Hi,
I sent letters to Tesco Bank asking for debt validation, deed of assignment, proof of contract they have eventually after 4 months passed onto Moorcroft sent them letter 1 got this response?
Questions I have is
We received the instructions in good faith from...
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Cloggy - AAD Moderator Passing
It's with great sadness that I'm letting you know about our very dear friend and colleague, Cloggy (AKA Paul) who sadly passed away recently (13/11/16).
There is a just giving page for anyone who'd like to give to his chosen charity as well as a few words within the article itself. ... -
New Day / Debenhams direct debit harassment
So some of you may know the ill health my mother has had recently and with everything going on we have been paying her Debenhams store card late every month. New Day rang her and was really pushing her to set up a direct debit. Wouldn't take no for an answer.
So she gave me permission... -
Father in law chased for fine he doesn't owe by B W Legal
Hey guys.
OK so my father in law is a volunteer at his local hospital and as such is not required to pay for parking when he is there. He just needs to display a permit.
Back in December 2010 he was given a parking fine by excel claiming he didn't display a valid ticket,... -
Mkdp vs curlew430
Mkdp took me to court over a 6 year old barclay card debt . It has been through at least 7 dca companies and finally it went to court on a date I was not aware of . The judge ordered it to be struck out , when I found out I rang the court and was told not to worry its finished the end . I have since... -
Lloyds/Cabot/Marlin
5 years ago Niddy gave me tremendous help with accounts with Halifax and Yorkshire Bank. I don't think they are quite statute-barred yet so I'm not completely safe, but I have heard nothing for a long while so I'm hopeful that's 27 grand I'll be relieved of.
I have a third account taken... -
Advice required
I am currently on a DMP and have had £6749.47 refunded in interest from Tesco Bank as during my DMP they failed to supply me with a notice of sum in arrears in accordance with the CCA.This got me thinking about other debts on my plan which are mainly credit card debt with the odd pay day loan and energy... -
Sick of Spammers? New Laws come into effect today
As of today there's changes that apply to us all. Spam calls / texts!
Previously, the ICO only really had powers to fine firms if the calls made caused you damage in any way (other than civil procedures for harassment - think Roberts v Bank of Scotland). From today, that all changes. The... -
New guidelines published on debt and mental health
New guidelines published on debt and mental health
This is a duplicate of the Blog Entry made on 26th March 2015 17:23.
The Money Advice Liaison Group (MALG) has today published its updated guidelines on mental health and debt. The Good Practice Awareness Guidelines...... -
Need for 6 monthly statements as per CCA. Minicredit
If no notices or statements have been sent under ( I think) S86 on an outstanding PDL does this bar them from adding any interest and charges.
Situation being
Took out a minicredit loan stating I was in receipt of benefits (got screen shots to prove that)
My credit file... -
1st Credit - Unknown Debt
My partner has received a letter from 1st credit which did not really have any details on it; so we called to find out what it related to.
They are saying he has an unsecured loan from City finance for £1336.39 which has not had a payment since 28/02/2006. He has no idea what this could... -
debt help
Hello everyone. I have 2 debts that im concerned about. Barclaycard 7450 pounds opened in 2003. For past 16 months token payments only first unable to meet contractual payments regularly in 2010. They have never defaulted on my credit file just lots of ap and bb6.i am new to all this and after your... -
Credit Cards when Disability Hits Us
Hi all. I'm just starting 2 threads in here, as it seems the right place - but please move elsewhere if needed. I'm now subsisting on Pension Credit, and caring for my wife who became disabled last year. She applied for P.I.P., but is still awaiting the result of this. However - I had 3 credit cards... -
Police Horse Sacked for Harassment
Words fail me. See the evidence.....
** breaking & entering
...
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Assignee's rights responsibilities and duties
If a debt is assigned does the new owner still take on the rights and duties of the OC.
I had an account with minicredit that after sending a stinging letter of complaint asking for confirmation of write off I heard nothing for over 2 years. I made allegations of harassment as well as...