/5.05 that it has my correct address at the time of application which is signed, but they have then sent a 2nd agreement that is at my current address which I have never seen before, not sure about it all so would be very grateful if you can take a look.
Thanks
tobyjug

credit card ....mbna
date commenced 03/05/05
balance........£16797.66
in arrears and now overlimit due to charges being added paying token payment of £5.00 startrd 10/12/12 next payment due tomorrow ( pay the 10th of the month)