I have an unsecured credit card debt which was purchased by Max Recovery Limited in late 2012.
The original creditor was mbna.
The debt has never been on my credit file.
Last year, I started receiving correspondence from Drydensfairfax Solicitors, who were acting...
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Drydensfairfax Solicitors Default
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Another PRA Group (UK) Limited Defeat in Court Today
Another headache for PRA Group (UK) Limited today as we won another case against them in Walsall County Court.
The District Judge found for us in all our defence points - the agreement unenforceable, no evidence of assignment, bad default notice, non service of statutory notices and s.78... -
Help and advice for debt of over £80k+
Hello all I'm new to this forum and I'm really hoping you are all a friendly bunch who won't judge me too much
My husband and I have always been in debt for as long as we've been together, and we are at the point where we are just being crippled every month with high interest and fallen... -
Lending Stream / PRA Group
Hi all, I'm on a quest to clean up my Experian report and have two entries for the same debt which I need some advice with.
They are Lending Stream & PRA Group.
The entries read as follows:
Lending Stream:
Account Started: 28/01/2011; Default Balance: £788;... -
checking credit file
I want to know when any defaults were recorded - is it a bad idea to check ? -
Arrangement to Pay and default notices
Hi Niddy
Basically I've got alot of unsecured debt that I'm now struggling to pay off. The majority of which has been used on house extension and improvement. Can't afford all my repayments each month now and have approached mortgage provider to remortgage to consolidate debt, no joy cos of my... -
Vanquis Default
Hi,
I have been in financial difficulty and would be grateful for any advice received.
I missed at least 3 payment on a vanquis credit card account and received the attached default notice.
The default notice letter was dated 19/4/16 and they asked me to pay by 8/5/16.... -
Statute Barred -- is there a section that goes into detail about this?
Hello all,
It's still a little bit of time until any of mine are Statute Barred but it's a lot nearer than when I started! In fact, I've just looked and it's just over a year until all of mine are SB!
I've been looking around the site but I haven't found anywhere that describes... -
Capquest trying to pull a fast one
Hi there AAD
hope you can advise me. A few months ago out of the blue
I received a letter from Capquest re an old nat west credit card
that I know for sure defaulted in 2009. However nat west was not mentioned in the letter
the client was named as arrow global. I duly... -
Hoist Portfolio Holding 2 limited ( Howard Cohen and Co ) v DangerMouse - Issued 4 October 2016
Your AAD Forum Username
DangerMouse
Name of Claimant
Hoist Portfolio Holding 2 limited
Name of Claimant's Solicitors
Howard Cohen and Co
Claim Issue Date
4 October 2016
Who Signed the Claim Form?...
An Individual (i.e. -
help with claim
Hi im just going over a claim i received and was wondering if anyone can tell me how far back can interest be claimed on court papers can a company that bought a debt claim interest for the years before they owned the debt?
thanks cussy -
dontknow's UE diary
Type of account - Credit card
Date commenced - 2001
Approx balance - £17,000
Date last paid - May 2015
Are you on arrangement or not paying- Not paying
Status – Default
Account owner – DCA
Aug 2015 Received...Last edited by dontknow; 11 October 2016, 14:24. -
How could I let this happen again....
Dear All,
I am finding it so difficult writing this post, but I really do not have anyone else to turn to. I know I have been extremely foolish, and I know my friends will not judge me on here.
Due to a difficult few months I have got involved in PDL yet again, I am beyond... -
New Day / Debenhams direct debit harassment
So some of you may know the ill health my mother has had recently and with everything going on we have been paying her Debenhams store card late every month. New Day rang her and was really pushing her to set up a direct debit. Wouldn't take no for an answer.
So she gave me permission... -
Nationwide unwilling to correcting credit history around partial settlement
Hi
I came across your forum and hope you are able help.
I tried searching on your blog but could not find anything specific to my issue.
I am waiting on Nationwide ringing me back this evening, so I am hoping you have time to respond to me before then
I understand you are...